Army Funding

ACFA Cashflow Offers Personal Loans for Veterans and Military Personnel

ACFA Cashflow Offers Personal Loans for Veterans and Military Personnel

Personal Loans for Veterans and Military Personnel: What Are They?

A few veteran and military loans are available if you need to fund an unforeseen expense or a job relocation as a veteran or service member. You can go with a credit union that caters mainly to veterans and military members, or you can go with a bank or online lender that has good terms but doesn’t require you to be a veteran or active-duty military person to apply visit

Veterans and military credit unions generally provide benefits and incentives such as automobile rental discounts and access to car-buying programs. On the other hand, banks and online lenders rarely provide those incentives, but they frequently offer an autopay discount. 

The combination of advantages, discounts, and terms you desire generally directs you to the best military personal loan for you.

How to Apply for Military Loans for Veterans and Active-Duty Military Personnel

While the application procedure for veteran and active-duty military loans varies per lender, here are the general steps to take:

Figure out how much money you’ll need to borrow. 

Calculate how much money you’ll need to borrow after checking your credit score. Only borrow what you require because you will be given a lump sum of money and charged interest on the entire amount.

Get a copy of your credit report. 

First, obtain a free copy of your credit score from your credit card provider or another website that provides free credit ratings. This will assist you in determining your creditworthiness and possibilities of qualification. Aim for at least 610, but a score of at least 720 will get you the best loan terms.

Take actions to enhance your credit score if necessary. 

If your credit score is below 610 or you wish to raise it to get the best conditions, take steps to enhance it before applying, such as paying off debt and reducing your credit utilization.

Shop around for the best interest rates and terms. 

Many lenders allow you to prequalify before you apply, allowing you to know what terms you might be eligible for with just a light credit inquiry. Prequalification allows you to look for the best prices without jeopardizing your credit score. Compare lenders specializing in serving veterans and service members with traditional online lenders who serve all civilians.

Fill out and submit your application. 

Submit your application online or in person once you’ve found a lender who offers you the best terms. Depending on your lender, this process can take a few hours to a few days.

Comparing Personal Loans for Veterans and Military Personnel

When comparing personal loans for veterans and military personnel, keep the following in mind: 

Consider the lender’s customer service choices. 

There’s one more item to consider before signing the loan agreement if you’ve identified a lender. While customer service may not appear to be a significant matter, it might make all the difference if you have payment troubles or run into financial difficulties during your repayment time. To make sure it’s a good fit, look over the lender’s customer service resources and read reviews.

Compare interest rates at the very top of the scale. 

Be mindful of interest rates if you have terrible credit. You’re more likely to get a rate at the top of the range with bad credit because your qualifying credit score mostly determines prices. 

Evaluate the maximum rate when comparing personal loans for veterans and military personnel with bad credit.

Make sure there aren’t any hidden costs. 

Some personal loan companies charge no origination, late payment, or prepayment fees. 

On the other hand, some may charge all or some of these costs. When comparing personal loans for veterans, make sure to consider the fee structure and the possible interest rate.

Prequalify with a provider if at all possible. 

Prequalification for a personal loan is available from a number of lenders. This means you can enter information such as your income, desired loan use, housing situation, and other factors to find out about loan limits, rates, and repayment alternatives. Prequalifying also only necessitates a light credit check, which has no impact on your credit score, allowing you to shop for the best prices with confidence.

Take into account any available discounts. 

Credit unions, banks, and online lenders make up our list. Because credit unions need a membership, they frequently provide member benefits and discounts, such as auto insurance discounts, automobile rental discounts, and vehicle purchasing programs. You won’t get these benefits at a bank or an online lender; those institutions normally just provide autopay reductions. Think about which is more important to you.


We evaluated 20 popular lenders using 14 different data points in the areas of loan specifics, loan pricing, eligibility and accessibility, customer experience, and the application procedure. 

We divided the loans into three categories: veteran-specific loans, loans with good credit, and loans with terrible credit.

We looked at loan amounts, payback lengths, APR ranges, and relevant fees within each category, among other things. We also looked at whether each lender accepts co-signers or joint applications and the institution’s regional reach. Finally, we looked at each company’s customer service tools, borrower benefits, and features that simplify the loan process, such as prequalification and mobile apps.

Why Do Vets and Military Personnel Require Personal Loans?

Veterans and service members may need to cover unforeseen expenses, medical bills, home improvement projects, or consolidate high-interest debt at some point in their lives. Furthermore, returning veterans may suffer financial difficulties, such as losing military benefits or trouble obtaining work. Personal loans can assist these individuals in obtaining the finances and financing they require when they are most needed.

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History organization

Fifty years ago, these feminist networks made Title IX possible.

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With June 23, 2022, marking the 50th anniversary of Title IX, the landmark legislation banning gender discrimination in education, there has been continued publicity about the law’s impact over the past five decades. There has been far less coverage of the origins of Title IX, and that story tends to focus mostly on Congress.

But the congressional action is only half of the origin story of Title IX. The other, equally important half concerns activism that began a decade before 1972 and was continued by a large open feminist network across the United States. These activists – working alongside federal government administrators, civil servants, members of Congress and their employees – have made Title IX a reality.

Title IX’s history in Congress revolves around Rep. Edith Green (D-Ore.) — the chair of the Subcommittee on Higher Education — leading a successful legislative effort in the House, while Sen. Birch Bayh ( D-Ind.) pushed the bill through the upper house.

In 1970, Green introduced an omnibus education bill that included a provision prohibiting sex discrimination. She then held the first-ever congressional hearings on sex discrimination in education, but the bill never passed in committee. In 1971, Green again introduced an omnibus education bill that included a provision prohibiting sex discrimination. This time, with great effort, she managed to get her provision accepted by the Grand Committee, followed by the approval of the whole House.

On the Senate side, Bayh struggled to introduce a gender discrimination amendment to an education bill. He was not on the subcommittee on education, and that committee’s chairman, Claiborne Pell (DR.I.), did not want potentially conflicting issues to disrupt the federal undergraduate student loan program that he was trying to push through – what would become the Pell Grants. After repeated trials, Bayh finally garnered the votes needed to present his amendment to the Senate, where it passed. The House and Senate bills were then sent to a conference committee, resulting in an omnibus compromise bill after long and contentious sessions on the burning provisions for school transportation and school funding. Higher Education. The bill passed with the Title IX provision largely ignored.

But this narrative ignores how, beginning in the 1960s and continuing into the 1970s, three key leaders outside of Congress provided the lobbying energy and crucial documentation needed to make Title IX a reality.

The first leader to emerge was Esther Peterson, who served as Undersecretary of Labor in the administrations of Presidents John F. Kennedy and Lyndon B. Johnson. Peterson guided Kennedy’s Presidential Commission on the Status of Women to advocate for what became the Equal Pay Act of 1963 – and she did so by bringing together like-minded administrators and staff the same ideas, members of Congress, unions and women’s groups. The Equal Pay Act was the first federal law prohibiting discrimination in employment based on sex. But it was relatively low, excluding women working in educational institutions, where most women worked outside the home.

Yet the fact that Congress passed something to address equal pay for women encouraged Peterson and his network of activists to do more. They then pressured Johnson to sign Executive Order 11375 in 1967, an amendment that added “sex” to the protected categories of race, creed, color and national origin in an earlier executive order that prohibited discrimination by federal contractors and subcontractors. Significantly, the amended EO 11246-11375 placed gender on an equal footing with race. And it covered educational institutions, allowing women to file hundreds of sex discrimination complaints.

Peterson, with her ties to federal administrators and staffers, members of Congress, and many feminists, had become a central leader of employment equality initiatives. In other words, she and her network of defenders helped lay the groundwork for Title IX.

Catherine East, a federal government employee, did the same. Over the course of nearly 40 years, East worked her way to a strategic position in the Women’s Bureau of the Department of Labor, where she had access to crucial statistics and other information needed to make advancing legislation for women. East worked without fanfare, photocopying statistics, legal briefs and related information to send to lawyers, women’s groups and other interested parties. Recipients copied the information and sent it to others, who often did the same. East, who was active in women’s organizations, also worked to expand her feminist network by connecting women activists.

Bernice Sandler, the third central figure in this growing network, was a highly trained aspiring professor who became a lawyer after losing college jobs because of her gender. She joined the Women’s Equity Action League (WEAL) which was formed in 1968 to focus on equal opportunity for women in employment and education. When Sandler learned of EO 11246-11375, the executive order Peterson had requested the previous year, she immediately thought of its application to colleges and universities, most of which received federal contracts. She met with Vincent Macaluso of the Labor Department, who gave her valuable advice on the complaint process. He also arranged for her to meet East, who he informed Sandler had a wealth of information.

Sandler turned to East for crucial documents that allowed her to file sex discrimination charges against 250 colleges. She also backed up her complaint with data from the extensive network of contacts she had established with female students across the country. East then helped Sandler distribute the complaint and evidence to members of Congress at a crucial time — as Green, as chair of the higher education subcommittee, sought hard data to help her introduce a legislation and to hold hearings on gender discrimination in education. . Green hired Sandler, who prepared for the hearings by contacting potential witnesses; subsequently, she compiled testimonies and related documents into two 1,261-page volumes.

Meanwhile, Sandler and his network of activists provided Bayh with the data he needed to get votes on his amendment to the Senate Education Bill.

With the 50th anniversary of Title IX, it’s time to recognize the significance of Peterson, East and Sandler, who – with overlapping networks of feminist activists and extensive documentation of gender discrimination – provided exactly what Green and Bayh needed to pass Title IX. Congress.

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Canadian army

Mountie says shooter looked ‘furious’ when arrested months before Nova Scotia shooting

It was one of the few interactions after more than a thousand traffic stops that stood out.

An RCMP officer testified on Monday that in February 2020 he vowed to Gabriel Wortman to get back in his vehicle after he pulled him over for speeding and the 51-year-old immediately presented himself as a “threat claire” on the way back to the cruiser at Portapique, N.S.

“The way he approached was very direct, determined. He looked furious, I had no idea who this individual was and why he was behaving this way,” Const. Nick Dorrington told a public inquiry into the shooting and arson that left 22 people injured and dead, including a pregnant woman and an RCMP officer.

The exchange “quickly died down”, however, once Wortman was back in his vehicle and they had a brief conversation, Dorrington testified.

‘He started telling me he felt targeted’ and complied after Dorrington explained that the stoppage was in no way prompted by an earlier altercation Wortman had with regional police. Halifax over a parking dispute, the officer said.

The shooter then spoke of his fondness for Ford Taurus cars, that he had a number of them and that he collected police paraphernalia, but Dorrington said the minute-long conversation did not prompt him to worry about public safety.

Dorrington, who spent 17 years in the military before joining the RCMP in 2015, was stationed in Colchester County and was one of the officers who responded to the mass shooting on the night of April 18-19 april. This weekend, he was on call after working a day shift.

During Monday’s testimony, he criticized the role of one of his RCMP supervisors in the response and said he disagreed with the decision to send only one team in. the section of Portapique where people were killed. He also felt he should have been deployed to hunt the shooter the following morning.

const. Nick Dorrington said he took a picture of the shooter’s driver’s license and his speed camera as evidence in case the driver contests a ticket in court. (Illustration photo by Radio-Canada)

After learning he had arrested the suspect a few months prior, Dorrington shared photos he took of the shooter’s license and the back of the disused Ford Taurus he was driving.

He said the vehicle he stopped had faded reflective strips from when it was an RCMP car and there was a small Canadian flag on the back near the trunk.

But, in the same way as several other constables have previously told the Mass Casualty Commission, while contemplating what the suspect was driving, he never imagined a fully marked cruiser like the one the shooter assembled and drove during the rampage.

Frustrated with positioning

Between midnight and 5 a.m., Dorrington and another officer were parked at the Highway 2 enforcement vehicles four miles east of the crime scenes in Portapique.

Dorrington testified that he “had a challenge” with Sgt. Andy O’Brien’s management of moving there as he felt it was “at odds” with his training related to hunting down active shooters.

The public inquiry previously heard that senior officers overseeing the response were concerned about the possibility of sending more than one team to the “hot zone” where the shooter was last seen due to the possible risk to the safety of officers involved in a crossfire or a “blue on blue situation” where they became confused with the suspect.

Commanders did not have GPS coordinates for general duty constables in the field.

But Dorrington said that night he felt the approach should have been to use “as many teams as necessary to locate and neutralize the threat” and agreed with the lawyer’s suggestion. Roger Burrill’s commission that it caused him frustration.

Problems with the role of the supervisor

In a behind-the-scenes interview with commission staff, Dorrington criticized O’Brien’s involvement, given that he was off duty and speaking on the radio from home.

On Monday, he said that while he has since backed down from criticism related to O’Brien’s training, he maintained his involvement made it unclear who was in charge.

“Receiving instructions from Sgt. O’Brien, although I mean well, was creating…extra airtime on the radio, which is problematic. And it created, in my mind, confusion for the channel of command,” Dorrington said.

O’Brien and Dorrington worked closely together Sunday at Portapique. Both stayed in the community keeping tabs on crime scenes.

Once calls started coming in about further shootings in the Wentworth area, Dorrington said he was ‘not allowed’ to leave to help with the manhunt, despite having pleaded his case to O’Brien.

“I felt that given my skills with prior military training in active theater [along] with the RCMP training, coupled with the fact that I had an unmarked vehicle, that I might be in the best position to leave my current location,” he said.

At one point, Commissioner Leanne Fitch asked Dorrington if he had ever taken or taught courses in overseeing a critical incident response. He said he didn’t.

Dorrington said he was a sergeant in the army, so had similar duties to O’Brien and was in charge of a unit in that capacity.

Pass Along Sunday Morning Gunner’s Observation

While in Portapique on April 19, Dorrington advised his wife to take shelter in their basement. He said information gleaned from the shooter’s wife, Lisa Banfield, suggested he had a blacklist and he feared he could be considered a target given he was the last constable in interact with the shooter.

Officers who questioned Banfield in the back of an ambulance previously testified at the inquest and said that although she told them her sister in Dartmouth might be in danger, they did not describe a list black.

Twenty-two people died on April 18 and 19, 2020. Top row from left: Gina Goulet, Dawn Gulenchyn, Jolene Oliver, Frank Gulenchyn, Sean McLeod, Alanna Jenkins. Second row: John Zahl, Lisa McCully, Joey Webber, Heidi Stevenson, Heather O’Brien and Jamie Blair. Third row from top: Kristen Beaton, Lillian Campbell, Joanne Thomas, Peter Bond, Tom Bagley and Greg Blair. Bottom row: Emily Tuck, Joy Bond, Corrie Ellison and Aaron Tuck. (Radio Canada)

Upon learning of the situation, Dorrington’s wife called a friend who noticed a marked RCMP cruiser driving south towards the Halifax area on a side road. Dorrington tried to determine if an actual cruiser was in the area, then radioed his colleagues after the possible sighting.

There was a lot of radio chatter at the time and Dorrington testified that he felt there was “significant delay” in the distribution of his message, which he considered “relevant and high priority”.

Felt gear was insufficient

Equipment and training was another area Dorrington took issue with.

He said that since the RCMP primarily polices rural Canada, more active shooter training should be conducted outdoors and focused more on nighttime scenarios.

Night-vision goggles or hand-held devices to identify heat sources would also be helpful, he said, so general duty officers don’t have to wait for specialized resources like the emergency response team. urgency during a crisis.

Lawyer Sandra McCulloch, who represents many family members of those killed, asked Dorrington about comments he had previously made to the inquest about officers’ safety-related requests being denied by a detachment commander before April 2020.

Those requests included a chair to restrain people who might pose a physical risk to themselves or others at the detachment, Dorrington said.

He also asked for rotating spotlights for vehicles, which he said would help illuminate long driveways and driveways better than the fixed lights on cruiser light bars that only move when a vehicle does.

A request for push bars on patrol vehicles – which he said would be cheaper than repairing vehicle damage – was denied about a week before two of the detachment’s cruisers were written off after one was been supported by another, he said.


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International headquarters

Will it be Maryland or Virginia? The feds are close to a verdict on the new FBI headquarters

WASHINGTON — Politicians from Maryland and Virginia vying for the award for a new FBI headquarters have just months before a crucial decision by the federal government.

The U.S. General Services Administration is expected to choose the best of three locations as early as September, ending nearly two decades of advocacy, confusion and frustration between four presidencies over whether the FBI should move to the suburbs bordering the District of Columbia or stay downtown.

GSA staffers told Congress last week in closed briefings that the three possible locations selected as options under the Obama administration — Greenbelt, Maryland; Landover, Maryland; and Springfield, Virginia – are still viable locations for future FBI headquarters.

“For too long, FBI personnel have been housed in a building that does not meet their security or operational needs,” U.S. Sens. Ben Cardin and Chris Van Hollen and Representatives Anthony Brown and Steny H. Hoyer told the result of the decision. .

“That’s why we will continue to push for the new headquarters, and we are confident that the Maryland sites in Greenbelt and Landover are the best locations,” the Maryland Democrats continued.

The Northern Virginia delegation, consisting of Sens Tim Kaine and Mark Warner as well as Representatives Don Beyer, Gerry Connolly and Jennifer Wexton, said in a statement that they were “pleased” the General Services Administration determined that Springfield remained an option.

“This is an important step in the site selection process, and we look forward to continuing to work with the administration to bring an FBI headquarters that best supports the FBI mission to Northern Virginia.” , said Democrats.

A move to the suburbs

The new location will be the first time the FBI has moved from its Pennsylvania Avenue headquarters to downtown Washington, DC, since the building opened in 1974.

The process of relocating thousands of FBI agents and officials began in 2005 when the agency’s asset management plan identified the need for a new headquarters, given the deteriorating state of the FBI. of the 2.4 million square foot headquarters and its cramped quarters.

The building is bounded by four major city streets — 9th, 10th and E Streets and Pennsylvania Avenue — all of which are open to public traffic, the report said. The building is a seven-story concrete structure on the Pennsylvania Avenue side and 11 stories on the E Street side.

In 2011, the Government Accountability Office, under the orders of Congress, wrote a report concluding that “the FBI has outgrown its headquarters, the J. Edgar Hoover Building”.

“Head office staff who cannot be housed in the Hoover Building are dispersed across more than 40 leased annexes (annexes), the majority of which are located in the National Capital Region,” the report said. “FBI officials report that the dispersal of personnel, combined with deficiencies in the condition of the building and the Hoover site, is affecting security and creating operational inefficiencies.”

At the time, the GAO said there were three paths to take: retrofit the existing building, rebuild in the same location, or move to a new headquarters in a different location.

The federal government decided to move the FBI to the suburbs, and in 2014 the GSA selected all three locations as possible sites.

Move canceled

The project continued to move forward until July 2017, President Donald Trump’s first year in office, when the GSA released a statement saying it was cancellation of the project.

The agency cited the funding, but noted that “cancellation of the project does not diminish the need for a new FBI headquarters.”

The action sparked concern and condemnation from Democratsparticularly after reports that Trump did not want a hotel company to buy the current FBI site and compete with his neighboring Trump International Hotel, which has since been sold.

The following February, the GSA submitted a plan that would have built a new FBI headquarters on the existing site while sending personnel to other locations around the country.

Trump administration officials at the GSA claimed it would cost less than building a suburban headquarters, but an inspector general report said that was not the case.

“We found that the GSA had not included all costs in its analysis and that JEH’s demolition and reconstruction plan would actually be more expensive,” he said.

The report said it was unclear how the plan to rebuild downtown Washington, DC, would meet safety goals.

The Inspector General also chastised then-Administrator Emily Murphy for her testimony to Congress that “was incomplete and perhaps left the misleading impression that she had no discussion with officials at the White House in the decision-making process regarding the project”.

A new search

The GSA dusted off its search process this spring after Congress added a provision to the government’s annual funding package requiring GSA Administrator Robin Carnahan to make a final decision on a location in a “prompt manner.”

Although the law does not include a specific timeline, a Democratic Senate aide said lawmakers are urging the administration to choose a site by September.

The Biden administration also backs the plan, saying in its fiscal year 2023 budget request that the “J. Edgar Hoover Building can no longer support the FBI’s long-term mission.

The White House instructed the FBI and GSA to use the next year to establish the exact number of employees to work at the suburban headquarters as well as an updated list of requirements for the project.

“In addition, the FBI and GSA will work to identify a federally owned location in the District of Columbia to support a presence of approximately 750 to 1,000 FBI personnel that would support the FBI’s day-to-day engagement with the DOJ headquarters, the White House, and Congress,” the budget states.

The updated plan should allow the Biden administration to send Congress a formal budget request for the new FBI headquarters project next year.

Prior to that, U.S. House lawmakers are to propose $500 million is going to the new suburban headquarters, which is expected to cost billions.

Maryland Democratic Representatives Brown, Hoyer, Kweisi Mfume, Jamie B. Raskin, Dutch Ruppersberger, John Sarbanes and David Trone celebrated the House by including the money in the bill.

“This funding will ensure that the Biden administration has the resources it needs once it selects a site to move forward with construction of the new headquarters this fall,” they wrote in a statement.

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Non profit living

Watch Live – NBC Boston

King Boston, the non-profit racial equity organization working closely with the City of Boston
and the Boston Foundation to create an inclusive and equitable Boston for all, will commemorate June 19 on Monday, June 20 with “One Night in Boston,” a half-hour special, which airs on NBC10 Boston and NECN at 7:30 p.m.

“One Night in Boston” focuses on the importance of black arts and culture in Boston and is a celebration of Juneteenth. The program will feature nine of Boston’s talented young black and brown artists, including King Boston artist-in-residence Kaovanny, R&B singer Divine, and students from Boston’s only public arts high school, the Boston Arts Academy. . Beyond Measure Productions, a black man and women
owned film company, is working with King Boston to produce the special program.

“Our latest film is part of our overall commitment to elevating the best and brightest artists in our city and regions,” said Greg Ball, director of digital strategy and promotion at King Boston. “Art allows us to see ourselves and be seen by each other. Our sincerest hope is to be able to change the narratives surrounding our city’s culture by showcasing the work of these stellar artists.

“One Night in Boston” also marks the end of a historic week for King Boston. From June 13-17, the nonprofit organized The Embrace Ideas Festival, a unique five-day celebration of Juneteenth.

Through panels and discussions, the festival highlighted the work needed to propel anti-racism and usher in a vision for a new, more equitable Boston. The Embrace Ideas Festival wrapped up Friday night with a Block Party in Nubian Square, another celebration of black arts and culture for the city.

“Celebrating the work of black artists in the city is a priority at our stations,” said Maggie Baxter, vice president of programming for NBC10 Boston, NECN and Telemundo Boston. “We proudly stand with our partner King Boston in honoring, recognizing, celebrating and elevating the June 19 message of resilience to our bilingual and multiracial communities. »

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History organization

Nuns created some of Australia’s first schools, but their history remains shrouded

In a wealthy country like Australia, an era without public schools seems unimaginable. But in the 1840s, when the Sisters of Mercy opened the first secondary school in Western Australia, there were only a few small private schools. Many children, especially girls, receive no formal education.

Nuns, or nuns, made education more accessible. Their way of life also provided one of the few leadership opportunities for women.

These women have demonstrated entrepreneurial and diplomatic skills while developing education in Australia. Their work required them to navigate hostile male hierarchies, religious discrimination, class struggles and complex relationships with Indigenous peoples.

Historians have documented some of this history, but there is a long way to go. In a country committed to egalitarianism, the lives of nuns testify to the larger historical reality of inequality.

Where did these women come from?

Religious orders are made up of people living apart from society but as a community under the spiritual rule of their founder. Catherine McAuley (1778-1841) founded the Sisters of Mercy in Dublin when she opened the first House of Mercy dedicated to serving the poor, sick and uneducated.

Catherine’s approach to helping the burgeoning poor in Ireland was radical. The community consisted of two classes of sisters. The choir sisters were educated, middle-class women and usually served as teachers. The lay sisters were poor and working class and managed the kitchen or the laundry.

Ursula Frayne (1816-1885), who opened the first secondary school in Western Australia as well as schools in Victoria in the mid-19th century, had trained with McAuley. In 1845, Bishop John Brady visited the Sisters’ Convent in Dublin and asked the Mother Superior to send six Sisters to Western Australia with Frayne as head.

While sailing to Western Australia aboard the Elizabeth, one member of the missionary party traveling with Bishop Brady was a young French monk, Léandre Fonteinne, who noted ominously:

“His Lordship is only concerned […] for the six nuns he brings with us. They are and will remain for many years a burden on the mission.

What did they do in Australia?

After arriving in Perth, in 1846, the sisters became the first female religious teaching order to establish a school in Australia. After navigating sectarianism in Ireland, they decided to offer a general education to all Christians. The sisters prioritized Aboriginals, Irish immigrant orphans, the poor, and the uneducated. The sisters established a fee-paying school, a voluntary institution and Western Australia’s first high school.

Coming from a prosperous Dublin family, Frayne was conscious of his class, but the distinction between choir and lay nuns was not viable in colonial Perth. Leaning on the bishop was not an option that would allow them to advance their business.

For these women to be self-sufficient, each had to perform domestic chores. Frayne herself became a baker.

Although Bishop Brady promised financial support, in 1850 Frayne traveled to Colombo, Malta, Rome, Florence, Paris, England and Ireland to raise funds. In March 1851 she returned to Perth with £450. She gave £157 to the Bishop, who was broke.

In 1853 the nuns could afford a new £800 school building. As the sisters’ workload increased, they applied to Dublin for “strong” lay sisters.

Two of the oldest lay sisters sent from Dublin were Catherine O’Reilly and Catherine Strahan. O’Reilly filled several roles, including that of a carpenter. She was eventually promoted to choir sister and helped establish schools in places such as Geraldton.

Strahan’s trajectory was different. Strahan was a lay sister at 30 and provided essential cooking and laundry services for the convent until her death at 67.

In 1857 Frayne moved to Melbourne to establish a new school replacing Brady as bishop, Joseph Serra, frequently interfering in the direction of the order. Frayne felt that much of his interference was unnecessary. Such interference culminated in Queensland, where the Sisters of Mercy had established the state’s first girls’ secondary school. The local bishop withheld part of their government salary and exposed them to starvation and premature death.

Ursula Frayne was a pioneer in education in Perth and Melbourne.

Undeniably important but curiously anonymous

The nuns ran important educational enterprises. Historian Stephanie Burley considers the Irish teaching orders to be an empire within the British Empire. Their classes bridged the political, religious and cultural norms of the Irish Catholic Church and the British Empire, acting as a pacifying force between the two spheres.

Unfortunately, as historian Colin Barr notes:

“Unfortunately, historians have too often seen these women as an undifferentiated mass, undeniably important but curiously anonymous. Still [they] were not merely passive transmitters of male ideas or initiatives.

As a leader, Frayne has been the subject of biographies. However, Catherine O’Reilly and Catherine Strahan remained cloistered.

Women who worked in domestic roles in religious communities deserve greater attention. Although historians are increasingly interested in the wider role of nuns in Australian society, some aspects of their influence remain opaque.

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Canadian army

British Army veteran ‘lives in fear’ as he fights threat of deportation

Joram Nechironga, 42, who served in Iraq, is embroiled in a long legal battle with the Home Office (Family handout/PA) (PA Media)

A British Army veteran “lives in fear every second” due to the threat of deportation to Zimbabwe.

Joram Nechironga spent over 20 years in the UK and served in Iraq during his five years with 9 Supply Regiment, based at Hullavington Barracks, Wiltshire.

But the Coventry resident is involved in a long legal battle with the home office to prevent his removal and hopes to raise funds to launch a judicial review.

The father-of-two said he suffered from post-traumatic stress disorder (PTSD) linked to his frontline experiences, which at one point led him to drink, and he also served time jail as a result.

Joram Nechironga is involved in a long legal battle with the Home Office (PA Media)

Joram Nechironga is involved in a long legal battle with the Home Office (PA Media)

But the House of Commons heard the 42-year-old “change his life” by working as a painter and decorator after his release, along with his Labor MP. Zara Sultana (Coventry South) urging ministers to prevent his deportation.

Mr Nechironga fears for his safety if returned to Zimbabwe and claims he was ‘tortured and beaten’ for serving in the British army and was considered a ‘spy’ when he was last visit in 2006.

The Home Office does not accept this claim due to “inconsistencies” in Mr Nechironga’s account and wants him to leave the country as soon as possible.

His latest requests for protection and for his deportation order to be revoked were rejected by the Interior Ministry.

Mr Nechironga said he apologized for his mistakes and wanted the opportunity to continue his life in the UK and receive the treatment he needed for his mental health.

He told the PA news agency: “I live in fear every second, they put my life on hold.

“I went to jail and did my sentence and then I did my probation and I was done.

“I had no problem living with people in the community. I’m not a person who’s been in jail so many times, this was my first time since I’ve been in this country.

“Getting a judicial review is my only hope at the moment and it’s important to me, only I have to seek help from my partner and my family if they could help me but they are exhausted mentally and financially to help me.”

Mr Nechironga was granted indefinite leave to stay in the UK in August 2007 and says he has no connection to Zimbabwe.

He received a deportation order in January 2019 after being convicted of assaulting a family member and sentenced to 32 months in prison, 17 months of which, 15 months of which was on probation.

Mr Nechironga spent almost a month at the Colnbrook Immigration Removal Center near Heathrow between February and March this year and was nearly deported on March 2.

He said: ‘I feel hopeless every time I hear a knock on my door. I just feel weak because of the way immigration came to get me.

“It was scary for me because I didn’t expect treatment like that with my PTSD and how they wanted to kick me out and put me on a bus when I was apparently not on the flight manifest.

Since his release from Colnbrook, Mr Nechironga has said he cannot work, study or claim benefits.

Lawyers acting on behalf of Mr Nechironga have made representations based on his mental health, PTSD and the “unsafe environment” for him in Zimbabwe.

The Home Office, in response to a request for protection, told Mr Nechironga: “It is argued that you have not established a well-founded fear of persecution, therefore you are not eligible for asylum. .”

In response to its request to revoke the eviction order, the department said there were “no grounds to revoke your eviction order.”

Documents show that the decisions were made by the department on April 14, but this was not communicated to Mr Nechironga until June 13.

Andrew Nyamayaro of Tann Law Solicitors said it appeared to be a “ploy” to defeat a judicial review as it must be submitted to court within three months from the date of the decision.

Mr Nyamayaro, who provided legal representation for Mr Nechironga, said: ‘For reasons better known to themselves, the Home Office took the decision in April but faxed it to us there. a few days.”

He added, “Joram still faces a risk of deportation and hence the importance of judicial review.”

Mr Nyamayaro said he had advised Mr Nechironga to look for a firm that still offered legal aid as they no longer take legal aid cases and would instead have to charge him.

He added: “All financial supporters are welcome if he wants to continue with us as he is struggling financially.”

Costs for a judicial review could be over £3,000 and increase further if there is an oral hearing.

The Home Office said Mr Nechironga has three months to initiate a judicial review from the date he received the letter, rather than from the April date on the letter.

A Home Office spokesperson said: “Our priority will always be to keep our communities safe, which is why we make no apologies for seeking to deport foreign criminals and since January 2019, we expelled more than 10,000.”

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International headquarters

Etsy only paid £128,000 in UK corporation tax in 2020 despite £160m in sales | Technology sector

Online marketplace Etsy paid just £128,000 in UK corporation tax in 2020 despite selling $195.8m (£160m) as it routed business via Ireland.

The Brooklyn-based company would have been liable for corporation tax of almost £7million if it had registered all UK sales with its local entity, Etsy UK, according to research by the group the country. TaxWatch.

Instead, the vast majority of UK sales – the total of which are revealed in Etsy’s US stock market filings – are recorded through an Irish company, where they enjoy a lower rate of tax. . The tactic is similar to that used by a series of US technology companies, including Facebook, Google, Apple and Microsoft. Amazon delivers much of its UK business via Luxembourg. There is nothing illegal about such structures, but they do raise ethical questions about where profits and taxes are paid.

Etsy, which was listed on the US-based Nasdaq stock exchange in 2015, is liable for UK Digital Services Tax, which would have been around £2.4 million for 2020 according to TaxWatch, but that amount is still a long way off. of its calculation for companies. tax due if all UK sales had been registered here and not booked in Ireland.

Since then, Etsy’s sales have jumped 68% in 2021 to $329 million, hitting a level more than six times higher than in 2018. The group has also bought the second-hand fashion site based in UK Depop in June last year, adding millions more UK sales to its books.

George Turner of TaxWatch said: “Despite Etsy’s ethical claims, this is really just another US tech company using the same tax structures as other US tech companies to shift profits out of the UK. United towards the Irish tax haven.”

Turner said Etsy’s current tax bill in the UK could go down further as the digital services tax could be scrapped as part of a global tax deal arranged through the OECD.

Etsy is unlikely to be liable for an OECD-backed global minimum corporate tax on global businesses with sales of more than €750m (£643m) – which are expected to account for 15% of income. Under these plans, businesses that use tax havens will face an additional tax burden in their home country — the United States in Etsy’s case. Under current plans, only companies with more than $20 billion in revenue — compared to Etsy’s $2 billion to $3 billion — would be forced to pay additional taxes in the countries where they make their money.

Etsy declined to comment on details of TaxWatch’s calculation of its UK tax liability, but it is understood the company paid digital services tax in the country in 2020 and 2021.

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An Etsy spokesperson said the company has paid or payable for any known and material tax liability in accordance with applicable cross-border tax laws. Cross-border corporate tax law is extremely complex, and Etsy is committed to paying our fair share.

“Ireland is the location of our international headquarters, where we employ dozens of people who support our international community in many critical business functions, such as software and product engineers, payment operations, project managers techniques and assistance to members.”

Etsy said it endorses the OECD’s attempt to “create a fairer and simpler model” for cross-border taxation and added, “We strongly support a global consensus on how to tax the digital economy even if our tax bill increases”.

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Non profit living

June 19 celebrations honor heroes and fight for freedom

The weekend of June 19 in Greater Springfield opened with a flurry of activity from different groups and entities, all marking a national commemoration of the practical end of slavery in the United States.

As President Joe Biden signed legislation making June 19 a federal holiday a year ago, the country found itself in the throes of the COVID-19 pandemic and unable to officially mark the occasion. This year, after months of vaccinations, reminders and remarkable luck, June 19, 2022 is fully celebrated.

June 19 marks the day, June 19, 1865, when Union troops under the command of Major General Gordon Granger entered Galveston, Texas, the last area to be held back two years after President Abraham Lincoln issued the Emancipation Proclamation.

As part of yesterday’s Juneteenth celebration, a section of Wilbraham Road in the Mason Square neighborhood of Springfield was renamed in honor of former State Representative Benjamin Swan, D-Springfield.

“My name is Ben Swan, SWAN, one N. We could only afford one,” joked the longtime lawmaker, now 89.

Despite his self-deprecating humour, Swan was the focus of more than 100 dignitaries, spectators, friends, political allies – and some enemies – and several generations of his family. They gathered in the small Mason Square Black Vietnam Veterans Park.

Ben Swan Way is a section of Wilbraham Road parallel to State Street. It runs between Hawley Street at its western end and Eastern Avenue to the east and is not far from where the Swan had its district officer during the 22 years he served in the Legislative Assembly of State.

Considered by many to be Black Independence Day, Swan said he felt the day was very important overall and to him individually. “It’s an important day,” he said. “I appreciate it immensely.”

Swan was praised for his years of service to Springfield, first as a civil rights activist and then for the 22 years he served in the state House of Representatives.

Although not originally from Springfield, Swan, born in Belzoni, Mississippi, came to Springfield when he was 16 with his family. A veteran of the United States Army, Swan later became a postman with the United States Postal Service. In the 1960s he was active in the civil rights movement and joined the Congress of Racial Equality. He was active in civil rights protests in Springfield and nationwide, working to end segregation.

Mayor Domenic J. Sarno pointed out how ironic the situation seemed given that rather than a man who would become revered by his community, Ben Swan started out as an outcast.

“Just think back to the (19) 60s during the civil rights issues that were unfolding. He never sought accolades for it, but Ben became a civil rights icon. Look where we are now, fast forward since Ben Swan was arrested multiple times on the steps of City Hall with Ray Jordan and others to make it happen, the street, the school (named in his honor). This is what America is,” he said. The mayor explained how the new DeBerry-Swan Elementary School will now also honor the former representative.

State Rep. Bud Williams, D-Springfield, said Swan and his fellow activists were disruptive and sometimes destructive as they fought for civil rights. But, that, Williams said, is what they had to do to be noticed and recognised.

“That’s what they had to do, and they did. And, they did it regularly. Before Barack Obama, before Jesse Jackson, there was Ben Swan. These are his shoulders that we sit on,” Williams said. “Yes, he went to Selma, Alabama, to the Pettus Bridge. He did all of this. He was in prison, but he fought for the people, everyone, and we really appreciate the sacrifice you made,” he said.

Swan was also honored by Rev. Torli Krua of Liberia, who traveled from Boston to deliver a proclamation. Krua said Swan had traveled to Liberia many times and bonded with its people, and fought for Liberia’s Refugee Equity Act to allow Liberian refugees a place in the states. -United.

“He went to my village in Liberia, and he was well received by the people. I stand here today on behalf of the people of the republic of Liberia and the people of my village and thank you for coming,” Krua said. “Thank you for welcoming the refugees who did not live in your district as human beings. I will take this news to the people of the village, the people who gave you a cane and say that we want you back.

Later that day, several hundred people gathered at the Raymond A. Jordan Senior Center in Blunt Park to participate in the Brethren Community Foundation’s June 19 celebration. While the nonprofit organization has celebrated Juneteenth for 20 years, this is the first year it has been a federal holiday. It was also the first year without Jordan, who had been a founding member of the organization. He died in February.

The Brethren is a non-profit organization made up of black businesspeople, mentors and influencers working to improve the quality of life in Greater Springfield.

In honor of Jordan’s memory, the 2022 celebration included a tribute to the former state representative, including a video presentation and a poem by local poet DMoss.

Jordan’s daughter, Denise Jordan, presented two college youth awards given in her father’s name. The awards were presented to Tayvion Griffin and Ivory Johnson, two recent Renaissance School graduates.

Later in the day, Springfield’s Jubilee Block Party kicked off around 4 p.m. in Court Square with live music, food from area restaurants and caterers called Taste of Dine Black, and arts, crafts, and entertainment. crafts and clothing from local black-owned businesses.

Jessenia Ortiz showed her acrylic resin art in all shapes and sizes, from fantastical sculptures to down-to-earth products with a special flair.

“Self by Nikai” is a West Springfield makeup and skincare company that offers all handmade products. Nikai Fondon said she does the preparations herself and can design the right product for a client’s skin type. She makes her products available in sample packs designed to be given as party favors.

Bridgette Kilpatrick calls herself a “traveling caterer”. She lives in Maryland but has family in Springfield, so she spends time here. His company, Rasta Pasta, offers culinary specialties.

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History organization

Juneteenth led to “freedom colonies” like Quakertown in Texas

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This story is the first of two parts.

In June 2021, President Biden and Vice President Harris declared June 19 a federal holiday. As many readers know by now, when President Abraham Lincoln signed the Emancipation Proclamation in 1863 declaring the end of slavery, slaveholders and others in the Confederate state of Texas refused to obey. It wasn’t until June 19, 1865 – Juneteenth – that the announcement reached many people in Texas. For some slaves, emancipation did not come until the ratification of the Thirteenth Amendment in December 1865, when slaveholders in Texas were forced to comply with the proclamation.

Generations of black Texans have fought since 1866 for the nation to learn and recognize the delayed emancipation of enslaved black people in the state. The women’s oral histories help increase American awareness of the resilience and ongoing struggles of black Texans after emancipation that have never been recorded in history textbooks.

Ms. Alma Clark (94) and Ms. Betty Kimble (90), two of the co-authors of this article along with women’s and gender studies scholar Danielle Phillips-Cunningham, tell and analyze this story in Denton, Texas. The two led the documentation of Quakertown, a thriving community that once enslaved people who settled in Denton after June 19. The community lasted until the College of Industrial Arts (renamed Texas Woman’s University in 1957) and a local white women’s club were instrumental in getting the city to pass a 1921 bond to build a city park that would demolish and replace Quakertown.

Quakertown – a thriving community established after Juneteenth

Mrs. Alma Clark and her husband Rev. Willie Clark in Denton, Texas in the 1980s. His parents moved to Quakertown in 1905 when he was 5 to enroll him in Frederick Douglass Colored School. At the age of 21, Denton ordered his family and other families out of Quakertown. (Mrs. Alma Clark Collection)

Centering Women’s Memories

We got to know each other through interviews, rallies, and a town hall as part of Quakertown Stories, an initiative led by the faculty of Texas Woman’s University (TWU) and funded by the National Endowment of the Humanities to integrate Quakertown history in TWU Curriculum. Memories of Mrs. Clark and Mrs. Kimble are central to our telling of Quakertown history because in general, research finds, women anchor and archive community histories.

Mrs. Clark preserved the stories her husband, Reverend Willie Clark, told her about life in Quakertown before he died aged 90 in 1991. Mrs. Kimble preserved memories of her grandmother and of his great-uncle, who also lived in Quakertown. Quakerville. Mrs. Clark and Mrs. Kimble have extensive experience in community organizing and leadership and have carefully preserved rare photographs, notes, newspaper clippings and family conversations on key facts in history in their memories and homes. of Quakertown. They generously shared stories, photographs and vegetables carefully grown in their gardens.

The Emancipation Proclamation did not end slavery. Here’s what he did.

Something they could call their own

When Ms. Clark describes Quakertown, she proudly says, “It was like a city within a city. Isn’t that something? A proud group of people – knowing that with all their skills, talents and knowledge, they could build it freely and get other people to support each other… It was something they could call their own.

Quakertown began in 1875, when 27 formerly enslaved black families who, after emancipation, had originally settled in Dallas, moved two miles south of downtown Denton in search of better living conditions. Originally called Freedman Town, it was one of what urban planning professor Andrea Roberts calls the “freedom colonies”, which once enslaved people settled after emancipation. In 1878, residents of Freedman Town established the Frederick Douglass Colored School. Black families migrated to Denton from all over Texas and the country to enroll their children in school. They also purchased land near the school and renamed the community Quakertown after the Quakers, a religious group that had advocated for the abolition of slavery.

In the early 1900s, Quakertown consisted of 295 buildings and about 305 people. Residents have established several businesses and organizations, including a doctor’s office, funeral home, grocery store, midwifery service, preschool, pharmacy, tailor and shoe store, candy store, playground, wood, a meat market, a day care center, three barber shops, three churches, three cafes, and a place where people watched movies and performed plays and songs from the Harlem Renaissance era. Members of the community were socially and politically active, founding fraternal lodges, women’s organizations, and a trade league.

Many Quakertown women owned property, which was rare for formerly enslaved black women in the South. Mrs. Clark’s mother-in-law, Maude Woods (Clark) Hembry, owned a home where Mrs. Clark and her husband later raised their three children. Ms Kimble’s grandmother, Kitty Clark, moved with her family from Bolivar, Texas to Quakertown because “all the black people were there”. She bought a spacious home on the immediate outskirts of the community because by the time she arrived, Quakertown proper had no land left on which to build more homes. She and her husband Glasco raised their sons Homer Clark (Ms Kimble’s father) and Andrew Clark while she worked occasionally as a laundress. As historian and Black History Month founder Carter G. Woodson has noted, black laundresses were respected entrepreneurs in the black community who preferred to do laundry in their homes rather than work inside houses of whites after slavery.

Having a doctor in a virtually independent black community was also a source of pride. Edwin Moten, a Texas native and graduate of Shaw University and Hampton Normal and Agricultural Institute, started his own medical practice in Quakertown. He cared for his patients by combining his formal medical training with African medical knowledge. White doctors often sought out his knowledge of natural treatments. In Ms. Kimble’s words, Angelina Burr was a “stern and pragmatic” owner and midwife, a respected expert in women’s health care and a community businesswoman. She also delivered to poor white women in Denton who could not afford medical services. Quakertown residents have kept their businesses and community together for nearly 40 years.

The white press has a history of endangering black lives, dating back a century

In 1921, Frances M. Bralley, president of the College of Industrial Arts, the Denton Federation of Women’s Clubs, and other city leaders lobbied and voted for a bond that approved city funding for a city park instead of Quakerville. Their reasoning was that white female college students were at risk of being raped by black Quakertown men as they walked from the college campus through Quakertown on their way to downtown Denton. The bond – issued by daily organized harassment and violence – removed physical traces of the vibrant community named Quakertown, but some people who remained in Denton refused to sell their homes to the city. Reverend Clark’s family and other families moved the physical structure of their homes to the southeastern part of Denton with mules and logs and lived in those same homes for several generations. The memoirs and archives of Ms. Clark and Ms. Kimble teach us that Juneteenth is about both possibility and the ongoing struggle for black freedom.

Part 2: White racism brought down a black community. Will there be repairs?

Editor’s note: Although it is generally Post-style to refer to people by their surname only after first use, Ms. Clark and Ms. Kimble explained that they prefer Ms. in front of their last name because employers called them by their first name during the Jim Crow era to communicate that they were subordinate. We honor their request, given the history of racism they have suffered.

Danielle Phillips Cunningham (@Phillips3D) is an associate professor and director of the women’s and gender studies program at Texas Women’s University.

Alma Clark was raised in Lampasas, Texas, by a family that insisted on the importance of education, and was the first black student to enter the city’s high school.

Betty Kimble is from Denton, TX and takes great pride in helping her community while serving in several leadership positions in the city and the church.

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Canadian army

Borden Air Show takes off this weekend

“Everyone on the base is extremely excited for this weekend – that’s all we’re talking about here,” says the air show public affairs officer

If you forgot what time of year it was, the resounding sound of Canadian Snowbirds doing practice runs in the sky was a great reminder.

Canadian Armed Forces Day and Air Show at CFB Borden is back and expected to be the biggest in many years.

On Friday, the Snowbirds did some final practice before Saturday and Sunday’s big event, which is expected to have record crowds.

As the airshow’s public affairs officer, Lt. Aaron Niles said he was excited about this weekend’s event.

“The last time we did this was in 2018 and we had around 18,000 people. Right now we’re already over what was already pre-sale tickets and we’re expecting between 25,000 and 30,000 people over the weekend,” Niles said. BarrieToday during a media event at the local military base, located about 20 minutes west of Barrie.

“You could say it took two years of planning but four years of preparation,” he added.

In addition to the Snowbirds, the CF-18s, Northern Stars, Manfred Radius Sailplane and more will be on hand to entertain the weekend crowds.

“Everyone on base is extremely excited for this weekend. that’s all we’re talking about here,” Niles said. “We know there has been a need and a desire for us to show what the Air Force can do at the air show, but that includes the Army and Navy, who can also do many things. impressive exhibits.”

The air show runs Saturday and Sunday from 9 a.m. to 5 p.m., featuring a day-long family adventure with helicopter rides, a new Brewfest craft beer festival, inflatable games, interactive activities and military exhibits historical.

For more information and tickets, visit the site by clicking here.

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International headquarters

Brillion’s Endries International acquires Store Room Fasteners

BRILLION- Endries International has acquired an Alabama-based fastener supplier, the company announced.

Endries, a Brillion fastener distributor, purchased Store fastenersa 38-year-old company based in Montgomery, Alabama.

Tim Wilsford started Store Room Fasteners from a storage shed in Montgomery in 1984. Nearly 40 years later, Store Room Fasteners operates three facilities in Alabama (Montgomery, Opelika and Selma) and also has locations in LaGrange, in Georgia and Nuevo Laredo, Mexico.

Endries International began in the basement of Bob and Patricia Endries’ Brillion home in 1970. In 2004, their son Steve Endries took over the business, which now operates 11 national and international distribution centers from its headquarters of Wisconsin.

AFTER: This Manitowoc company acquired Pethan’s Air Services of New Holstein. Here’s what you need to know about the sale.

AFTER: Gulfstream will create 200 new jobs with a $55 million expansion at its Appleton-area plant

Store Room Fasteners will continue to operate on its current system as a subsidiary of Endries, according to a press release. Wilsford will remain with the company in a leadership position overseeing Store Room Fasteners’ 60 employees.

“Tim has built an organization that reflects what Endries was and is,” Endries President Steve Endries said in the statement. “The methodology and approach followed by both companies is very consistent. We look forward to working with our new team members to improve our overall offerings to the market.”

It is the second major purchase this year for Endries, which also acquired Old Dominion Fasteners in April.

Contact Brad Star at [email protected] Follow him on Twitter at @byBradStar.

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History organization

Philadelphia Flyers hire John Tortorella as new head coach

The Philadelphia Flyers have hired John Tortorella as the 23rd head coach in franchise history. The organization has reportedly reviewed a long list of candidates during a six-week process since announcing that interim head coach Mike Yeo would not keep the full-time job. ESPN’s Kevin Weekes reported the news for the first time.

Related: Measuring Tortorella as Flyers head coach

Alain Vigneault started the 2021-22 season behind the Philadelphia bench, but it only lasted 22 games before general manager (GM) Chuck Fletcher pulled the plug. The Flyers finished last in the Metropolitan Division after entering the season with high expectations. They have fallen into the worst era in franchise history, missing the playoffs in six of the last 10 seasons.

The imposing presence of John Tortorella

Tortorella is a coach with the type of experience that can command a locker room. He spent parts of 20 seasons as NHL head coach for four different teams. He coached the Tampa Bay Lightning team in 2003-04 that defeated the Flyers in Game 7 of the Eastern Conference Finals en route to the franchise’s first Stanley Cup. He led teams to the Stanley Cup Playoffs 12 times and won two Jack Adams Awards as NHL Coach of the Year.

John Tortorella, Philadelphia Flyers (James Guillory-US PRESSWIRE)

His colorful personality, strong emotions and demanding attitude led to a considerable amount of conflict with players, members of the media and opponents during his time in the NHL. His past is certainly not without blemish, and his tendency to speak with an edge regularly lands him in the headlines for good and bad reasons. His controversial comments about Trevor Zegras and Sonny Milano dominated discussions in the hockey world earlier this season.

However, any notion that paints Tortorella as a bully who will quickly burn out in the modern NHL is simplistic. He is a strict and demanding leader who has sometimes faced underperforming players. However, the majority of players who talk a lot about him consider his blunt honesty a good quality. Even after his tenure with the Blue Jackets ended in 2021, he received praise from veterans Oliver Bjorkstrand, Seth Jones, Boone Jenner and Zach Werenski.

His experience includes a seven-year tenure with the Lightning, a five-year tenure with the New York Rangers and a six-year tenure with the Columbus Blue Jackets. His only real misstep was his only season with the Vancouver Canucks in 2013-14.

Circulars seek to restore franchise glory

Back-to-back disastrous seasons led to long conversations about the need to restore the franchise’s waning identity. The Flyers proudly possessed a reputation as a feared opponent who played an intimidating physical style during their most successful eras in team history. The need to become “harder to face” has been consistently raised by influential members of the organization in response to the recent lack of success.

Cam Atkinson, Philadelphia Flyers
Cam Atkinson, Philadelphia Flyers (Amy Irvin/The Hockey Writers)

Cam Atkinson played in Columbus throughout Tortorella’s tenure. He spoke forcefully in his exit interview in April about the things he learned from his former manager and quickly moved on to statements about the team’s weaknesses last season.

“You practice your way of playing. Especially when I turned pro, I learned that from Tortorella. John Tortorella, he was great in that aspect. There just wasn’t a lot of practice time (in 2021-22), and it was hard to mold and gel as a group when playing so many games because there isn’t there’s only a few things you can watch videos and stuff but you can’t really get on the ice and do it. As we approach next year, we need to find a way to get more guts, a little more jam, and a little more “f you” into our game. Both sides of the puck, in or crease , defending our goalkeeper, and in their crease. I think we were a pretty soft team this year, in my opinion.

-Cam Atkinson

Atkinson never directly identified Tortorella as the solution to the problems. However, the 33-year-old right winger clearly holds his former coach in high regard for correctly instilling discipline and responsibility. His position within the team’s leadership group will be key in 2022-23.

Senior executives Bobby Clarke and Paul Holmgren reportedly preferred Tortorella over other candidates such as Barry Trotz, Bruce Cassidy and Jim Montgomery. Bill Meltzer described that the two former Flyers had a “substantive role in the final decision” for the hire. Other reports suggested that Fletcher was not entirely determined by the location. Although the level of influence of all parties will not become entirely clear in the near future, the organization now has its fiery head coach who seeks to restore the success of a fallen franchise.

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Canadian army

Opinion: Echoes of the Canadian War of 1812 at play in the invasion of Ukraine

The Americans invaded Canada two centuries ago in an attempt to annex the territory, but were defeated by a much smaller force.

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US President James Madison launched the War of 1812 on June 19 in circumstances eerily similar to those in Ukraine today. The annexation of Canada to the United States was his goal.

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The time had come. British forces are occupied with the war with Napoleon, leaving only 1,800 Redcoats to defend Upper Canada’s vast frontier and its 80,000 people. Americans outnumbered Canadians by more than 20 to one.

The Americans invaded on three fronts: the Detroit River in the west, the St. Lawrence River in the east, and the Niagara River in the middle. The first force to invade was led by General William Hull.

“Inhabitants of Canada! he proclaimed, “The army under my command has invaded your country…You will be emancipated from tyranny and oppression.

As his forces advanced along the Thames, they “liberated” homes and farms by looting and burning them. It must have been common practice.

Entire towns were burnt down over the next few months, including the provincial capital, York, in the spring of 1813, and later that year the town of Niagara during a blizzard in December, leaving residents to perish in the cold. .

Fortunately, a resistance hero had arisen. Men between the ages of 16 and 60 were to serve in the militia, and Major General Isaac Brock organized and trained them as infantry, artillery, Calvary, and even a Great Lakes naval unit.

Full-time, professionally trained colonial regiments, including the Glengarry Light Infantry, Canadian Fencibles, Voltigeurs du Bas-Canada and 104e Régiment du Nouveau-Brunswick, as well as contingents of First Nations warriors were under his command. He pressed the American invaders on all three fronts.

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Brock’s strategies and leadership inspired a very solid defense. Despite the odds, and with the help of First Nations warriors led by Shawnee Chief Tecumseh, he drove Hull’s army from the province, then defeated them at Fort Detroit. Alas, he later died of musket fire at Queenston Heights in October 1812.

The British finally chose his successor more than a year later, but only after the Americans had occupied parts of Upper Canada. Lieutenant General Gordon Drummond enjoyed instant success, leading his troops to victories on American soil at Fort Niagara and Buffalo. But his greatest test was yet to come.

On July 3, 1814, a highly trained force of 5,000 Americans rowed across the Niagara River in an attempt to conquer Canada. Their first target was Fort Erie, just across the river from Buffalo and guarding the entrance to Lake Erie.

The 137 Canadian troops garrisoned there quickly surrendered and the Americans began their march north, encountering fierce resistance along the way. On July 25, the bloody battle of Lundy’s Lane took place, where four of the five generals present were killed.

The Americans withdrew to Fort Erie and proceeded to transform the small stone fort into a strategic stronghold housing 3,000 troops. They were waiting for reinforcements.

General Drummond is injured in the neck, but continues to lead. His job now was to contain the Americans at Fort Erie and prevent them from achieving their objective of flying the Stars and Stripes over Upper Canada.

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In his excellent 2017 book, A History of Canada in Ten Maps, Adam Shoalts describes the siege of Fort Erie and the bloody and unsuccessful attempt to storm it on August 15, 1814. The Canadians lost far more men than their adversaries and were at risk of failing in their goal of stopping the invaders.

Things could have turned out much differently had the British not defeated Napoleon, freeing up troops to defend the North American colonies. The Redcoats captured Washington and burned down the White House on August 25.

By November 5, all invading forces had retreated across the border. Seven weeks later, the Americans sued for peace, renouncing all claims to Canada.

Territorial greed, savagery, false claims – sound familiar?

Fred Clipsham is a Regina-based commentator.

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International headquarters

Gebrüder Weiss expands its international bicycle campaign after

LAUTERACH, Austria, June 15, 2022 (GLOBE NEWSWIRE) — On April 1, logistics company Gebrüder Weiss launched a cycling campaign titled “Cycling Around the World”, open to cyclists worldwide. Cyclists use an app to record and count the kilometers traveled until the end of September. The initial goal was to cover a total distance of 40,075 kilometers throughout the campaign – the same as the length of the equator.

The campaign goal was reached just 45 days after its launch. The Earth circled the Earth for the second time in mid-June, so Gebrüder Weiss set himself a new goal: to circle the Earth for the third time, covering a total of 120,225 kilometers. A reforestation project in Togo, West Africa, benefits from the sporting ambition of cyclists: for every 40 kilometers cycled, Gebrüder Weiss, in cooperation with campaign partner natureOffice, finances the planting of a tree . Two thousand trees will be planted now, and after traveling enough miles to circumnavigate the globe three times, the company forest will grow by 3,000 trees.

“We are delighted with the excellent reception given to the cycling campaign. We certainly thought that the participants would manage to circumnavigate the world together. However, we would never have thought that they would do it so quickly”, says Frank Haas , Head of Corporate Brand Strategy and Communication at Gebrüder Weiss.

“As a logistics company, we strongly support people who set sporting goals and make things happen on their own. The campaign also fits well into our sustainability strategy to promote environmentally friendly mobility. environment. Gebrüder Weiss has also been very close to cycling for many years, as a logistics partner for many cycling events,” says Frank Haas, explaining the idea behind the campaign.

Cyclists inside and outside the company are invited to participate in “Cycling around the World” until the end of September. Participants can choose from six challenges of varying lengths, covering distances between 60 and 6,000 kilometres. Gebrüder Weiss offers prizes for each challenge.

For more information on the campaign, visit:

About Gebrüder Weiss
Gebrüder Weiss Holding AG, based in Lauterach, Austria, is a global provider of comprehensive logistics services. The family-owned company employs nearly 8,000 people worldwide and has 180 company-owned sites. North American locations include headquarters in Chicago and offices in Atlanta, Boston, Dallas, El Paso, Los Angeles, New York, San Francisco, Montreal, Toronto and Vancouver. Growing and evolving with the needs of its customers over its long history, Gebrüder Weiss is also a pioneer in sustainable business practices having implemented a myriad of ecological, economic and social initiatives. Customized solutions with a single point of contact provide customers with an exceptional service experience focused on reliable and cost-effective solutions.

Media Contact:

Karolyn Raphael, marketing winger

[email protected]

T 312-494-0422

Gebrüder [email protected]

Related Images

Image 1: The Gebrüder Weiss corporate forestry project in Togo

The Gebrüder Weiss corporate forestry project in Togo, West Africa: a tree is planted for every 40 kilometers cycled as part of the “Cycling Around the World” campaign.

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  • The Gebrüder Weiss corporate forestry project in Togo

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Non profit living

Where to Celebrate the Summer Solstice – NBC Los Angeles

Temperatures are rising and the days are getting longer, which can only mean one thing: summer is upon us.

With summer fast approaching, many wonder how it can sound like the start of the hottest season of the year, but first let’s see what the summer solstice is all about.

What is the summer solstice?

The June solstice, or summer solstice, marks the beginning of astronomical summer in the northern hemisphere.

Earth naturally orbits at an angle, which means half of the year the northern hemisphere is tilted towards the sun while the southern hemisphere is tilted away from the sun, creating summer in the north and winter in the south, according to NASA.

Solstices only occur twice a year. The summer solstice is the longest day of the year, with some states seeing up to sixteen hours of sunshine.

Where can I celebrate?

While we wait for our official introduction to summer, here are some places that will host celebrations on June 21.

Griffith Observatory

Historic Griffith Observatory in the Hollywood Hills in Los Angeles, California.

Getty Images

Historic Griffith Observatory in the Hollywood Hills in Los Angeles, California.

Most know that the observatory is a must-see in Los Angeles for its great view of the city and its worthwhile space museum.

This year they will host a live show at noon and sunset. There will be discussions as well as a live viewing of the solstice.

Santa Barbara Summer Solstice Parade and Festival

Performers marching in the Santa Barbara Solstice Parade

Santa Barbara will host its annual Midsummer Parade and Festival on June 24. The festival takes place over two days with a celebration on the first day and a parade on the second.

The festival is free and will include live music, food vendors and local artists.

LA music party

Musicians playing their instruments along the street.

Make Music Day is a non-profit organization that will hold its annual celebration on June 21. The event, which shares the day with the summer solstice, is a day when musicians around the world celebrate their love of music.

There will be live music in several parks, streets and sidewalks in Los Angeles.

The event is free to the public and will last until 10 p.m.

Midsummer Festival at the Bower Museum

Mitch Diamond

Bower Museum in Santa Ana, California

The Bower Museum will celebrate the solstice with its family festival on June 19.

The festival will include live music, food, arts and crafts.

The festival is free to the public and will run from 11 a.m. to 3 p.m. A recording will also be available for viewing on Facebook and YouTube one week after the event.

Part of the Fowler Museum’s Summer Solstice at UCLA

The Fowler Museum at UCLA

The Fowler will be hosting an in-person celebration which will include a walk through their latest exhibition, ‘High End Australian Aboriginal Screen Printed Textiles’.

There will also be a reception which will include live music, food, wine and a walk with the curator of exhibits.

The exhibition, which runs until July 10, can be seen at the summer solstice.

The event will run from 5:30 p.m. to 8:30 p.m. and will require a reservation.

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History organization

Welcome to the City of Pittsburgh


Press release

City of Pittsburgh Announces STOP Violence Community Investment Grants

Grants deployment of part of the city’s peace plan to end the violence

PITTSBURG –The City of Pittsburgh today announced that the application process for the 2022 STOP the Violence Grant is open. The grant is part of the City’s overall approach to ending the violence. Through the STOP Violence Community Investment Fund, the City plans to provide financial support in the form of grants to organizations offering programs that complement the Group Violence Intervention Violence Prevention Strategy ( GVI) existing from the City. Specifically, the grant aims to invest in organizations that take proactive action with people who exhibit one or more risk factors for violent behavior, supporting those people to overcome the risk factors, avoid violence and live a healthy life. healthy and productive. Applicants can request any amount ranging from $15,000 to over $90,000. The application deadline is July 5, 2022 at noon.

“It’s time to address violence as a public health crisis that can be treated and prevented,” said Mayor Ed Gainey. “We know that no single organization can effectively eliminate violence on its own, which is why my administration is focused on community partnerships. The STOP the Violence Community Investment Fund will allow us to support community organizations that are embarking on a bold vision to end violence and make Pittsburgh safe for all.

The STOP Violence Community Investment Fund aims to increase the effectiveness of GVI’s support and outreach, which strives to engage authentically with the community and positively impact violence through a partnership of community members, law enforcement officials and social service providers. Strong applicants should represent organizations located in areas of the city that currently experience high levels of violence; working to prevent violence; and require additional resources to continue this work.

“We are thrilled to make this opportunity available to organizations in our city that are already connected to our high-risk populations and doing all they can to prevent violence,” said Jay Gilmer, coordinator of Stop the Violence. “We know that relationships are key to supporting people, directing them to resources, and ultimately giving them greater purpose and hope.”

Here are examples of potentially eligible projects:

  • Academic, artistic, or athletic opportunities for high-risk individuals of all ages.
  • Family strengthening activities and parent/guardian support.
  • Mentoring for young people and/or adults.
  • Development of communities of support for traumatized people, reintegrated citizens and their families.
  • Culturally appropriate mental health counseling for those at high risk.

Ineligible expenses and projects include:

  • Fundraising campaigns for an individual
  • Annual fundraising events
  • Lobbying/advocacy

The City of Pittsburgh has partnered with the POISE Foundation to administer the STOP Violence Community Investment Fund grantmaking process. Potential awardees must complete a short eligibility questionnaire on POISE’s online application portal to find out if their organization is eligible to apply for the grant. If an organization meets the required criteria, the portal will direct applicants to the application.

To apply, an organization must meet the following criteria:

  • A clear understanding of the dynamics of local community violence.
  • Experience implementing community programs that impact high-risk community members.
  • Relationships and trust established between those most affected by or currently involved in violence.
  • A history of providing services to the target population of the proposed project in the organization’s particular geographic area.
  • History as a communicative and responsible community partner in successful collaborations.
  • Operate their project in the City of Pittsburgh and/or serve people who live in the City of Pittsburgh.
  • Preparation to launch the grant-funded project within 60 days of receipt of funds.
  • Recognized as a 501(c)3 or have a letter of intent or other documented support from a recognized 501(c)3 tax sponsor

2022 recipients can expect to receive their award in early September depending on the availability of funds. In addition to the grant award, grantees may also gain access to technical assistance, cohort collaboration, activities, and events.

For more information on the STOP the Violence Community Investment Fund:

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Canadian army

Ukraine gets .50 TOR caliber bolt-action sniper rifles with 3 km range

Kyiv ($1 = 29.68 Ukrainian hryvnia)s) — The delivery of Polish sniper rifles with a large caliber WKW Tor is already underway for the Armed Forces of Ukraine to counter the Russian troops who invaded the country on February 24 this year. Images of the rifle on social media profiles after the war in Ukraine are shared and distributed.

Photo credit: Zakłady Mechaniczne Tarnów

WKW Tor is a Polish long range rifle [sniper rifle] with a large caliber. The abbreviation WKW means exactly that in Polish – large-caliber sniper rifle [Wielkokalibrowy Karabin Wyborowy]. In this case, WKW Tor uses .50 BMG cartridges [BMG is Browning machine gun] or NATO standard 12.7×99 mm.

The .50 caliber WKW Tor was designed in the early 21st century and began mass production by the Poles in 2005. It is estimated that manufacturer Zakłady Mechaniczne Tarnów has produced 150 of these weapons so far. Except in Poland [and now in Ukraine] .50-cal WKW Tor is in service in Saudi Arabia and Vietnam. The rifle has another recorded involvement in actual hostilities [apart from those in Ukraine] and this is the war in Afghanistan, where it continues to be used.

The .50 caliber WKW Tor weighs just over 16 kg and has an overall length of 1,350 mm, and only the barrel is 880 mm long. The main action of the rifle is performed by a manually operated rotary bolt. Its muzzle velocity is 2,895 ft/s [882 m/s] from 800gr Barnes. Its feed system is a 7-round detachable box magazine, and the rifle’s maximum effective firing range is 3,000 m.

Photo credit: Twitter

.50-cal WKW Tor has a Picatinny mounting mechanism on which different day or night optical sights with different magnifications can be placed, often at 6x or more. However, the Polish manufacturer offers standard optical equipment, which is the Schmidt & Bender X3−12 P / MII telescope finder.

Sources in Ukraine say Ukrainian forces tested the sniper rifle and left good impressions, especially after the bullet fired from the rifle pierced a soldier’s armor and armored vest. However, no further details were given on the type of armor or the degree of protection of the body armor.

.50 BMG in Ukraine recalls that at the end of March this year, the Armed Forces of Ukraine received .50 caliber Browning heavy machine guns and ammunition for them. Interesting fact: the Browning .50 caliber heavy machine gun can be used as a long-range rifle or as a sniper rifle.

Soldiers in the Korean War used scoped M2s in the role of a sniper rifle, but the practice was notably used by U.S. Marine Corps sniper Carlos Hathcock during the Vietnam War. Using an Unertl telescopic sight and a mounting bracket of his own design, Hathcock was able to quickly convert the M2 into a sniper rifle, using displacement and elevation [T&E] mechanism attached to the tripod.

Ukraine received a .50 caliber Browning heavy machine gun
Photo credit: Wikipedia

In semi-automatic fire, Hathcock hit man-sized targets beyond 1,800 yards [2,000 yds] -twice the range of the standard caliber sniper rifle of the time [a .30-06 Winchester Model 70]. Hathcock set the record for the longest confirmed kill at 2,250 meters [2,460 yds]a record that stood until 2002 when it was broken in Afghanistan by Canadian Army sniper Arron Perry


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International headquarters

Key Fuel Stack Sports Momentum Partners Internationally Including Sydney University Football – The Durango Herald

MELBOURNE, Australia, June 13, 2022 (SEND2PRESS NEWSWIRE) — Stack Sports, the largest and fastest growing sports technology provider, continues to build momentum internationally, fueled by key partnerships at every level. With global headquarters in Australia, the UK and the US, Stack Sports leads the sports industry by focusing on four key pillars: grassroots engagement, participation growth , recruitment pathways and development of elite players.

GameDay, the global participation growth platform for Stack Sports, continues to help partners grow play across multiple sports. By providing easy-to-use and seamless technology to national governing bodies and their clubs, the GameDay team is focused on Stack Sports’ core mission to increase participation and transform the sports experience.

“Our passion is to provide high performance opportunities for kids of all ages,” said Valentino Stewart, Program Director and Head Coach at IronUp Sports in New Zealand. “Using technology of this nature (GameDay powered by Stack Sports) allows us to spend more time improving the quality of our programs while making the registration and management process as seamless as possible.”

“For us, it’s about facilitating the sports experience for sports organizations and helping to increase participation globally,” said Jeff Young, CEO of Stack Sports. “We focus on the needs of our partners first and use innovative technology to solve barriers to growing the games we all love.”

Reinforcing this mission, Stack TeamApp has seen incredible growth, now with over 7 million users, as it helps organizations, clubs and teams bridge the communication gap in sports.

“We are delighted to partner with Stack Sports to streamline our club communication. Since I have been in football, it has always been difficult to simplify communication between players, parents and the club, ”said Amy Shepherd, head of football development at Sydney University Soccer Football Club. “Stack TeamApp bridges that gap for us and provides a great platform with many other features to help us stay united and continue to help our club grow.”

In addition to growing the game through software, Skyhawks, the grassroots growth arm of Stack Sports, has played a crucial role in bringing the fun back to sports around the world through camps. As the sport continues to be a major growth initiative for many international markets, Stack Sports has been there to support emerging growth through franchise opportunities.

“I think Skyhawks was the best (sports franchise) because they have the biggest selection of sports,” said Bryan Djuhari – Jakarta, Indonesian franchise. “The reason I got into this business was because I have 2 sons. I wanted them to feel the love and joy of the sport and I found the philosophy of Skyhawks to be very in tune with that.

But growth and success didn’t just come at the youth level. In 2022, the Finnish men’s hockey team followed up their first Olympic gold medal with a victory in the men’s world championship. The hockey team powered by Stack STEVA is clearly the best in the world. Join Stack partners like the LA Rams, Atlanta Braves and 7 of the last 8 World Series champions.

“The top performing teams at the Olympics, the ones that compete at the peak of their abilities and win medals, benefit from tools like STEVA. In this hyper-competitive sport, video analysis is essential to prepare a team,” said Jukka Jalonen, head coach of Finland. “The technology and level of support we get from the team at Stack Sports helps us compete at the highest level.”

From grassroots engagement and participation growth to elite player development, Stack Sports powers the journey and experience of thousands of organizations through innovative technology, great service, and a partner-first mission.

“We are delighted to see the return to sport in Australia, New Zealand and the UK,” said Rob Fletcher, managing director of Stack TeamApp. “We look forward to continuing to support our partners’ safe return to business while helping them grow the games we all love.”

You create the moments, we propel the journey. Sports power by Stack Sports.

Find out more:

About Stack Sports:

With nearly 50 million users in 35 countries, Stack Sports is a global technology leader in SaaS platform offerings for the sports industry. The company provides world-class software and services to support national governing bodies, youth sports associations, leagues, clubs, parents, coaches and athletes. Some of the largest and most important sports organizations, including the American Soccer Federation, Little League Baseball and Softball, and Pop Warner Little Scholars, rely on Stack Sports technology to run and manage their organizations. Stack Sports is headquartered in Dallas and leads the industry one team at a time by focusing on four key pillars: grassroots engagement, participation growth, recruiting pathways and player development. elite.

To learn more about how Stack Sports is transforming the sports experience, please visit:

Learn more about the GameDay app:

MULTIMEDIA: IMAGE link for media:

NEWS SOURCE: Stack Sports

This press release has been issued on behalf of the source of the information (Stack Sports) which is solely responsible for its accuracy, by Send2Press® Newswire. Information is believed to be accurate but not guaranteed. Story ID: 82515 APDF-R8.6

&Copy; 2022 Send2Press®, a press release and electronic marketing service of NEOTROPE®, California, USA.

To see the original version, visit:

Disclaimer: The content of this press release was not created by The Associated Press (AP).

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Non profit living

Sternberg named Director of Outreach and Communications at Citizens for a Safe & Clean Lake Superior | News, Sports, Jobs

Caitlin Sternberg has been appointed Director of Outreach and Communications at Citizens for a Safe & Clean Lake Superior. (Courtesy picture)

MARQUETTE – Citizens for a Safe & Clean Lake Superior, a Marquette County nonprofit, welcomes a new staff member, Caitlin Sternberg, as Director of Outreach and Communications. Sternberg, a 2021 Magna Cum Laude graduate from NMU with a degree in environmental science, “has the experience, talent, youthful energy and vision to help us raise awareness and unite our community to defeat the planned heavy industrial rocket launch site near the shore of Lake Superior at Granot Loma,” said CSCLS President Dennis Ferraro.

Previously, she worked as a Great Lakes Climate Corp Team Leader with the Superior Watershed Partnership, partnering with various groups like the National Forest Service or the Keweenaw Bay Indian Community on environmental projects, and she also worked as a land steward with the Rocky Mt. Conservancy in Colorado. These are examples of his organizational and leadership skills, according to Ferraro.

After growing up in a Chicago neighborhood where jets from O’Hare Airport exploded overhead, Sternberg says “Living near Lake Superior reframed my worldview and values”and that in addition to the strong connection she feels with the lake and the surrounding habitat, she is “also impressed with the connection Marquette County residents have with each other and with the environment,” she said in an announcement.

Commenting on the rocket launch plan, Sternberg said she considered this type of “the unnecessary industrialization of our lake shore as an environmental and community threat” which must be guarded against “even after the failure of the rocket launch plan.”

In addition to involving people at community events, developing bonds with community members, and involving volunteers to help with the mission of CSCLS, she also hopes to expand the participation of students from universities and schools. local secondary schools, which she considers “very eco-friendly” she says.

Ferraro noted that “you will also see lots of Cait not only here in Marquette but also at events with locals from Powell Township who have been such great stewards of the environment preserving the beautiful natural landscape we all enjoy.”

Today’s breaking news and more to your inbox

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History organization

Hendrick Motorsports reaches 100,000 miles in the lead in the Cup Series

SONOMA, Calif. – Hendrick Motorsports made history at Sonoma Raceway on Sunday afternoon.

The organization has now eclipsed the 100,000 mile lead mark in the NASCAR Cup Series and is the first team in Cup history to accomplish this. Hendrick Motorsports led the first 52 laps of the California road course. Kyle Larson led the first 26 laps, while Chase Elliott led the next 26 laps.

Going into Sunday’s race on the 1.99 mile road course in California, Hendrick Motorsports had covered 99,902.90 miles in its Cup Series history and only needed 98 miles and 50 laps to complete 100,000 miles.

Leaving Sonoma, the team led 1,332 laps and 1,548.91 miles in the 2022 season.

RELATED: Elliott and Byron finish in top 10 in Sonoma

Earlier this season, Hendrick Motorsports became the first Cup organization to boast 2,000 top-10 finishes in the series. The team currently has 2,015 top-10 finishes.

Last year at Charlotte, Kyle Larson’s win gave Hendrick Motorsports its 269th Cup win, overtaking Petty Enterprises as the leader on the team’s all-time winning list. In this race, the team owned by Rick Hendrick led 559.5 over a possible 600 miles. Currently, the team has 285 wins in the sport’s top series.

Two of Hendrick Motorsports’ current drivers are in the top six in the most miles driven for the team.

6: Kyle Larson (3,959.528 miles led)

5: Dale Earnhardt Jr. (4,347.677 miles led)

4: Geoff Bodine (5,167.738 miles led)

3: Chase Elliott (5,819.724 miles led)

2: Jimmie Johnson (24,871.212 miles ahead)

1: Jeff Gordon (31,523.282 miles led)

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Canadian army

PART 2: WWII, Kharkiv, Ukraine and NAZI war criminal Kurt Meyer

Prologue: This project was undertaken due to the invasion of Ukraine in 2022. We like to think that military commanders are held accountable for the war crimes of their troops. Few are.

After the war, Kurt Meyer was charged with war crimes. He was tried and found guilty and sentenced to death on December 28, 1945. The sentence was commuted to life in prison. He was sent to Dorchester Penitentiary in New Brunswick to serve his sentence.

The Regina Labor Council was upset that Meyer had been pardoned and expressed concern to the Canadian government.

The arrogant Meyer asked for special privileges. He didn’t want to be housed with “common law offenders”. Meyer was the only war criminal to serve his sentence outside of Germany. In 1950 he was sent back to Germany to complete his life sentence.

Waffen-SS tank commander Kurt Meyer. He served in France, where he murdered Canadian soldiers, as well as in Ukraine and Russia

kurt meyer p 2
Kurt Meyer. Canada Photo Archives

Kurt Meyer was released from German prison in September 1954 after serving only 9 years for his war crimes. He died on December 23, 1961. It is suggested that he was an arrogant SS officer until the end.

After his release, on September 7, 1954, Meyer traveled to his hometown of Niederkruchten in North Rhine-Westphalia, Germany, where a parade was held in his honor. He was welcomed as a hero.

Meyer was the Standartenführer, the commander of the 25th Panzer Grenadier Regiment of the 12th SS Division in Normandy. As a leader, he was responsible for the actions of his men.

At the end

Kurt Meyer was an SS until the end. Upon his release, he joined and held important positions as a member of the Waffen SS Veterans Association. For the job, he became a beer salesman selling beer to NATO forces stationed in Germany.

Kurt Meyer was born on December 23, 1910 and died on December 23, 1961 at the age of 51.

Out of respect for the thousands killed by the Waffen SS, no insignia images are included.

Newspaper clipping about the murder of Lance Corporal Douglas Sumner Orford on June 7, 1944

The following images are from the Canadian Virtual War Memorial. This site and Veterans Affairs Canada do a great job of remembering the dead.

If you or your family have scanned images of photos and documents, I encourage you to visit the CVWM site and upload them to your family member’s file.

kurt meyer 3
CVWM Press Clipping

kurt meyer 4
CVWM Press Clipping

Douglas Sumner Orford – The Canadian Virtual War Memorial – Veterans Affairs Canada

Lance Corporal Douglas Sumner Orford

Died on active service, June 7, 1944
Number: F/26412, Age: 23
Force: Army, Unit: North Nova Scotia Highlanders, RCIC
Born: February 2, 1921, Leytonstone, Essex, United Kingdom
Enlisted: October 27, 1939, Charlottetown, Prince Edward Island
Son of Arthur James Orford and Gwendoline Dorothy Orford (née Sumner), of South Woodford, Essex, England
Bény-Sur-Mer Canadian War Cemetery, Calvados, France, Grave Reference: II. A.3.

kurt meyer part 2
Douglas Sumner Orford, in Charlottetown, Prince Edward Island in 1942 – posing with an unidentified child. CVWM

Editorial notes

The Cold War began in 1947. The Soviet Union became the new enemy. This is probably, in part, why more former NZAIs were not prosecuted and why their wartime organizations were tolerated.

Regina aviation historian Will Chabun told me that in Tony Foster’s book A Meeting of Generals there is a story of Kurt Meyer being transported by the RCAF to the Yukon where he was used to explain how the Soviets would attack that part of Canada. and eastern Alaska. The Canadian army relied on its experience on the Eastern Front against the Soviet Union.

NAZI SS Brigadeführer Kurt Meyer, NAZI member #316714 and SS member #17,559, joined the 1st SS Panzer Division Leibstandarte SS Adolf Hitler, the “LSSAH”, Hitler’s personal bodyguard in 1935.

In my opinion, Kurt Meyer was well versed in elite SS doctrine early in the war and certainly when leading a Panzer reconnaissance unit on the Eastern Front. And given his active membership in the Waffen SS Veterans Association after the war, he never “changed his ways”.

There was controversy over whether Meyer should have been convicted. He was the commander; those under his command committed war crimes. He was a convicted war criminal. The Canadian military should never have asked for advice on anything.

The first part can be read here.

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International headquarters

Pitch from Atlanta to Belgian Princess: Diversity in business is our thing

When Jill Vanparys, an independent video game designer from Belgiumwelcomed the princess of his country to Georgia State University this week she reflected on the type of game that could be created to honor Her Royal Highness.

“It could be an adventure game where the princess goes on a mission to save and heal people while avoiding and disarming landmines,” Ms Vanparys told GSU. Institute of Creative Media Industries, or CMII. “Or it could be another game, a game about three heroes trying to save a princess. But it’s a bit cliché, isn’t it? »

The industry, she said, sometimes reflects these outdated tropes because most developers are male, despite the fact that half of gamers are female.

While the Belgian government Flanders region is embarking on an effort to strengthen the video game sector through tax incentives, industry leaders like Ms. Vanparys hope the industry as a whole will tackle the inherent biases against women, a symptom of its overall deficit in diversity.

“The scandal in the international gaming industry, towards women and minorities over misconduct, sexism and harassment has surfaced repeatedly over the past two months and years. And that’s why we as an industry need to do something about it,’ Ms Vanparys said in a welcoming remark after the Princess arrived downtown.

CMII offers degrees in game development and media entrepreneurship, reaching 800 students so far who have access to cutting-edge technology in film, games, virtual reality, and digital audio and video production . (During a tour with the director of the CMII Brennen DeckerPrincess Astrid had an avatar made to mark her historic visit).

If the record delegation’s itinerary were any indication, Belgium is looking to Atlanta, the birthplace of the civil rights movement, for insight and collaboration on that front.

A longtime magnet for corporate headquarters and an ascendant player on the national tech scene, the city resumes its role as a historic leader at a time of racial awareness in the United States.

This is one of the reasons why he caught the attention of the delegation, said the Flemish Minister-President Jan Ham.

“Atlanta is a mecca for gamers and developers, a home for all areas of digital entertainment,” Jambon said after remarks from Brian Blake, the first black president of the state of Georgia, an institution that leads the nation in granting degrees to minorities. “Flanders and Atlanta have the same goal: we want to bring more diversity to video games.”

Earlier today, during a commissioning visit by a Belgian drug developer UCBthe new research center at its six-building, 47-acre campus in SmyrnaPrincess Astrid heard from many female researchers and corporate executives about how they were integrating inclusion into both the development of therapies and the company’s community outreach.

Lakeisha Parnell, an epilepsy patient and advocate, received a Princess Commendation in a new building that leans more towards a ‘tech center’ than a corporate headquarters, with collaborative spaces, a library, multiple kitchens, a water collection tank 8,000 gallon rainwater tank and a recreation room with a pool table and arcade games.

UCB views diversity and inclusion as part of its long-term corporate responsibility and sustainability strategies, not only in its recruitment, but also in the way it approaches its business as well as community outreach. .

“At UCB, we appreciate our differences and build on them,” Patty Fritz, head of corporate affairs in the United States, told Global Atlanta in an interview. “We have to look like our community. We need to understand each other’s struggles, respect our differences and value them. We don’t want everyone to be the same. We want everyone to look their best – their unique and vulnerable selves.

The company has seven molecules in development to treat conditions such as psoriasis, arthritis and other chronic diseases. Amid a massive drive of digitization, data and personalization, ensuring clinical trials integrate diverse communities is critical to its competitive edge, executives and researchers said.

During the pandemic, UCB launched a Global Community Health Fund aimed at addressing mental health issues among diverse young people in the 38 countries where it works. Dirk Woutersthe former Belgian ambassador to the United States and champion of Atlanta and the South, chairs the fund, which granted 4.5 million euros via the King Badouin Foundation to 99 projects in its first two cycles. Atlanta bands like Black girls smile were among the beneficiaries.

After the princess left UCB, she headed for the National Center for Civil and Human Rightswhere the net benefits of diversity were explored over lunch with Solvay CEO Ilhan Kadria female executive whose Alpharetta the installation had been inaugurated the day before. Ms. Kadri also participated in a panel with women entrepreneurs based in Belgium and Atlanta Organic Amazonia, Omina Technologies, Better and Aquagenicity. If the social media discussions following the event are to be believed, many left the event inspired.

On the first day of their visit, Princess Astrid and other delegates met Jay Baileyhead of the Russell Innovation Center for Entrepreneurswhich sits in the shadow of historically black colleges comprising the Atlanta University Center and quickly became a point of contact for initiatives aimed at increasing black wealth in the city.

“Atlanta is a leader in making diversity and inclusion an engine of growth,” Michel GerebtzoffConsul General of Belgium in Atlanta, said at a press conference before the mission.

The Consul General has repeatedly conveyed this message to Belgian companies, including during an investment seminar organized last year by the Georgia Department of Economic Development. The city is also adept at mixing creative industries and technology, a similarity to Belgium that could help spur a new wave of investment in the city, he told Global Atlanta.

At a dinner reception at the Midtown offices of King & Spalding, Raphael Bostic, president of the Federal Reserve Bank of Atlanta and the president of Atlanta Metropolitan Chamberhighlighted the city’s civil rights history and commitment to inclusive economic growth.

“One thing that’s really special about Atlanta is its commitment to diversity, equity and inclusion,” said Bostic, the first black and openly gay president of a regional federal bank.

Governor of Georgia Brian Kemp also made remarks at the event, where Princess Astrid granted Mohawk Industries Inc. President and CEO Jeffrey Lorberbaum the Order of the Crown. Belgium is the headquarters of the Georgia-based flooring manufacturer’s research and development as well as its international operations in 120 countries.

“We are very pleased to continue to develop our investments in Belgium,” Mr. Lorberbaum said at the event. “Our associates create breakthrough products to improve our business results. Belgium is truly a beautiful country with a rich history and a long and rich culture. It is also an exceptional place to do business with government policies that promote economic growth for all.

Yet in the gaming industry, this has yet to be the case, said A Ballekens of Gameleon, a business run by women accompanying the delegation that helps businesses localize games for global markets through translation and cultural consulting. Only one in 10 customers is a woman.

“It’s still a male-dominated field,” Ms. Ballekens told Global Atlanta. “It’s changing slowly, but not fast enough and not in Belgium.”

Ms. Vanparys, the freelance video game designer, started out as a graphic designer, but was fascinated by the power of games to tell stories and explain complex concepts in a simple and engaging way.

She acts as an advisor to the Howest University of Applied Sciences in Flanders, which has signed an agreement with the state of Georgia to share best practices in the gaming sector, including attracting more women and minorities to the industry.

“We tackle the same problems and find the same ways to solve them. We can learn from each other as an industry,” Ms Vanparys said.

This is why Howest, in collaboration with the Flemish Games Association Where Flegahired a gaming ethics coordinator two years ago and incorporates diversity, equity and inclusion training into its curriculum, putting the subject on par with the technical skills needed in the industry, Engineer Defour, who leads the school’s programs in digital arts and entertainment, the Princess said at the CMII event. Howest also shines a spotlight on its women, positioning them as mentors and role models at events like the economic mission due to go New York and Boston after Atlanta.

As an extension of this visit, Mr. Dicker from the CMII is due to go to Belgium in a few weeks, with a stopover in Larian Studiosone of the biggest game developers in the country.

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History organization

Living History Event at the Camden-Rockport Historical Society

CAMDEN – On Saturday, June 18, from 10 a.m. to 4 p.m., the Camden, Maine troupes, living history interpreters of the period 1779-1814, will camp on the grounds of the 1770s Thorndike Homestead in Camden. This free, family-friendly event is an opportunity for the public to learn about what life was like in Midcoast Maine during the Revolutionary War era and the years that followed.

Archaeological evidence found on the grounds of the Camden-Rockport Historical Society and the nearby Merryspring Nature Center supports the theory that soldiers were garrisoned in the area during the last quarter of the 18th century. Interpreters will explain the military significance of the site and the role Camden played in both the Revolutionary War and the War of 1812.

Visitors can also learn about everyday life in the 18th century through demonstrations and participatory activities. There will be open-hearth cooking demonstrations, with samples for the public, and tours of the historic house. On the outskirts, soldiers cook over the campfire using period recipes, as well as flint and steel ignition demonstrations. Re-enactments of the Camden Militia from the Revolutionary War period, as well as the War of 1812, will display the weapons and equipment of a local soldier. Families will be able to try out a variety of colonial games and toys. An 18th century medical expert will discuss common ailments and treatments of the time.

The event is one of a series of encampments that will take place one Saturday a month, through October, on the grounds of the Camden-Rockport Historical Society’s 1770s Thorndike Homestead (formerly Conway Homestead). The entrance to the farm is located on Route 1, next to Hannaford on the Camden-Rockport town line.

For more information, please contact the Camden-Rockport Historical Society at [email protected], and be sure to follow the Camden-Rockport Historical Society and the Troops at Camden on Facebook.

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Canadian army

Gingrich Cushman: Prayer, strength and gratitude | unionized

We lived in Belgium in the late 1960s while my father was doing research for his thesis. I was too young to remember, but my mother told me that on a trip to France we were greeted with a standing ovation in a restaurant because we were Americans and American troops had liberated their city from Nazi control a few decades earlier.

Jackie Gingrich Cushman writes a weekly human interest column for Creators Syndicate that focuses on current affairs and political issues.

This standing ovation happened about half a century ago. This week marks the 78th anniversary of D-Day, the Allied invasion of Normandy, France. The year before the invasion, Soviet leader Joseph Stalin had repeatedly asked British Prime Minister Winston Churchill and US President Franklin Delano Roosevelt to open a second front on the Atlantic coast of Europe to relieve his army at ballast.

General Dwight D. Eisenhower, the Supreme Allied Commander Europe, planned and executed the liberation of Western Europe and the invasion of Germany, dubbed Operation Overlord. This large-scale invasion required the mustering and training of hundreds of thousands of troops for the amphibious landing.

People also read…

Before the invasion began, Eisenhower sent a message of encouragement and support to the troops. He compared the invasion to a “crusade” and noted that their goal was nothing less than “security for ourselves in a free world”. He expressed “confidence in your courage and devotion to duty and skill in battle”, while noting: “We will accept nothing less than full victory”.

He ended with a request for assistance from “Almighty God for this great and noble enterprise”.

The invasion began on June 6, 1944. It included nearly 3 million soldiers, sailors, airmen, and marines, some 11,000 aircraft, and nearly 7,000 ships carrying nearly 200,000 tanks and other vehicles.

That night, Roosevelt broadcast his prayer. Biographer Jon Meacham noted, “The White House had distributed the text in advance so that the public—about 100 million Americans—could recite the words with Roosevelt.”

“My fellow Americans: Last night when I spoke to you about the fall of Rome, I knew at that moment that the troops of the United States and our allies were crossing the English Channel in another larger operation. has been successfully completed so far, and so at this poignant hour, I ask you to join me in prayer.

Imagine 100 million Americans reciting this prayer with their president:

“Almighty God: Our sons, the pride of our Nation, embarked today on a great enterprise, a struggle to preserve our republic, our religion and our civilization, and to liberate a suffering humanity.

“Lead them straight and true; give strength to their arms, firmness to their heart, constancy in their faith…

“They will be sorely tried, night and day, without rest – until victory is won. The darkness will be rent with sound and flames. The souls of men will be shaken by the violences of war.

“For these men are lately drawn from the ways of peace. They do not fight for the thirst for conquest. They fight to end the conquest. They fight to free themselves. They are fighting for justice, tolerance and goodwill among all your people. They yearn only for the end of the battle, for their return to the haven of home.

“Some will never come back. Embrace them, Father, and receive them, your heroic servants, into your kingdom…

“Many people have insisted that I call the Nation to a single day of special prayer. But because the road is long and the desire is great, I ask our people to dedicate themselves in a continuity of prayer. So may we rise to each new day, and again when each day has passed, may words of prayer be on our lips, invoking your aid in our endeavours…

“With your blessing, we will defeat the unholy forces of our enemy. Help us defeat the apostles of greed and racial arrogance. Lead us to the salvation of our country, and with our sister Nations into a worldwide unity which will spell a sure peace, a peace invulnerable to the intrigues of unworthy men…

“Thy will be done, Almighty God. Amen.”

There were over 10,000 casualties among American, British and Canadian troops, but the invasion succeeded in changing the direction of the war. Less than a year later, on May 7, 1945, the Germans surrendered unconditionally to the Allies.

Compare those actions with where we are today. Small prayer, too few citizens healthy and strong enough to defend our freedom, and words of derision for our country rather than gratitude for our position in the world. We have fallen so far.

Take the time today to say a prayer of thanks and gratitude for those who fought for our country and to liberate other countries and won, and pray that our nation will return to prayer, strength and to gratitude.

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International headquarters

Congress leader Sonia Gandhi summoned by law enforcement directorate on June 23

Latest live news: Hello and welcome to the ABP News LIVE blog. Follow this space to get the latest developments and breaking news from India including PM Modi inaugurating IN-SPACe headquarters in Bopal, water supply will remain affected in many parts of Delhi, latest update updates of Covid, Monkeypox and other developing stories across the country and globe.

PM Modi to inaugurate IN-SPACe headquarters in Gujarat

Prime Minister Narendra Modi will inaugurate IN-SPACe headquarters in Bopal, Ahmedabad on June 10. According to the information, IN-SPACe will be the nodal agency, which will allow space activities and non-governmental private entities to use the Department of Space-related Facilities. Its objective will be to ensure maximum private participation in the space sector.

The objective of this center is to promote private companies working in space technologies. A private company must be involved in space-related work. Simply put, IN-SPACe a separate center or separate institution has been established which will act as a bridge between private enterprise and ISRO.

Water supply will be affected in parts of Delhi

The Delhi Jal Board said water supply will remain affected in many parts of Delhi due to less water discharge into the Yamuna from Haryana. The council said the water level in Wazirabad pond is 668.7ft compared to normal 674.5ft. Haryana’s water supply through the Carrier Lined Canal (CLC) and Delhi Sub-Branch (DSB) also fluctuates.

DJB said water will be available at low pressure in areas of Delhi Cantonment, North East Delhi, West Delhi, North Delhi, Central Delhi, South Delhi and New Delhi City Council.

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Non profit living

Teaching kids life lessons on the golf course

Sport teaches people so much more than the game itself – and our latest Everyday Hero is a perfect example.

What do you want to know

  • Matt Mussett is this week’s everyday hero
  • Besides being a mentor, teacher and coach for young people, Matt is also an e-bay manager for an amazing idea that has helped this non-profit community pay their bills.
  • More Everyday Hero Titles
  • Want to name an everyday hero? Click here

While the game he teaches is golf, Matt Mussett’s lessons are really about perfecting your swing in the game of life.

Some future pro-tour prospects were working on their game the day we visited the First Tee in St. Petersburg. The children of Mt. Zion Christian Academy made their regular visit.

Mussett says young students learn more than golf here.

“Youth mentorship and the development of healthy habits and lifestyle skills for children who may not be getting enough of this education at school or at home,” he said. “Or need to complement what they’re doing.”

Currently working with four schools, Matt says what they learn about golf goes beyond golf.

“In golf, you’re always going to fail before you succeed, and persistence is one of our main things we talk about and teach,” Mussett said. “If you take 10 breaths but hit 11 and it goes up in the air, you feel pretty good.”

Besides being a mentor, teacher and coach for young people, Matt is also an e-bay manager for an amazing idea that has helped this non-profit community pay their bills.

Their Donate a Club Help a Kid program is a huge success.

“Over the past four years, we’ve grown from a few hundred online ads to over 16,000 right now,” Mussett said.

Donated golf items are cleaned and restored and find new homes.

Use the video above to learn more about this week’s everyday hero.

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History organization

Secret City: Behind the Untold Gay History of DC Politics | Books

LGBTQ+ people have always existed, although they have been largely erased from historical accounts and even forced to participate in their own erasure. This is true of American politics, where the 20th century saw many gays and lesbians participate in the highest levels of power, but almost totally erased from the narrative of our nation’s history. In the new book Secret City, historian James Kirchick attempts to place in the historical record gay men and women who served and contributed to their country in Washington DC throughout the 20th century.

“I want to intertwine these two threads – the common thread of history that we all read about and this gay history that has been ostracized and sequestered,” he said. “I wanted to bring them together to show that they are connected stories, that they interact and complement each other. It doesn’t subvert that established narrative, it adds to it and complicates it.

Kirchick was first intrigued by the idea of ​​a gay history of American power politics in 2007, when he moved to DC and realized he was steeped in cultural life and a living gay story. In fact, census data shows that DC has the highest proportion of gay people in the United States. As he began work on the massive project, Kirchick began to believe that as a gay man he was uniquely equipped to write Secret City. “It needed a gay person to do that,” he said. “Even straight liberal historians would feel uncomfortable writing this kind of book. It’s important that we have these stories. My being gay informs my ability to say this.

Beginning with the administration of Franklin Delano Roosevelt and continuing through the presidency of Bill Clinton, Kirchick has spent a decade uncovering long-hidden stories that have been lost to history. At 800 pages, with well over 100 just for notes and sources, Secret City’s scope seems momentous. Although Kirchick found the writing of the book to be overwhelming as he worked to piece together all the information he uncovered, and as he occasionally became angry at the historical wrongs he found, his dominant emotion while working on the project was gratitude. “I feel enormous gratitude for the people who came before. For the people who have been through this pain so that I don’t have to.

Congressman Bob Livingston (right) and John Rhodes discuss the legislation Photography: Capital City Press/Georges Media Group and Baton Rouge, LA.

Kirchick shrewdly points out that fear of homosexuality has been a driving force in presidential politics, operating similarly to other historically recognized forms of prejudice like anti-Semitism and purges of so-called communists. This prejudice was launched with the revelations of the Kinsey Reports in 1948 and 1953, when people suddenly realized that the gay population was far larger than anyone had guessed. Even scarier, they could be anyone. This fear of the “gay next door” fueled stereotypes that gay people are disloyal to the United States, as well as the belief that they were inherently conspiratorial – “if you have three gay people in the room, it’s automatically a conspiracy,” Kirchick said.

A good example of this point is the bizarre story of Bob Livingston. Best known for being forced to resign amid a sex scandal when he was set to succeed Newt Gingrich as Speaker of the House when Bill Clinton was impeached, Livingston in 1980 became convinced that gay men working legitimately for Ronald Reagan were actually a sinister cabal secretly controlling him. Kirchick weaves this grim story, which fueled an effort to scuttle Reagan’s presidential nomination in 1980, with a number of gay conspiracy theories attached to the Reagan administration (including one that Reagan himself had sex with another man). Although these allegations are preposterous excesses based on little more than rumor, Kirchick argues that they had the potential to have turned Jimmy Carter’s landslide defeat in the 1980 election into a victory.

Regardless of any plot, Kirchick also reports that the Reagan administration turned out to be “the gayest of any presidential administration to date”, demonstrating two central points of Secret City: the growing acceptance of gay people while throughout the 20th century and their great value in government, even a far-right macho like Reagan. It’s a common irony in stories of LGBTQ+ resilience that the very things that oppressed gays and lesbians – like the need to lead double lives or the isolation that came with not being allowed to marry – were rendered advantageous both for the pursuit of their release and their political career. “During the period documented in this book,” Kirchick said, “the closets were good at producing homosexuals with skills that made them supernaturally equipped to function in Washington—they were good at keeping secrets, had no of family life to distract them, and they were more loyal to those in power.That’s the perverted set of skills the closet could spawn.

Throughout Secret City, Kirchick does a masterful job of conveying the flavor of homophobia in each historical era, while using impeccable research to vividly characterize the dozens of different individuals at play in these stories. This is not just a book about how political power has come to affect the lives of gay men and women; more so, it conveys the texture of an ever-changing world that has constantly controlled homosexuals. It shows how social forces shaped gay lives through constant implicit and explicit threats, the very language gay people had to describe their identity and experience, and harsh control over how they could access sexual practices. that were so central to their identity as human beings. beings.

Rock Hudson with Nancy and Ronald Reagan in 1984
Rock Hudson with Nancy and Ronald Reagan in 1984 Photography: Courtesy of Everett Collection/REX

Because of this rich attention to detail, Secret City also offers a vivid chronicle of the waves of liberation and backlash that characterized the growing acceptance of LGBTQ+ rights in the 20th century. As Kirchick shows, World War II became a national outing of sorts, with homosexuals joining the armed forces in unprecedented numbers. This was followed by a wave of repression in the 1950s, then liberation in the sex-positive 60s, followed by greater repression in the days of Nixon and Reagan, followed by greater freedom during Bill Clinton’s presidency. Across the Secret City sweep, we see homosexuality transform from an absolute career killer into something politicians can be carefully open to.

These waves continue today in Republican efforts to slander LGBTQ+ people as “groomers” and erase the gains trans people have made in access to medical care and social inclusion. Although Kirchick is well aware of the ugly politics of the present, as well as the fragility of the gains LGBTQ+ people have made in society, he ends Secret City on a note of triumph, celebrating the transformative acceptance of gay people as a ” massive achievement”. of liberal society”, and a quintessentially American success story. “I can quote a Gallup poll that self-identified LGBT people doubled,” Kirchick said. “And obviously, there was this explosion of visibility. I can’t predict the future, you can never say never. But in my limited experience, I’m pretty sure there’s never been a better time to be gay in this country.

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Canadian army

Prayer, Strength and Gratitude, by Jackie Cushman

We lived in Belgium in the late 1960s while my father was doing research for his thesis. I was too young to remember, but my mother told me that on a trip to France we were greeted with a standing ovation in a restaurant because we were Americans and American troops had liberated their city from Nazi control a few decades earlier.

This standing ovation happened about half a century ago. This week marks the 78th anniversary of D-Day, the Allied invasion of Normandy, France. The year before the invasion, Soviet leader Joseph Stalin had repeatedly asked British Prime Minister Winston Churchill and US President Franklin Delano Roosevelt to open a second front on the Atlantic coast of Europe to relieve his army at ballast.

General Dwight D. Eisenhower, the Supreme Allied Commander Europe, planned and executed the liberation of Western Europe and the invasion of Germany, dubbed Operation Overlord. This large-scale invasion required the mustering and training of hundreds of thousands of troops for the amphibious landing.

Before the invasion began, Eisenhower sent a message of encouragement and support to the troops. He compared the invasion to a “crusade” and noted that their goal was nothing less than “security for ourselves in a free world”. He expressed “confidence in your courage and devotion to duty and skill in battle”, while noting: “We will accept nothing less than full victory”.

He ended with a request for assistance from “Almighty God for this great and noble enterprise”.

The invasion began on June 6, 1944. It included nearly 3 million soldiers, sailors, airmen, and marines, some 11,000 aircraft, and nearly 7,000 ships carrying nearly 200,000 tanks and other vehicles.

That night, Roosevelt broadcast his prayer. Biographer Jon Meacham noted, “The White House had distributed the text in advance so that the public—about 100 million Americans—could recite the words with Roosevelt.”

“My fellow Americans: Last night when I spoke to you about the fall of Rome, I knew then that troops from the United States and our allies were crossing the English Channel in another operation most important. It was successfully completed. And so, in this poignant hour, I ask you to join me in prayer.

Imagine 100 million Americans reciting this prayer with their president:

“Almighty God: Our sons, the pride of our nation, today embarked on a mighty enterprise, a struggle to preserve our republic, our religion and our civilization, and to liberate a suffering humanity.

“Lead them upright and faithful; give strength to their arms, firmness to their heart, constancy in their faith…

“They will be tried hard, night and day, without rest – until victory is won. The darkness will be torn with sound and flame. The souls of men will be shaken by the violence of war.

“For these men are newly drawn from the ways of peace. They do not fight for the thirst for conquest. They fight to end conquest. They fight to liberate. They yearn only for the end of the battle, when they return to the haven of home.

“Some will never return. Embrace them, Father, and receive them, Your heroic servants, into Your kingdom…

“Many people have urged me to call the Nation to a single day of special prayer. But because the road is long and the desire is great, I ask our people to dedicate themselves to the pursuit of prayer As we rise to each new day, and again each day past, may words of prayer be on our lips, invoking your aid in our endeavours…

“With your blessing we shall prevail over the ungodly forces of our enemy. Help us to overcome the apostles of greed and racial arrogance. Lead us to the salvation of our country, and with our sister nations into a worldwide unity which will mean a sure peace a peace invulnerable to the intrigues of unworthy men…

“Thy will be done, Almighty God. Amen.

There were over 10,000 casualties among American, British and Canadian troops, but the invasion succeeded in changing the direction of the war. Less than a year later, on May 7, 1945, the Germans surrendered unconditionally to the Allies.

Compare those actions with where we are today. Small prayer, too few citizens healthy and strong enough to defend our freedom, and words of derision for our country rather than gratitude for our position in the world. We have fallen so far.

Take the time today to say a prayer of thanks and gratitude for those who fought for our country and to liberate other countries and won, and pray that our nation will return to prayer, strength and to gratitude.

To learn more about Jackie Gingrich Cushman and to read articles by other Creators Syndicate writers and cartoonists, visit

Photo credit: WikiImages at Pixabay

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International headquarters

Global Technical Textiles Business Update 2022: acquisitions, divestitures and mergers; Economic news; investments; joint ventures; and Markets –

DUBLIN–(BUSINESS WIRE)–The “Global Technical Textiles Business Update, 2022” report by Textiles Intelligence Ltd. has been added to from offer.

This report provides an overview of recent corporate developments in the global technical textiles industry, including: acquisitions, divestitures and mergers; economic news; investments; joint ventures; and markets.

The report contains information related to the following innovative companies and other organizations:

  • Ahlstrom-Munksjo

  • Albany International

  • Andritz Group

  • Archrome

  • Autoliv

  • AquaCast Liner

  • Bast Fiber Technologies (BFT)

  • Biosphere Society


  • Coats

  • Essity

  • Faser Veredlung Tonisvorst (FVT)

  • Fitesa

  • Fraunhofer ITWM

  • Freudenberg Performance Materials

  • IMCD


  • Indorama Ventures (IVL)

  • Innovatec

  • Itema Group

  • Kelheim fibers

  • Lamiflex

  • Lumberton Cellulose

  • NatureWorks

  • Piaggio Group

  • Polychem Handelsges

  • Reifenhauser Reicofil

  • Safran Aircraft Engines

  • Solvay

  • Teijin Group

  • teijin limited

  • trill

  • Trutzschler

  • Vesta

  • Weitmann & Konrad (Weko)

  • Advanced Welspun Materials

  • Zoltek

Main topics covered:



  • Bast Fiber Technologies (BFT) has acquired Faser Veredlung Tönisvorst (FVT) and has agreed to acquire Lumberton Cellulose

  • Hygiene and health company Essity has acquired AquaCast Liner, a supplier of fracture management products

  • Machinery builder Itema Group has acquired composite component producer Lamiflex

  • Specialty chemicals distributor IMCD acquires chemicals and additives supplier Polychem Handelsges


  • Biopolymer maker NatureWorks moves to new headquarters and research center

  • Freudenberg Performance Materials launches initiative to highlight its sustainable products

  • Household and hygiene products manufacturer Biosphere Corporation has ordered a high-capacity hydroentangling line from Andritz Group

  • INDA presented a plan on how it will support the nonwovens industry after the COVID-19 pandemic

  • Kelheim Fibers raised prices in response to rising wholesale natural gas prices

  • The Comité Européen des Constructeurs de Machines Textiles (CEMATEX – The European Committee of Textile Machinery Manufacturers) is launching a new initiative to support start-ups

  • Specialized chemical company Archroma has moved its headquarters to Switzerland

  • Sustainability certification has been awarded to two sites owned by Indorama Ventures (IVL)

  • Teijin Limited will carry out a life cycle assessment of its carbon fibers

  • The EU has granted funding to three European partners to further develop an enzymatic process for recycling polyethylene terephthalate (PET)

  • The Fraunhofer-Institut fur Techno- und Wirtschaftsmathematik (ITWM-Institute for Industrial Mathematics) uses numerical simulations of production processes to optimize the filtration efficiency of meltblown fabrics

  • Trutzschler has unveiled its latest comber

  • Vestas plans to scale up wind turbine blade recycling partnerships


  • Ahlstrom-Munksjö uses new testing capabilities to develop molecular filter media for automotive and industrial filtration markets

  • Coats to invest $10 million in initiative to develop environmentally friendly materials and technologies

  • Innovatec invests in a non-contact fluid application system from Weitmann & Konrad (Weko) for the functionalization of meltblown nonwovens

  • Spunmelt nonwovens producer Fitesa will increase its production of sustainable nonwovens by investing in a new line

  • Teijin Group has expanded its production capacity of heat-resistant prepregs

  • Welspun Advanced Materials has invested in a high-speed hydroentangling line supplied by Andritz Group

  • Zoltek to increase production of large carbon fiber cables


  • Autoliv and the Piaggio Group have signed an agreement to jointly develop airbags for motorized two-wheeled vehicles such as scooters and motorcycles

  • Safran Aircraft Engines and Albany International have agreed to extend their partnership

  • Solvay and Trillium Renewable Chemicals (Trillium) will work on the development of biobased carbon fiber


  • Revenue generated by the global nonwovens industry will grow at a compound annual growth rate (CAGR) of 6% between 2020 and 2030, to reach $68.1 billion.

  • Sales of meltblown nonwoven fabrics doubled due to the COVID-19 pandemic

For more information on this report, visit

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Non profit living

High food and gas prices add further challenges to the organization that helps feed tens of thousands of local children

TOLEDO, Ohio (WTVG) – Rising prices for everything from food to gasoline are hitting us all and that includes a number of nonprofit organizations.

Connecting Kids to Meals is a real lifeline in our community. The organization helps feed thousands of children every day, and as gas and food prices continue to rise, so does the need for help.

Wendi Huntley is the president of the organization. “One in four children in the region suffers from hunger. Nearly 40% of children in Toledo live in poverty,” said Wendi Huntley, president of the organization.

The organization feeds children at more than 150 sites during the summer months.

“Some sites are daily, others are part of a two-week camp. Others are only Mondays and Wednesdays. Some are breakfast, some are breakfast and lunch while some are dinner. We suggest people visit our website for all the details. We’re also adding a feature this week where you can type in your address and find a location near you,” Huntley said.

Wendi said this year there were several additional layers of economic challenges. “We get some money from the federal government, but not enough to cover all our costs. With rising food prices, this gap is widening every day. There is also the increase in fuel prices. We have delivery vehicles to get the food to the kids, so all of those things are taken care of. »

Wendi adds that sourcing has also been a challenge. “We regularly have food substitutions because we can’t get certain things that we thought we could. We currently make 4,000-5,000 meals a day and want those meals to be the same across our footprint. We work as best as we can. »

It takes a lot of hands to make it all possible, from employees to volunteers. Teens and young adults who are part of a Harbor vocational training program are working this summer.

“They pack meals, clean, load and unload, wash dishes. Everything we need to do, they do,” said Jason Moss, youth employment coach at Harbor.

Jason said it’s work that helps develop important life skills.

“It lays the foundation for their future. Have a boss, log in and out, and show up on time. This makes them accountable and responsible for their daily lives.

Wendi said more help is always needed for this life-changing work.

“For us, it’s bittersweet. Bitter because so many children need help, but sweet because we are helping tens of thousands of children with the program and we have so many people helping us along the way.

If you want to learn more about the work of the organization and how you can get involved, click here.

See a spelling or grammatical error in our story? Please include the title when you Click here to report it.

Copyright 2022 WTVG. All rights reserved.

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History organization

Elon University / Today at Elon / Resources and recommendations for celebrating Pride Month

June is Pride Month, and Elon University’s Gender & LGBTQIA Center has resources and tips on how to celebrate.

Each year, June is recognized as Pride Month to honor the anniversary of the Stonewall Riots, a series of protests that followed a June 28, 1969 police raid on the Stonewall Inn in Greenwich Village, which was a popular gathering place. for members of the LGBTQIA community.

June was officially recognized by the US government as Pride Month in 1999 when President Bill Clinton proclaimed June as Gay and Lesbian Pride Month. The government has since expanded the recognition to make it “Lesbian, Gay, Bisexual, Transgender and Queer (LGBTQ+) Pride Month”. Learn more about the story here.

To help celebrate Pride Month, the Elon University Gender and LGBTQIA Center offers the following resources and recommendations for learning more, advocating, and getting involved.

Resources at Elon

  • Gender and LGBTQIA Center at Moseley 209 provides support for LGBTQIA students, provides confidential support for survivors of gender-based violence, and features gender and LGBTQIA topics
  • Gender and Sexuality Living Learning Community is a residential community open to any student wishing to explore topics around gender and sexual orientation
  • Spectrum is a queer-straight student alliance providing a safe space for all queer people, in existence for over 20 years
  • Outlaw is a social and educational organization that fosters an environment of support and acceptance for Elon Law’s LGBT students, faculty, staff, and professionals
  • The Spirit and Pride Initiative is a grant-funded initiative supported by the Carpenter Foundation and in collaboration with the GLC and the Truitt Center to support LGBTQIA students of faith
  • ASCENDa QTPOC student initiative, supports LGBTQIA students of color through affirmation, celebration and upliftment
  • CLEAR (Coalition of Learning, Empowerment, & Anti-violence Resources) is a student-led initiative overseen by the GLC that coordinates events and presentations on gender-based violence awareness and prevention.

Community Resources

  • Pride of Alamance is a non-profit organization serving the LGBTQ communities of Alamance County by hosting an annual Pride Festival
  • PFLAG Alamance provides support to families and friends of LGBTQ people through educational materials and advocacy against harassment and bullying
  • Guilford Green Foundation & LGBTQ Center (Greensboro) creates unity through programs and philanthropy that advance equality and inclusion for LGBTQ communities

GLC Ally Tips

  • Connect with one of Elon’s organizations or the Alamance Country community
  • Donate to the Gender and LGBTQIA Center to provide financial support for food-insecure LGBTQIA students, to access gender-affirming clothing, and to make educational experiences financially accessible
  • Learn about the history of LGBTQIA communities, from the Society for Human Rights and the Compton Cafeteria Riot, to the Stonewall Riots and subsequent Pride parades

Contact the Gender and LGBTQIA Center staff to find out other ways to get involved or if you are interested in volunteering with the GLC.

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Canadian army

Chinese fighter jet ‘grazes’ Australian plane near South China Sea, Canberra says

The Chinese J-16 closed in on the Australian P-8 while carrying out a routine surveillance mission in international airspace last month before launching flares and chaff that entered at least l one of the engines of the Australian aircraft, said Australian Defense Minister Richard Marles.

Military aircraft typically release chaff—usually tiny strips of aluminum or zinc—as a deliberate countermeasure to confuse missiles, but may also use it to sabotage pursuing aircraft.

In a statement, the Australian Department of Defense described the encounter as “a dangerous maneuver which posed a threat to the safety of the P-8 aircraft and its crew”.

“The J-16 aircraft flew very close to the side of the P-8 … flying close to the side, it threw flares”, Marles told 9News in Australia in a TV interview.

“The J-16 then accelerated and clipped the nose of the P-8, settling in front of the P-8 at very close range.

“At this point he then released a pile of chaff containing small pieces of aluminum, some of which were ingested into the engine of the P-8 aircraft. Obviously it’s very dangerous,” Marles said.

When ingested, the chaff can damage a jet engine’s blades and, in extreme cases, can even shut it down, said Peter Layton, a former Australian Air Force officer who is now a member of the Griffith Asia Institute.

While the P-8 can only run on one of its two engines, the alleged incident would have forced it back to base, ending its patrol, Layton said.

A Royal Australian Air Force P-8 Poseidon aircraft at an air base in Amberly, Australia, January 17, 2022.

Australian Prime Minister Anthony Albanese said his government had raised the issue with Beijing.

“It was unclear what happened, and we made appropriate representations to the Chinese government to express our concern,” Albanese said.

The Australian plane was flying “in accordance with international law, exercising the right to freedom of navigation and overflight in international waters and airspace”, he said.

Australian Prime Minister Anthony Albanese.
In a statement on Tuesday, Chinese Defense Ministry spokesman Tan Kefei accused Australia of “approaching Chinese airspace” near the Paracel Islands, a disputed archipelago claimed by China, the Vietnam and Taiwan in the northwest part of the South China Sea.

“The People’s Liberation Army Southern Theater Command has therefore deployed naval and air forces to identify, verify and issue warnings to dispel the Australian fighter jet,” Tan said, adding that the Chinese military “responded with professional, safe, reasonable and legal measures”.

“We sternly warn Australia to immediately stop such dangerous and provocative acts, and to strictly control its naval and air missions; otherwise, it will have to bear all the serious consequences of its actions,” Tan said.

China lays claim to almost all of the 1.3 million square kilometers of the South China Sea and has built tiny reefs and sandbars away from its shores into artificial man-made islands, heavily fortified with missiles, runways and weapons systems, causing outcry from other governments.

Second time in a week

It is the second time in a week that Chinese planes have been accused of endangering reconnaissance flights of other armies.

On Wednesday, Canada said Chinese warplanes were buzzing over its reconnaissance planes to enforce United Nations sanctions against North Korea.

In some cases, Chinese warplanes got so close that Canadian planes had to change course to avoid a collision, the Canadian Armed Forces said.

“During these interactions, PLAAF aircraft did not meet international aviation safety standards,” said Dan Le Bouthillier, head of media relations for the Canadian Armed Forces.

Tensions between China and Australia have simmered for much of this year.

As China circles the Pacific Islands, the US Coast Guard is already on patrol
In February, Australia alleged that a Chinese warship used a laser to “illuminate” an Australian P-8 in waters off the country’s northern coast. Directing a laser at an aircraft can damage pilots’ eyesight and endanger the aircraft, according to the US Federal Aviation Administration.

The Australian government called the act “dangerous” and “reckless”.

But Beijing said the Australian claims were false and that its warship was acting in accordance with international law. He accused Australia of “maliciously spreading false information about China”.

China and Australia are also at odds over Beijing’s efforts to strike new security deals with a series of Pacific island nations that have been close partners with Australia in the past.

There have been other close encounters between Chinese and foreign fighter jets over the years.

The worst of these occurred in 2001, when a Chinese fighter jet collided with a US Navy reconnaissance plane over the South China Sea.

In this case, the pilot of the Chinese F-8 fighter was killed and the American plane had to make an emergency landing on the Chinese island of Hainan. The 24 American crew members were held on the Chinese island for 11 days before their release.

This story has been updated with additional reports and reaction.

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International headquarters

South Korean robotics firm enters US with Plano headquarters

A South Korean robotics company plans to take the United States by storm from a new base in Plano.

Doosan Robotics, which the Doosan Group established in 2015, is launching its new business unit, Doosan Robotics Americas, from the Collin County Business Center community. The unit will be located at 7950 Legacy Dr., across from Toyota’s North American headquarters, and is expected to open around October.

Alex Lee has been named general manager of North and South America for the robotics company. He previously served as General Manager for North America for STXI Motion, a global engineering company headquartered in Israel.

Doosan Robotics CEO Alex Lee said he likes the “new” and “flashy” feel of his offices in Plano.

The new executive said the company liked Plano’s central location and overall vibe.

“We fell in love with everything Plano,” Lee said. “Everything was new and flashy, and our business is new.”

Doosan Robotics, which has about 150 employees worldwide, expects to have 10 people working in the Plano office by the end of the year, Lee said. Next year, he also hopes to start making products from Plano, which will create “a lot of jobs”, he added.

“We plan to grow and flourish extremely quickly,” Lee said.

The Doosan Group’s seven-year-old robotics arm is expected to be profitable by the end of 2023, Lee said. In 2021, Doosan Robotics had a cumulative sales record of 2,000 units, according to company documents. Parent company Doosan Group generated $15 billion in revenue in 2020, the last year an audited report is available. It was founded in 1896 and has 25 subsidiaries and 114 global entities around the world.

Doosan Robotics, which says it is “creating technology for the next generation of manufacturing,” focuses on collaborative robots that work alongside human workers. Applications for the aids include gluing and bonding, machine maintenance, chicken frying, sanitizing, air blowing, welding, turning, construction drilling, and ice cream serving.

The robotics company was the winner of this year’s Consumer Electronics Show Innovation Awards for its robotic camera system, NINA, which stands for “New Inspiration.” New angle. The robot is intended to help users, such as an advertising agency, shoot any angle of a scene with professional quality.

“It was meant to take advantage of the dexterity of a robot,” Lee said.

Dr. Presso coffee barista robot by Doosan Robotics
Dr. Presso coffee barista robot by Doosan Robotics

For coffee lovers, Doosan Robotics has created Dr. Presso, a barista robot that can brew 15 types of hot and cold coffee. It’s intended for locations that aren’t ideal for human baristas, Lee said. For example, a hotel could use it for 24/7 coffee service for guests, he said. Doosan boasts that its robots can even close caps on coffee cups.

“Starbucks has done a good job of charging $6 for coffee. We want to do a good job of getting people to drink coffee every hour,” he said.

Doosan’s US customer base includes companies in a wide range of industries, including automotive, manufacturing, warehousing and logistics, food and beverage, pharmaceuticals, healthcare, construction and packaging. Select customers listed on its website include Yamaha, Hyundai, Samsung, Bobcat, Shell and Johnson & Johnson.

Lee said he thinks the restaurant industry is poised to be the next big market for robots, which can be used for small tasks like dipping fries in and out of oil when they are fried. In Dallas-Fort Worth, Chile’s parent company, Brinker International, has spent almost two years testing robot servers and recently announced plans to expand to other restaurants in Arizona, California, Colorado, Florida, Illinois, Massachusetts, Nevada and New York.

Jenny Zeilfelder, Plano’s economic development manager, said Doosan told the city it wanted to start with a smaller office, but with potential for expansion. The company did not ask for incentives, she said.

“I think that was drawn to our exceptional workforce and quality of life,” Zeilfelder said.

For businesses considering moving from California to Texas, the question is “why didn’t we do it sooner?” »
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Non profit living

Maine Voices: Depp verdict will silence survivors

Stone face. This is how a class of middle school students took care of me. I introduced myself as the president/founder of a Maine non-profit organization that is breaking the silence about domestic violence in Maine. The concepts of enforced silence and domestic violence seemed foreign to them.

I was there to present the art project Finding Our Voices K-12 Love/not Love, allowing young people to find their voice around what is love and what is not. Eye-, mind- and heart-opening results – painting, collage, poetry, sculpture and comics, by boys and girls aged 4 to 18 from a dozen partner schools – are on display at Midcoast Maine until June.

Alright, I said. Tear up a piece of paper and write down why someone might keep quiet. Folded pieces of paper were picked up. I read aloud the anonymous sentences written in pencil.

“I don’t want to rock the boat.”

“Another person could retaliate”

“Afraid of being laughed at. »

“They might not think it’s important (even if it is)”

“No body will listen.”

These statements from 13 and 14 year olds are darts that explain why there is so much terror in the kitchens, living rooms and bedrooms of our communities, and also why the verdict that has just been handed down in the Johnny Depp/Amber Heard -The trial is so dangerous for victims of domestic abuse.

Heard was ordered to pay Depp $15 million for calling herself a “public figure representing domestic violence” in a 2018 Washington Post op-ed. She didn’t mention him by name. She gave no details of what he allegedly did to her. She only said that she had been the victim of domestic violence.

Anyone can sue anything, and Depp sued her for it. And, for that, a jury found her guilty of defamation.

It doesn’t matter here if Johnny Depp was abusive, if Amber Heard was abusive, or if they were both abusive.

What matters is that someone has been severely punished by our justice system for publicly calling themselves a victim of domestic violence, and that a legal precedent has been set that everyone – victims, lawyers, abusers – now knows.

An emboldened domestic abuser is a more dangerous domestic abuser. And this verdict is sure to further embolden the aggressors and further silence the victims.

Someone does not “stay” in domestic violence. They are held hostage, traumatized every day by the endless quest to “keep the peace” with someone who only wants to create chaos and who is totally unpredictable as to what will trigger it.

The key to breaking free from domestic violence and freeing your children is to tell someone something. Saying something alerts others that something is wrong and also alerts you, because to express it is to make it real. Saying something can produce help you don’t know is there and break the intergenerational cycle. It can save your sanity, restore your life and save your life.

But when you’re trapped in domestic violence, everything conspires to silence you and that’s why it almost never gets reported.

Here are a few other reasons during my visits to the school that were cited by middle schoolers in Maine for keeping quiet:

“You don’t want to get the abuser in trouble because you love him.”

“Their partner/family member can be scary.”

“It’s embarrassing for people to see me like this.”

“Afraid you’ll be hurt again”

“The victim might think there is no help.”

And this one: “Afraid of what the outcome might be and who it would benefit.”

— Special for the Press Herald

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History organization

Quin Snyder steps down as Utah Jazz coach after 8 seasons

Snyder leaves his coaching job at Utah as the 2nd winningest coach in franchise history.

SALT LAKE CITY – The Utah Jazz announced today that Quin Snyder is completing his tenure as head coach of the franchise.

Snyder leaves Utah after eight years with the Jazz and a 372-264 (.585) regular season record. He leaves the Jazz as the second winningest coach in franchise history.

“Quin Snyder has embodied what Jazz basketball is all about for the past eight years,” said Utah Jazz owner Ryan Smith. “The tireless work ethic and attention to detail Quin displays every day is a testament to the professionalism he is. I have nothing but admiration for Quin and respect his decision. On behalf of Ashley and I, along with our ownership group and entire organization, thank Quin and Amy from the bottom of our hearts for all of their contributions to the State of Utah and the Jazz and wish them only the best.

Snyder completed his eighth season as Jazz head coach in 2021-22, leading the team to six straight playoff appearances and advancing to the Western Conference Semifinals in three of six showings. Over the past six seasons, Snyder led the Jazz to a 294-178 (.623) record, which was the third-best winning percentage in the NBA and the best in the Western Conference during that span.

In 2020-21, he led the Jazz to the NBA’s best record (52-20, .722) and highest winning percentage in Jazz history en route to being named the team’s head coach. LeBron at the 2021 NBA All-Star Game. In 2017-18, Snyder was the runner-up for NBA Coach of the Year voting. He was named Western Conference Coach of the Month four times during his time with the Jazz.

“I am extremely grateful to have spent the past eight years with such a respected and historic organization and in the beautiful, kind and supportive community of Salt Lake City. I could not have asked for better owners in the Miller family and with Ryan and Ashley,” Quin Snyder said.

“They represent the Utah Jazz in all the right ways and I know the team couldn’t be in better hands with Ryan’s ownership. He is extremely proud and determined to do what is right for Utah Jazz and bring a championship to Utah. It was also an honor to work with the entire group of owners, Mike, Ryan, Dwyane and others. Danny and Justin show strong leadership and I greatly appreciate their efforts and working with them. At the heart, and what motivates me every day, are our players and their passion for the game, their desire to constantly work to improve, and their dedication to the team and the Jazz. I firmly believe that they need a new voice to continue to evolve. That’s it. No philosophical difference, no other reason. After eight years, I feel it’s time to move on.

“I needed to take the time to detach myself after the season and make sure it was the right decision. I greatly respect and appreciate Ryan, Danny and Justin’s discussions about moving forward together, I just know it’s time. I’m forever grateful to all the players, coaches, partners and people I’ve worked with at the Jazz. Your sacrifice, your kinship made it an amazing and special experience. Amy and I are very grateful to have spent time here as it has been a great place to raise our family. Thank you to our ever supportive and passionate fans. We want only the best for you and to see you raise a championship banner.

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Canadian army

Nostalgia: Coronation Street turns 20

Coronation Street creator and screenwriter Tony Warren. June 4, 1980. © Mirrorpix


June 4

Coronation Street designer Tony Warren poses for the press outside the corner shop on the set of Granada to mark the 20e popular soap year.

First broadcast in December 1960, Coronation Street was actually based on Salford’s Archie Street. Warren scoured Manchester for days looking for a suitable model.

The Manchester-produced show reached its 10,000th episode on February 7, 2020. An original character, Ken Barlow played by William Roache, is still on the show 62 years later.


June 3

Women of the Combined Services create the letter ‘E’ for Queen Elizabeth during rehearsals in Wilmslow for the upcoming Royal Tournament in the coronation year.

Girls from all three services (WRNS, WRAC, WRAF) are trained at Wilmslow for display before the Queen at the Royal Tournament. June 1953. © Mirrorpix

The three groups involved were the Women’s Royal Naval Services, the Women’s Royal Army Corps and the Women’s Royal Air Force. The letter “R” was also formed for the event.

The Queen was crowned by the Archbishop of Canterbury Geoffrey Fisher at Westminster Abbey on June 2, 1953. It was the first coronation to be fully televised.


June 6

Prayers are offered in St Ann’s Church, Manchester, as news filter through of the Allied landings in Normandy on D-Day. France’s liberation mission had begun.

One of the short services in progress at St Anne’s Church in Manchester following the announcement of the successful landings in Normandy, northern France.© Mirrorpix

The largest seaborne invasion in history began with a massive air and naval bombardment followed by an air assault shortly after midnight.

More than 24,000 British, American and Canadian troops cleared the way for Allied infantry and armored divisions to land on the French coast at 6:30 a.m.

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* iNostalgia’s brand new book Manchester Then and Now is an unmissable compilation of past and present footage that features in the MEN every Sunday.

The book is now available for pre-order at £12.99 on or on the order hotline 01928 503777.

Material from the Sunday edition of MEN DDiscover more fascinating photos and nostalgic features from ManchesterTo see the MEN WednesdaySaturday and Sunday or visit MEN Nostalgia.

If you would like your images of Manchester and the Greater Manchester area to be featured on head towards our Memory Lane function and share them there, or email us at [email protected]

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International headquarters

War Hotels lists infamous hostels that served as refuges during the war

I have never stayed at the Europa Hotel in Belfast, although I have spent time in its bar on several occasions. Along with McGlade’s Bar behind the offices of the Belfast Telegraph, it was one of the great “listening posts” for journalists during the Troubles.

The last time I was at Europa was in October 2006, and it was to meet the late Reverend Ian Paisley’s daughter, Rhonda. We haven’t talked much about past violence; instead we talked about his paintings.

Earlier this year, the Europa was featured as part of Al Jazeera’s War Hotels series. This book is based on the research undertaken for this documentary series. The Europa has the dubious distinction of being “the most bombed hotel in the world”. In the period from 1971 to 1987 (the last IRA ceasefire) it was bombed 33 times.

Even as I write this, you can be sure that there is now a hotel in Kyiv that serves as an “island of refuge and operational headquarters” for the international press covering the war in Ukraine, a hotel that is sure to be included in any new edition of this book.

At the start of his novel The Quiet American (set in Vietnam in the final days of the French occupation), Graham Greene’s central character, a journalist, goes to the Continental Palace in Saigon to meet other journalists.

The authors tell us that it was “in room 214 of the hotel that Greene wrote his novel while allegedly working informally for the British intelligence agency MI6”.

The Europa Hotel in Belfast, in 1972, which has the distinction of being the most bombed hotel in the world. Photo: James Jackson/Evening Standard/Getty Images

The Continental, along with the Caravelle, was a safe place for journalists working in Saigon. It “became one of the key places to meet fellow journalists, military, politicians and spies, and gather intelligence”.

Walter Cronkite, one of the most reliable and reputable journalists (he was the prime time anchor of CBS News), preferred to stay at the Caravelle. “It would be his sobering assessment of the course of the conflict that cast doubt on the possibility of winning the war in Vietnam.”

In Hanoi, the capital of North Vietnam, it was actress Jane Fonda who gave one of her hotels party status. In July 1972, she traveled to Hanoi to see for herself the impact of American bombings on the city. She stayed at the Hotel Metropole, and it was from there that she made a series of controversial shows on Radio Hanoi. A few months after Fonda’s visit, singer-songwriter Joan Baez also stayed at the Metropole.

In Sarajevo, during the siege of the Bosnian capital from 1992 to 1996, the “Holiday Inn was the only hotel large enough to meet the needs of the small army of foreign correspondents, aid workers and diplomats who came to the city during the siege. . ”.

In Beirut, the Commodore Hotel was used by many correspondents, including the late Robert Fisk. “If a reporter has a good story and can’t send it, he might as well go home,” Fisk once said. “In the Commodore you had three working telexes and they could call you in London.”

Today, although Ukraine is an exception, the “war hotel” no longer plays the role it once did. “A hotel that could provide the means to establish a temporary press center was no longer a necessity. Text, images, and footage could be sent over Wi-Fi or through mobile phone networks, and from almost any location equipped with these. Time and communications technology have changed.

“Although war hotels, as we have conceptualized them in this book, have become less common as the nature of foreign reporting has changed, they have long been a crucial part and vital nodes of the reporting infrastructure. , and are therefore part of the history of journalism”.

  • War Hotels
  • Kenneth Morrison and Abdallah El Binni
  • Merrion Press, €16.95
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Non profit living

Alan Cumming co-star’s missing chimpanzee thought dead, found alive

Last May, Tonka the chimpanzee, an elderly monkey who played in George of the Jungle and Buddy alongside actor Alan Cumming in 1997, died, according to court records.

The chimpanzee had recently suffered a stroke and died of heart failure, owner Tonia Haddix claimed, submitting a statement and court documents to a Missouri judge that detailed how the animal’s body was burned. in a hearth.

But this week, Tonka was found alive, secretly hiding last year in Haddix’s Clever, Missouri home, where he had a 60-inch television, an iPad-like interactive touchscreen device, and celebrated St. Patrick among some of Haddix’s close friends.

Authorities raided her home on Thursday under an emergency court order obtained by PETA, which she has been fighting in a heated lawsuit since 2018. Fake Tonka’s death was a last-ditch effort by Haddix to keep her beloved chimp after a judge ordered Tonka and six other chimps to be delivered to the Center for Great Apes Sanctuary in Wauchula, Florida.

Haddix was surprised by a recording of a phone call PETA said he received where the exotic animal breeder “confessed that [Tonka] was still alive but would be euthanized on June 2.

With officials still on his property Friday, Haddix admits to having rolling stone that she lied about Tonka’s death, saying he was with her the whole time. “Oh absolutely, 100%,” she says. “In my house, yes.”

However, she denies that she intended to euthanize Tonka anytime soon, insisting that due to her poor health, her long-time vet was simply planning to do an exam that day, although the doctor recommended that Tonka should eventually be put down.

And despite being found in contempt of court for lying under oath, Haddix laughs. “Honey, I’ve been held in contempt of court three times,” she said. “I paid $50 a day [in fines]. I went through the mill. I’m sure there will be jail time in there. Do I care? No I do not care. It’s because it’s about this kid. As long as this kid is safe, I don’t care about anything down there.

Tonka’s discovery is the latest tiger king-esque twist in PETA’s lawsuit against Haddix, which says a documentary is being filmed about her and the legal battle, with the camera crew en route to capture the latest development in the story.

Ron Galella Collection via Getty

It’s been a saga, with PETA first suing Tonka’s original owner, Connie Casey, who ran the defunct Missouri Primate Foundation in Festus, Missouri, in 2016. (Casey was the breeder of a male chimpanzee who mutilated a Connecticut woman in 2009, and owned another chimpanzee who was shot in 2001 by a neighbor after the animal escaped.)

At one point, the facility was home to at least a dozen chimpanzees, and PETA claimed there were numerous violations of the Endangered Species Act, including cockroach-infested facilities, “keeping isolated chimpanzees”. [and] confining them to cramped and sterile enclosures.

Wanting to help Casey, Haddix took in seven chimpanzees, including Tonka, but PETA claimed the facility was still not adequate for the animals, and so added Haddix to the suit. After a back-and-forth over various improvements to the facility, as well as a judge limiting the number of chimps Haddix could have in her care, the chimps were finally ordered to be sent to the sanctuary.

But Haddix says she couldn’t bear to part with Tonka, saying she made him a promise that he “would never have to do anything he never wanted to do again”. And after her alleged stroke earlier that year, Haddix claims she decided to fake her death.

The animal rights group had doubted Haddix’s story from the start, citing her conflicting accounts of how her body was disposed of and a whistleblower last August who claimed Haddix had admitted that he was still alive. After several public pleas for information, the nonprofit has teamed up with former Tonka co-star Cumming to offer a $20,000 reward to anyone who can help them locate Tonka. which led to its discovery.

“After months of searching, Tonka has finally been found and help is on the way,” PETA attorney Jared Goodman said in a statement. “He has endured nearly a year in solitary confinement and is likely in need of urgent care, but if all goes well PETA will soon arrange for him to be moved to a lush sanctuary where he will finally have a chance to live. real life.”

The organization said it is also hiring an “independent veterinarian to assess whether Tonka is healthy enough to travel to an accredited sanctuary.”

But Haddix thinks Tonka won’t survive being transported to a sanctuary, and even if he did, she says a lack of human contact at the rescue facilities would kill him.

“Tonka just can’t tolerate this,” she explains. “If anyone knows Tonka, Tonka is not a normal chimp. He is a popular chimp because he was bred for film shoots and he doesn’t care about other chimps. He doesn’t act like any other chimpanzee, he loves people.

Haddix says she doesn’t know who informed PETA that she was harboring Tonka, saying only a select few knew about it. “I’m sorry for the person who did this and not because I’m threatening them in any way but whatever it is will be made public on all social media to be desecrated under this shape and this way,” she says.

According to a 10-page transcript of the recorded phone call PETA received rolling stone reviewed, Haddix was on the phone with someone who appeared to be part of the documentary crew, discussing potential interviews with family members and updates on Tonka’s health, including the apparent confirmation of Tonka’s euthanasia plans.

“I had [the vet] came out the other day on Mr. T and he has congestive heart failure, again, really bad,” Haddix said. “And [the vet] wanted me to put it down the other day, but I couldn’t. So he made an appointment for the 2 [June].”

“Yeah,” the other person replies. “Maybe we could interview your son and be there at the same time. Let me pass it on to everyone, but it would work.

“Because it’s the end of the legacy,” Haddix said.

While Haddix did not respond to further comments on Friday whether she was indeed planning to euthanize Tonka, she describes the chimp as her “best friend,” saying that if PETA takes her away from her, she will die.

“I won’t do that and that’s fine because if they want it on them, each in turn,” she adds. “At this point, I don’t even care, other than that I want Tonka to be okay. That’s all I care about. And they’re going to kill him, and I’ve already warned all the feds marshals If anything happened to this kid, I feel sorry for them because they will be prosecuted from here to there.

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History organization

Xander Bogaerts sets Red Sox record for shortstop games

OAKLAND — It couldn’t have been more perfect if this was a classic baseball movie.

Xander Bogaerts entered home plate in the top of the fourth inning. He saw two players within four seams of A starter James Kaprielian, one down and inside, the other barely outside. The third pitch, however, was just over the heart of the plate — and Bogaerts squared it, throwing it deep into left field for a solo shot.

Fittingly, Bogaerts drove in the first and final innings of Boston’s 7-2 win over Oakland, going 2-for-5 with three RBIs. The circuit itself wasn’t otherworldly – ​​389ft, 102.8mph at the start – but it perfectly highlighted a historic night for Bogaerts.

With his departure on Friday night, Bogaerts has now played 1,094 career games at shortstop, breaking a franchise record that stood for more than a century. He passed Everett Scott, who played for the Red Sox from 1914 to 1921. Bogaerts and Scott are currently tied for the most career starts.

“It means a lot to us,” manager Alex Cora said. “We will wait for the celebration tomorrow because tomorrow is another big day for him.

“To show up every day means a lot to us, it means a lot to his teammates. It means a lot to the city of Boston.”

Ask around the Red Sox clubhouse, and one word comes up repeatedly to describe what Bogaerts means to this club: consistency.

“What defines him is consistency,” said centre-back Kiké Hernández. “He’s as consistent as it gets, and I would say it’s both on and off the court – at home plate, on defense, at the clubhouse, the same guy every day.”

Bogaerts has long been a Boston staple. He signed with the Red Sox as an amateur free agent from Aruba in 2009 and made his Major League debut four years later, playing 18 games in the 2013 regular season. the magical World Series run from Boston this fall that Bogaerts has become indispensable in the roster — and he hasn’t looked back.

It’s not just the number of games that stands out for Bogaerts’ feat – it’s also that he did it at shortstop. Shortstop is a grueling position, and there was initially doubt that Bogaerts plays it every day at the Majors.

“When I arrived there was a lot of talk, maybe I have to change my position,” Bogaerts said. “I have to give huge credit to the coaching staff and obviously the organization for believing in me and giving me this opportunity.”

Four Silver Sluggers, three All-Star selections and two World Series rings later, Bogaerts is more reliable than ever. In 2022, he leads the American League shortstops with 33 points and is second in extra hits with 20, behind only Toronto’s Bo Bichette. His 62 hits lead all MLB shortstops.

And what does Bogaerts think of his numbers so far?

Probably not much, Cora said. A remarkable quality is that Bogaerts always strives to be better. In 51 games this season, Bogaerts has reduced .325/.394/.492, good for the team’s third-best OPS. He won’t sing his own praises, but Cora is more than happy to do it for him.

“He’s just a humble kid who likes to win games. He did his part – hit the home run, hit the double, played solid defense,” Cora said. “There’s only one man in the big leagues who can say his shortstop is Xander Bogaerts, and that’s me. And I’m proud of that.”

The feeling is shared between Bogaerts teammates. Although he’s only 29, Bogaerts is the longest-serving member of the Red Sox, and teammates — old and new, young and old — say they look up to him on and off the court.

“What you see is what you get,” Bogaerts said. “It’s very cool for these guys to see this and talk like this.”

Christian Vázquez, who has played alongside Bogaerts since they were teammates at the Minors in 2011, summed up the impact of club leaders like Bogaerts in a few simple words.

“When they leave,” he said, “we leave.”

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Canadian army

Military parade, flyover of vintage planes planned for the rededication of Holy Roller – London

London’s iconic Holy Roller will be the center of celebrations this weekend as members of the 1st Hussars, celebrating their 150th anniversary, rededicate the historic chariot after a much-needed year-long restoration.

The events, which will include a downtown D-Day parade and rededication ceremony involving international dignitaries and a flyover of World War II aircraft, come days after the historic tank returned to its long-term home. date in Victoria Park.

“I’m going to invite all Londoners to come to Victoria Park this weekend. We’re going to have a whole bunch of events, including Saturday, but also the rededication of Holy Roller on Sunday at 11 a.m.,” said Bob Buchanan, who led the fundraiser to restore the float.

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“Courage, Strength and Sacrifice”: Holy Roller returns to Victoria Park in London, Ontario.

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Over the past year, volunteers and students from Fanshawe College had worked to restore the tank to its former glory, dismantling, refurbishing and repainting the 80-year-old wartime relic, which stood guard in the center park -city since 1956.

Five years ago, members of the regiment and the city, owner of the tank, opened Holy Roller for the first time in more than 60 years and found that it was rusting from the inside, the hull in danger of cracking. collapse in the tank. decade.

The 33 tonne tank was carefully removed from the park last summer for restoration work, which was carried out at the Fanshawe School of Transport Technology and Learning.


Photos taken inside the Holy Roller during a technical check in 2017. It was the first time the tank had been opened since it was placed in Victoria Park in 1956.

Courtesy of Holy Roller Memorial Preservation Project


A look inside the restored Holy Roller Sherman tank, which is much more spacious than it would have been in WWII.

Andrew Graham/Global News

On Monday, those involved in the project were finally able to present their work to the public in a ceremony in which the float came to life for the first time in decades. The next day the tank was placed, using a giant crane, on top of a new platform at its usual location at the north end of Victoria Park.

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The restoration work was completed through a fundraising campaign that Buchanan says achieved its goals through community donations and city funds.

“We have ongoing costs, obviously, with maintaining Holy Roller over time. We don’t want to see it deteriorate to the state it was in before undertaking this,” he said.

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Holy Roller roars once again at the restoration unveiling in London, Ontario.

Events planned for this weekend, all of which will take place in the park, include a celebration on Saturday from 10 a.m. to 3 p.m., with military bands and re-enactments, and military displays that organizers say “will honor our military history. , featuring vehicles that have been and are still in use.

On Sunday, the city center will host a full D-Day military parade, starting at 10:25 a.m. at the Delta London Armories hotel and ending 45 minutes later at the park, with a short stop outside the hotel of town. between.

The planned route will take the parade north on Waterloo Street to Dufferin, west to Wellington Road, north to Central Avenue and west to the float, according to organizers .

After the parade, the Holy Roller will then be rededicated in a ceremony from 11 a.m. to 12:15 p.m. The ceremony, according to organizers, will see the presence of several international dignitaries and feature remarks, among others, from the retired general of the Canadian Army Walter Natynczyk.

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MP Peter Fragiskatos, Belgian diplomat Arnaud Gaspart, Lt. Col. Christopher van dan Berg, commander of the 1st Hussars, and CWO Colin Jenkins, regimental sergeant major of the 1st Hussars, are also expected to speak.

Those in attendance, along with residents of central London, will be treated to a celebratory flyby by the Rumbling Radials, a fleet of World War II-era Harvard aircraft, organizers say.

Read more:

June 6, 2021: Holy Roller leaves Victoria Park for the first time in decades for much-needed restoration

The events will pay homage to both the tank’s legacy and those who served – and mark the 150th anniversary of the 1st Hussars, the regiment that landed Holy Roller on Juno Beach, driving it through northwest Europe until the end of the war.

According to the regiment, the last surviving member of the tank’s original D-Day crew died in 2021.

“The Holy Roller represents the courage, strength and sacrifice of our service men and women. It is an honor to have this incredible artifact forever commemorated in our downtown core,” said the retired Lt. Col. Ian Haley this week when the float returned to downtown.

“We are eternally grateful for the partnerships that allow us to host such an important part of our collective history and we look forward to coming together to commemorate that history.”

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Holy Roller moved to Victoria Park in London, Ontario in May 1956.

Archives and Special Collections, Western University (LFP Collection) via HistoryPin (CC-BY)

Built in Flint, Michigan in 1942, the Holy Roller has survived more than a dozen battles as it traversed terrain in France, the Netherlands and Germany.

Several battles nearly ended the Holy Roller’s bearing, but repairs managed to keep it running until the end of the war. The 1st Hussars chose to take the tank home as a trophy of war rather than have it scrapped.

Returning to Canada in early 1946, Holy Roller spent two years outside the old armories in London, then eight more in Queen’s Park near Western Fair. It was then donated to the city and moved to Victoria Park in 1956, where it has stood ever since.

— with files from Andrew Graham and Amy Simon

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International headquarters

GNC Completes New Global Headquarters as Part of Ongoing Business Transformation | New

Company retains hometown investment with 75,000 square feet at 75 Hopper Place in 3 Crossings development

PITTSBURGH , June 3, 2022 /PRNewswire/ — When CGN was evaluating potential sites for its new global headquarters, it focused on three key criteria: the location needed to align with GNC’s brand vision and business outlook, reflect its culture of innovation and foster conversation and communication between associates and teammates. And 75 Hopper Place, part of the 3 Crossings development in from Pittsburgh Innovative Strip District, delivered.

“Our real estate and development teams have done an amazing job identifying, reviewing and selecting a space that allows our associates to be creative while supporting our strategic business plan,” said Josh Burris, CEO, GNC. “With the new office, we are leaning towards a hybrid work environment while creating opportunities for growth and innovation that ultimately meet the needs of our people – our consumers, our associates, our partners and our community here in Pittsburgh.”

GNC’s space spans three floors and 75,000 square feet. Located in one of the tallest buildings in the Strip District, the space is anchored by a fully functional GNC campus store where associates can shop, a creative and production studio, and a test kitchen for the product innovation. Additionally, there is a GNC-branded shared gym for all 3 Crossings tenants to support health and wellness as well as convenient on-site parking for associates directly across from the office.

“GNC is an iconic brand and for our new headquarters to be located in one of from Pittsburgh the most iconic neighborhoods – the Strip District – seemed like a perfect fit for our business,” continued Eric Ravotti, director of development, GNC. “We considered multiple locations, but ultimately it was about finding a space that reflected our culture while allowing us the flexibility to grow.”

The office also offers indoor-outdoor workspaces, including a private outdoor terrace aptly named “The ‘Burgh” and accompanying balcony. The well-thought-out layout also includes permanent and hotel offices, cafes, meeting rooms for smaller gatherings and conference space for larger engagements. 75 Hopper Place also offers privacy cabins and wellness rooms to ensure associates can live well.

GNC worked with several companies to bring its new global headquarters to life, recognizing partners like AHK Ventures, Donahue Advisors, LGA Partners, Oxford Development Company, Rycon Construction Inc. and Workscape Inc. as critical to the success of the company’s move. .

“We are fortunate to have incredible partners invested in our success,” Ravotti said. “There are so many people who have contributed time, energy and expertise to our new headquarters and we are grateful for their dedication and continued support.”

To learn more about GNC, visit

About GNC

GNC is a leading global health and wellness brand that provides high-quality, science-based products and solutions consumers need to live strong, fit and live well.

The brand reaches consumers around the world by delivering its products and services through company-owned outlets, national and international franchises, digital commerce, and strong wholesale and retail partnerships across the globe. GNC’s diverse, multi-channel business model has global reach and a recognized trusted brand. By combining exceptional innovation, product development capabilities and an extensive global distribution network, GNC manages a best-in-class product portfolio.

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Non profit living

Non-profit organization helps the public know the signs of Alzheimer’s disease and other dementias

June 2—This June, during Alzheimer’s Disease and Brain Awareness Month, the Alzheimer’s Association reveals insights from people with early-stage dementia and what they would like others to know about living with Alzheimer’s disease and other dementias.

Here are six things people with early-stage Alzheimer’s disease and other forms of dementia want you to know:

>> My Alzheimer’s diagnosis does not define me. Although a diagnosis of Alzheimer’s disease is life-changing, many people with the disease say their diagnosis does not change who they are. Many people diagnosed say they want to continue doing the activities they love for as long as possible and stay engaged with family and friends.

>> If you want to know how I’m doing, ask me. The sudden change in how others communicate with someone recently diagnosed with Alzheimer’s disease or another dementia is a frustrating experience for many people living with the disease. Many people say it can be upsetting when family and friends only verify the person through a spouse or adult child. They say avoiding or avoiding direct communication only makes them feel more isolated and alone.

>> Yes, young people can get dementia. While the vast majority of Americans affected by Alzheimer’s disease and other dementias are age 65 and older, the disease can affect younger people. People diagnosed with Alzheimer’s disease at an early stage (before age 65) say it is important for others to avoid the common misconception that Alzheimer’s disease and other dementias only affect than older people and to take cognitive problems seriously at all ages.

>> Please don’t discuss my diagnosis or tell me that I don’t look like I have Alzheimer’s disease. While family members and friends may be well-meaning in trying to dismiss an Alzheimer’s diagnosis, many people living with the disease say such responses can be offensive. If someone says they’ve been diagnosed with dementia, take them at their word.

>> Understand sometimes that my words and my actions are not me, it is my disease. As Alzheimer’s disease and other dementias progress, individuals may experience a wide range of disease-related behaviors, including anxiety, aggression, and confusion. Those diagnosed say it is important for others to recognize symptoms related to the disease, so they are better prepared to support the person and overcome communication and behavioral issues.

>> A diagnosis of Alzheimer’s does not mean that my life is over. Earlier detection and diagnosis of Alzheimer’s disease and other dementias gives those diagnosed more time to plan for their future and prioritize the things most important to them. Many people with early-stage Alzheimer’s disease and dementia say they want to continue leading active, fulfilling lives for as long as possible.

“The stigma surrounding Alzheimer’s disease and other dementias is due in large part to a lack of understanding of the disease,” David Hernandez, executive director of the West Texas Chapter, said in a press release. “These personal insights from people with early-stage dementia highlight common stigmas associated with the disease and provide valuable tips for improving how Texas residents can support and engage these people.”

To learn more about Alzheimer’s disease and other forms of dementia and how you can support individuals and families affected by dementia, visit

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Canadian army

Canada accuses Chinese jet pilots of ‘risky behavior’ in international airspace | world news

The Canadian military has accused Chinese air force pilots of unprofessional and risky behavior during their recent encounters in international airspace.

The Canadian planes involved were deployed to Japan as part of a multinational effort to enforce United Nations sanctions against North Korea, which has faced international sanctions over its nuclear weapons and missile program ballistics.

The Canadian Armed Forces said Wednesday that the People’s Liberation Army Air Force “failed to meet international aviation safety standards” on several occasions.

“These interactions are unprofessional and/or endanger the safety of (Royal Canadian Air Force) personnel.”

In some cases, the Canadian crew had to quickly alter their flight path to “avoid a potential collision with the intercepting aircraft,” the statement said.

At times, Chinese planes attempted to divert Canadian planes from their flight path and flew so close that the crew were “very clearly visible,” the statement said.

Read also : Fighter jets from China and Russia flew nearby as PM Modi met Quad: Japanese minister

The statement said such interactions in international airspace during UN-sanctioned missions were becoming more frequent, adding that “these occurrences were also handled through diplomatic channels.”

US intelligence said North Korea appears to be preparing for its first nuclear test since 2017.

The United States forced a vote in the UN Security Council on Thursday on tougher sanctions after North Korea carried out a series of rocket launches, including, according to American and South Korean officials, a missile intercontinental ballistics.

The United States said the test was a brazen violation of a unanimous UN resolution in 2017 that warned of new consequences for testing long-range missiles or nuclear weapons.

But China, North Korea’s main ally, and Russia, whose relations with the West have deteriorated sharply following its invasion of Ukraine, have both vetoed the resolution, saying that new sanctions would be counterproductive and increase tensions.

Read also : An American F-18 plane, in India to show its operational capability, spotted above the skies of Goa

In June 2019, two Canadian Navy ships were “buzzed” by Chinese fighter jets as they crossed the East China Sea.

The ships had been tracked by several Chinese ships and planes as they transited the maritime region.

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International headquarters

Admiral Linda Fagan becomes the 27th Commander of the United States Coast Guard

Adm. Karl L. Schultz was relieved of his duties as commandant of the U.S. Coast Guard by Adm. Linda L. Fagan during a military change of command ceremony presided over by President Biden at U.S. Coast Guard Headquarters Wednesday.

With the change of command, Adm. Fagan becomes the first woman to lead a branch of the United States military. “It was about time,” President Biden said at the ceremony.

“Today we are witnessing a long-standing tradition at the USCG. A change of command, as a new admiral assumes the leadership of our nation’s longest-serving continuous sea service. It is both a bond with the earliest days of our nation and a new milestone in our history. We’ve used those phrases lightly, but it’s a big deal,” President Biden said. “Throughout his decades of service, she has demonstrated exceptional skill, integrity and commitment to our country. There is no one better qualified to lead the proud men and women of the Coast Guard. And she will also be the first woman to serve as Commander of the Coast Guard, the first woman to lead a branch of the United States Armed Forces. And it was time.”

“With her trailblazing career, Adm. Fagan shows young people entering the service that we really mean it when we say, ‘There are no closed doors for women,'” the president said.

President Biden appointed Admiral Fagan to become the 27th Commander of the U.S. Coast Guard in April 2021. Previously, she became the first four-star female Admiral in Coast Guard history when she was sworn in as as Vice Commander in July 2021. As Commander, she will lead 55,700 active members, reserves and civilians, and approximately 26,000 auxiliary volunteers.

In keeping with tradition, Adm. Fagan wore the epaulets of Adm. Owen Siler, the 15th commanding officer of the service who opened the doors of the Coast Guard Academy to women in 1975. Although he only met Silor once, Adm. Fagan acknowledged “the outsized impact of this decision.

“If it wasn’t for [Adm.] The courage of Owen Siler, I wouldn’t be here today,” Admiral Fagan said. “I’m wearing his shoulder pads that he wore as a commander, just to recognize the long blue line.”

Addressing her comments to the Coast Guard workforce, Fagan said she was “honoured and honoured” to serve as commanding officer.

“I have always been inspired by the Coast Guard professionals who serve in all of our missions around the world,” she said. “Thank you for your dedication, hard work and service. It is my greatest privilege to work on your behalf.

Schultz became the 26th Commandant of the United States Coast Guard on June 1, 2018. Immediately following the change of command, Schultz retired from the Coast Guard after 39 years of service. He also received the Homeland Security Distinguished Service Medal from Secretary Alejandro N. Mayorkas of the Department of Homeland Security. Secretary Mayorkas congratulated Adm. Schultz for overseeing a 20% increase in the Coast Guard’s budget and its largest shipbuilding effort since World War II.

“The men and women of the Coast Guard deserve all the credit for what we have accomplished,” Schultz said. “I am honored to have led the best Coast Guard in the world as a Commanding Officer over the past four years, which has presented unique challenges. Our collective resolve, penchant for action, unparalleled devotion to duty, courage and dogged determination have strengthened the Service’s brand and standing, both at home and abroad.

Before becoming vice-commander, Adm. Fagan served as Coast Guard Area Commander Pacific beginning June 2018. Fagan’s professional history also includes commanding New York Area, in addition to operational assignments, including sea service aboard from the USCGC Polar Star and more. more than 15 years as a marine inspector. She has also worked with the International Maritime Organization and the International Labor Organization on flag state and port state issues, including the development of the International Code for the Security of Ships and Ports. (ISPS) and the Consolidated Maritime Labor Convention. Fagan is also the Coast Guard’s first-ever Gold Ancient Trident, as the officer with the longest service history in maritime security.

A graduate of the Coast Guard Academy in 1985, Adm. Fagan holds a bachelor’s degree in marine science, as well as a master’s degree in maritime affairs from the University of Washington and a master’s degree in national resource strategy from the Industrial College of the Armed Forces.

“The Coast Guard is a more ready, relevant and responsive service thanks to Admiral Schultz’s incredible leadership,” Fagan said. “I thank Admiral Schultz and Mrs. Dawn Schultz for their selfless service over the past four years and wish them fair winds and following seas.”

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Non profit living

DC’s youth are learning life lessons through robotics

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The Capitol City Robotics club recently participated in a world robotics championship in Dallas. The young people were surprised by the quality of the coding and the know-how of their foreign peers. A duo from Mingdao High School in Taichung, Taiwan built a robot that far outpaced the competition and won the world championship in the prestigious teamwork category.

“We were overwhelmed,” said Michael Daza, an eighth-grade student at the DC-based robotics club. But the disappointment did not last long. “Now that we know what to expect, we’ll be ready next time,” he said.

No defeatist attitudes on the part of these young people. No desperation or despair. In robotics, problem solving is the name of the game. And if the problem is systemic, they will design a new system if they have to. They will form a new team. And fix it.

“If you work as a team, it’s much better,” said club member Zahra Merchant, who is in her fourth year.

It would also be good advice for a group like, say, Congress. But the young people were just talking about the skills they were learning in robotics – skills they were honing for a future that sometimes seemed as promising as it was perilous.

Just days after the DC teams returned, a gunman massacred 19 students and two teachers at Robb Elementary School in Uvalde, about 350 miles from where they competed in Dallas.

School shootings in America

Like most people, the students were shocked and saddened. But as desperation and frustration spread across the country, causing some adults to give up in despair, young people clung to the belief that if you have the will to solve a problem, you will find a way.

“Sometimes I wake up in the middle of the night with a new idea, a new way of trying to solve a problem,” Michael said. “I’ll usually get up and try it. I actually started to visualize solutions to problems.

Afghan robotics team arrives safely in Doha: ‘The girls ran away’

Just going to the Vex Robotics World Championship in Texas was proof of that. A total of 20,000 teams from 50 countries vied for entry. Only 2,300 teams from 36 countries were selected. The DC-based nonprofit robotics club had eight qualified teams, five of which were all-female.

It was a big win right from the start.

Ryan Daza, a 45-year-old economist, quit his job as a data miner about five years ago and founded the robotics club. About 150 young people from DC-area schools were meeting at a school in the district on Sundays for practice sessions.

When the school was closed due to the coronavirus pandemic, Daza turned the basement of his northeast Washington home into a robotics workshop. He installed tables and benches. He bought tools. He cleared a veranda to make room for the teams to test out their newly built robots.

Club members would come to his house in rotation, adhering to social distancing and other virus protocols. For almost two years, he worked 12 hours a day, seven days a week, to keep his club running. He purchased robotic parts and delivered them to members’ homes. He also found three garages in the city that the club could use to test robots that were too big to work in its basement.

He organized remote and live tournaments; he found mentors and sponsors.

“I grit my teeth, I squint and my brain just says ‘do it,'” said Daza, who is club member Michael’s father. “If I fail, I adapt and try again. When you try to create something that didn’t exist before, that’s what you do. Continue like that.

The club continued to rack up tournament wins and eventually qualified for the event in Dallas.

Robotics is one of those subjects that can engage virtually any student, if taught properly. It promotes critical thinking skills to solve complex problems through teamwork.

“In competitive sports, only 1 or 2 percent of participants can expect to become professionals,” Daza said. “In competitive science, it’s 100 percent.”

Despite the pandemic, the Capitol City Robotics organization has grown to over 300 members. From kindergarten age, children learn robotics. And as they grow, so do their robots. Some are eight feet tall. Daza is out of space. It needs a space at least as big as a basketball court to serve as the club’s new home.

There is also a waiting list of over 150 people wishing to join the club. Who knows? A robotics program just might keep a kid away from a gun. Take care of these children now, when they need help. Don’t raise your hands. Help them.

By all means pass any laws that might help stop the slaughter. But don’t forget to support the living. The kids at Capitol City Robotics aren’t thinking of giving up. They intensify.

They didn’t complain about how China and Taiwan seem more committed to teaching robotics in schools than educators in the United States.

They also don’t complain about the injustice of having problem-solving exercises that go way beyond robotics – like how not to get killed by a gunman if you find one loose in your school. Students in Taiwan are free from such misery.

Each of the Capitol City Robotics teams has names – Michael is a member of the Techs; Zahra’s team is the Robokitties. Ila’s call themselves the Unhidden Figures, which is a way to signal progress and optimism. “Hidden Figures”, you may recall, was the title of a 2016 film about a group of black female NASA mathematicians who only belatedly got credit for their role in flight history. spatial.

The almost forgotten story of the black women who helped land a man on the moon

At Capitol City Robotics, approximately 75% of members are people of color, and five of eight robotic teams are all-female.

“We’re going out,” Ila said.

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History organization

Stonehenge images of Queen Elizabeth II spark controversy ahead of Platinum Jubilee

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LONDON — As part of preparations for Queen Elizabeth II’s Platinum Jubilee, eight portraits of the monarch have been projected onto the ancient stone faces of Stonehenge, one from each decade of her 70-year reign.

The projection of the 96-year-old man onto the 5,000-year-old monument was called a ‘spellbinding tribute’ from organizers – but the merger of two of Britain’s most iconic stalwarts has sparked controversy on social media.

Some have said the World Heritage site in Wiltshire, England should remain intact, citing its apparent history as an ancient religious site. Others said it was “in bad taste” to turn the prehistoric monument into a real billboard.

“It’s crazy, or should I say, completely insane”, read a of nearly 6,000 replies to the tweet.

Others seemed more enthusiastic about the idea, with one person marking the tribute “thronehenge.” The Queen’s former press secretary and royal commentator Dickie Arbiter called out the series of images “beautiful.”

Stonehenge, believed to have been built in stages between 3000 and 1520 BC, has remained a focus of historical speculation for centuries. Although the purpose of the site is unknown, English Heritage concluded that “there must be some spiritual reason why Neolithic and Bronze Age people went to such lengths to build it”.

Other analysts say the sarsen stones may have served as a giant solar calendar so people knew the time of year. Experts have also concluded that the site hosted parties and ceremonies, with a 2019 study finding that Stonehenge served as a “hub for Britain’s first mass parties”.

Research and excavations at the site, which also served as a burial site, continue. The stones are positioned to align with the movements of the sun. Experts in the 17th and 18th centuries believed it served as a Druidic temple, and even to this day modern Druids flock to the site to celebrate the spiritually significant summer and winter solstices.

People buried at Stonehenge 5,000 years ago came a long way, study finds

English Heritage Trust, the organization responsible for managing hundreds of historic sites including Stonehenge, told the Washington Post the exhibit was part of a “range of events and activities” taking place across the country on its sites to celebrate the jubilee.

“From the 2012 Summer Olympics to the commemoration of the centenary of the First World War, Stonehenge has played a role in marking important moments in the recent history of this country, including – now – the Platinum Jubilee”, English Heritage said in a statement.

Queen Elizabeth II attends the first Jubilee event and receives a standing ovation

Although English Heritage did not comment on the backlash, it said it had previously released footage of Stonehenge.

In 2020, as a recent example, the faces of eight people who have helped support Britain’s art and heritage sectors amid the coronavirus pandemic were projected onto the stones. And in November 2014, images of World War I soldiers were projected onto the monument as part of a military tribute.

Images of the Queen also appear in homes and shop windows and are featured on other iconic sites including The London Marble Arch.

“Stonehenge’s history continues to evolve and change,” says English Heritage on its official website, adding that “an air of mystery and intrigue” will always shroud the complex and widely debated history of the site.

Jubilee celebrations are set to start Thursday and run through Sunday, with street parties across the country, the annual British Army Trooping the Color ceremony (Prince William led a rehearsal over the weekend ) and a traditional appearance on the balcony of the royal family.

Prince William takes center stage at Queen Elizabeth II’s Jubilee rehearsal

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Canadian army

Last body found at Tara Air plane crash site, Nepal army says

Kathmandu: The Nepalese army announced on Tuesday that it had recovered the last body from the wreckage site of the Tara Air plane which crashed in the mountainous Mustang district of Nepal on Sunday with 22 people on board, including four Indians, a few minutes after taking off from the tourist town of Pokhara.

Nepalese authorities resumed their search operation on Tuesday to recover the last body, a day after rescuers recovered 21 bodies from the wreckage site of the Tara Air plane that crashed in the mountainous district on Sunday. of Mustang.

“The last corpse has been found. Arrange transportation of the remaining 12 corpses from the crash site to Kathmandu,” tweeted Nepal Army spokesman Brigadier General Narayan Silwal.

As of Monday night, rescuers had recovered 21 bodies from the crash site, according to a statement released by the Civil Aviation Authority of Nepal (CAAN).

They resumed their search operation to recover the last body, officials said.

The Twin Otter 9N-AET turboprop plane went missing Sunday morning in the mountainous region of Nepal. The Canadian-built plane, flying from Pokhara to the popular tourist town of Jomsom in central Nepal, was carrying four Indians, two Germans and 13 Nepalese passengers, in addition to a three-member Nepalese crew.

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Non profit living

Coyote enters Woodland Hills home through dog door – NBC Los Angeles

Coyote sightings often prompt owners to keep their small pets indoors. But what do you do when a coyote breaks into your home? This is what a resident of Woodland Hills experienced.

Julie Levine runs a non-profit dog rescue called Canine Rescue Connection.

Saturday morning around 1 a.m., at home, Levine received a visit from a dog she was not expecting.

Surveillance footage captured the moment the coyote entered his home through a dog door and spent about three minutes inside.

“He walked along this pathway like you see in the video, jumped right here, the motion sensor lights came on and he found the dog door,” Levine said.

Levine didn’t realize she had an intruder until her senior rescue dogs started barking.

“I think he walked three quarters of the way down the hall and maybe saw us and kind of realized what he was up against and kind of took off,” Levine said. “I have beagles and that’s what the tracking was, they got the smell in their nose and they just went crazy,”

The coyote had already escaped, Levine checked her cameras to figure out what it was and couldn’t believe what she saw.

Although coyotes rarely attack humans, in April a coyote attacked a child at Huntington Beach Pier, leaving her with facial injuries.

Entering a house is also not something you often hear about, but coyotes have been known to injure and even kill small pets.

“They’re bold, they’re smart, they search for food, they search for water, and they might just bring some friends next time,” Levine said.

Levine thinks this coyote has been in his neighborhood before. Just last week, surveillance cameras captured this video of his neighbor chasing a coyote from his property.

“Coyotes are out there, we all know they can climb fences. It was a 6-foot fence,” Levine said.

Levine says she’s grateful the coyote didn’t reach her dogs and will take extra steps to keep her precious pups safe.

Now Levine’s dog house door is closed and she wants to make sure it never happens again.

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History organization

Vermont is set to elect its 1st woman to Congress this year

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MONTPELIER, Vermont — With a rare openness this fall in its congressional delegation, Vermont looks set to lose its distinction as the only state that has never had a woman represent it in Washington.

Three women, including Lt. Governor Molly Gray and Senate Pro Tempore Speaker Becca Balint, are among the Democrats competing in the Aug. 9 primary for the seat vacated by the lone U.S. House member, Democrat Peter Welch, who is trying to advance to the Senate. The two Republican candidates registered to run in the midterm elections are also women.

Given Vermont’s liberal reputation, it might seem strange that it was the last state to send a woman to Congress. But Vermont’s small population makes it one of the few states with the smallest congressional delegation possible — two senators and one House member. And like many states, Vermont has traditionally re-elected its incumbents, who turned out to be white men who ended up serving for extraordinarily long periods. That includes Democrat Patrick Leahy, who was first elected in 1974 and is the fourth longest-serving senator in history.

“It’s a leadership bottleneck,” said Elaine Haney, executive director of Emerge Vermont, an organization that works to prepare women to run for office. “And so, when someone hangs on to all of that for a very long time, it prevents everyone from having opportunities.”′

Last November, Leahy announced he would retire after eight terms. Within days, Welch said he would seek a Senate appointment, leaving the House seat vacant for the first time since 2006, when Welch succeeded the current senator. Bernie Sanders. Sanders has been on the congressional delegation since 1991.

Haney, whose organization has helped train some of the female House candidates on how to campaign, noted that women bring a different experience than men to elected office. It matters, she said, on issues like abortion rights, a topic highlighted by a leaked U.S. Supreme Court draft opinion that would overturn the landmark 1973 Roe decision. v. Wade legalizing abortion.

“I strongly believe – and I think a lot of other people strongly believe – that if women, Democratic women, were actually at the table, these kinds of threatening situations wouldn’t happen, because lived experiences by women would be at the center of discussion and politics,” she said.

Democratic candidates support abortion rights. A referendum on the ballot in Vermont in November would enshrine reproductive rights in the state constitution, the first such amendment in the country. The state also has a law protecting a woman’s right to abortion.

“We need leaders going to Washington who unequivocally make sure Roe v. Wade is codified federally, and I know that’s a top priority for (Democratic) women in this race,” said Grey.

Welch was also a strong proponent of abortion rights and called on Congress to codify abortion rights. He believes that electing a woman as successor will encourage more young people to run for office.

“This is a moment when everyone is on deck and I couldn’t be more excited for our state that these women have stepped up to take on the challenge,” Welch said in a statement. “Each of the candidates is unique and incredibly talented and I know they will use their experience to work hard for Vermonters in Congress if elected.”

Vermont remains an outlier at a time when the number of women serving in Washington is increasing. Montana in 1916 made Representative Jeannette Rankin the first woman elected to Congress, four years before the 19th Amendment secured women’s constitutional suffrage.

Since then, nearly 400 women have served as United States Representatives, Delegates, Resident Commissioners or Senators,

In 2018, Vermont became the last state without female representation in Congress when Mississippi Republican Cindy Hyde-Smith was nominated to the Senate.

Women seeking the Democratic nomination in Vermont’s House race have not focused their campaigns on the possibility of one of them being the state’s first woman elected to Congress. Instead, they promise to seek solutions to bolster the workforce, alleviate the state’s affordable housing problem and tackle the climate crisis, among other central party priorities.

“They’re just not that far apart on a lot of those issues, and I think the election is going to come down to other things, such as temperament and experience issues and, frankly, name recognition. “said Matthew Dickinson, a politician. science professor at Middlebury College.

Gray, the lieutenant governor, was elected in 2020 in her first bid for political office. She is a lawyer and former Assistant State Attorney General.

Balint served in the state senate for eight years, six of them in leadership positions, the last two as interim president. She was previously a middle school teacher.

A third Democratic candidate, Sianay Chase Clifford, is an Essex social worker who previously worked in Washington for Rep. Ayanna Pressley, D-Mass.

Candidates could also make history in other ways. If elected, Balint would be the first openly gay person to represent Vermont in Congress, while Chase Clifford would be the first person of color to represent the state in Washington.

The GOP candidates listed to run for the House seat are accountant Ericka Redic, who lost a 2020 state Senate race, and Anya Tynio, who ran for the U.S. House in 2018 and lost.

Redic says she will focus on tackling inflation, illegal immigration, drug abuse and government overreach, especially when it comes to vaccination mandates. Tynio has stated on her website that she is a supporter of the Second Amendment, a supporter of strong border security, and in favor of implementing legislation that would reduce inflation, reduce the national debt, and balance the budget.

Two men, a Brattleboro independent and a South Burlington doctor as a Democrat, are also running for the House seat, but neither has reported raising any money.

Although this fall’s election will likely shatter Vermont’s glass ceiling, it’s likely the state will have more openings in the coming years.

Sanders, an independent, is 80 and faces re-election in 2024. Welch is 75.

Haney said she would like to see all elected offices in Vermont held by women.

“We have normalized male leadership throughout our history. And we’re so used to seeing nobody but responsible men, and we think, ‘Oh, that’s okay,’ she said. “There’s nothing wrong with all women being in charge, and that’s what I want to see.”

Follow AP for full midterm election coverage at and on Twitter,

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International headquarters

appsNmobile Solutions Ltd. Commissions New Headquarters in Accra

Mr. Richard Bansah and other dignitaries cutting the tape

appsNmobile Solutions Limited, a wholly-owned Ghanaian Fintech well known in the market for its many innovative payment solutions, has inaugurated its new headquarters in Accra.

The office, located at 11 Maseru Street in East Legon, will provide a serene and comfortable working environment for its staff and clients.

Addressing a ceremony in Accra yesterday, the Managing Director (CEO) of appsNmobile Solutions Limited, Mr. Richard Bansah said the commissioning of the facility marks an important milestone in the life of the company, as it positions itself as one of the leading pan-African payment processors. .


He claimed that, appsNmobile is known for developing innovative payment solutions such as VPOS which is a USSD solution that allows end users to pay at merchant points from any type of phone by simply dialing an assigned short code to make the payment.

According to him, the Virtual POS solution, a USSD application, does not require users to download a mobile application, but simplifies everyone’s life and allows everyone to participate in electronic payments easily.

This solution, Bansah said, has different modules for different sectors of the economy. “There’s one for schools, one for churches, stores, CMOs, hospitals, and we’ve just completed one for microcredit companies. Each module offers a completely different menu depending on the sector.

“Another new solution in the industry is Agropay. This is designed to allow agribusinesses such as cocoa buying companies, traders of palm fruits, cashews, rubber and other commodities to make payment directly to farmers through the through field agents or purchasing clerks. Businesses can monitor the purchasing activities of their agents in the field through a web-based management portal and are able to match inventory to funds disbursed,” he said.


He explained that the centerpiece of their payment solution is the orchard; which is the payment gateway designed to process mobile money and card transactions.

“This allows our customers’ customers to pay them through various means such as mobile apps, USSD apps and the web. Businesses are also able to make payments directly to the mobile money wallets of any number of recipients at once.

This solution is directly connected to the mobile money gateways of MML (MTN), Vodafone Cash and AirtelTigo Cash. It is also directly integrated with the GHIPSS GIP platform which makes it easy to complete payments to any bank account in Ghana. Businesses can access the Orchard through APIs. We have implemented very strict IT security controls to ensure the security of the platform. A funds transfer solution has been integrated into the orchard, allowing
International money transfer operators to complete international remittances directly to individuals’ bank accounts or mobile money wallets.

In an interview, Mr. Richard Bansah affirmed that appsNmobile is ready for the next phase of growth and that this, he indicated, will be achieved through the continued development of innovative and first-to-market payment solutions.

The trip

appsNmobile’s journey, Mr. Richard Bansah said, began in 2015 in a garage with few resources.

“We were very focused on getting it right and playing by the rules. This is what even led us to think about forming a board of directors. We came across 3 friends of mine who have all accomplished great things in their personal and professional lives.

He said, “There are many seeds that we unknowingly plant, which in the future will become the cornerstone of our own or someone else’s endeavors towards greater heights in life. Dr. Bansa bought the first computer and connected the internet to it for our use during one of his visits to Ghana. This is what Jerry used to learn computer science, sparking his interest in programming. Today, the story of appsNmobile cannot be told without the tireless, tireless effort and computer wizardry of Jerry.

Driven by passion, innovation and excellence, the Company has demonstrated market leadership in all of its solutions.
It was the first to deploy a Point of Sale (POS) solution that relies solely on the USSD shortcode.
The company’s continued quest to innovate and solve key challenges facing businesses in Ghana.
The influence and impact of appsNmobile on the Fintech ecosystem is evident across many sectors of the Ghanaian economy.

The Company’s Cardless ATM solution helps banks extend branchless banking services to their customers. Enabling merchants to receive or make payments has never been easier and it has earned appsNmobile a place of honor as a key technical partner to leading multinational banks in Ghana.

Chairman of the Board, Mr. David Tetteh, on his part commended the company and management for building a strong team that has indeed stood the test of time, taking them this far.

He highlighted the effective and efficient service delivery with respect to appsNmobile and called on the company to join the appsNmobile ecosystem and provide the best service solutions to their customers.


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Non profit living

Wayne Health Mobile Unit to Unveil New Van Meets U.S. Disability Standards – Medical School News

The Wayne Health Mobile Unit will unveil its new Americans with Disabilities-compliant van to provide health screenings and COVID-19 vaccinations and boosters at the June 7 Empower Brightmoor: Self Advocacy, Health Equity and Intersectionality Resource Fair.

The van, donated by Ford Motor Co., is also equipped with bins of sensory items donated by the Autism Alliance of American.

“Having an ADA complaint vehicle was critical to the growth of the Wayne Health Mobile Unit program,” said Phillip Levy, MD, MPH, chief innovation officer at Wayne Health and associate vice president of translational research at Wayne State. University. “We are working to remove barriers to care for underserved populations in metro Detroit. Thanks to the generosity of Ford, coupled with the DDI grant, we are able to deepen our community health awareness and impact with a new group of people. This is just our final step to help make our community healthier overall.

At the fair, which will take place from 2 p.m. to 7 p.m. at the Brightmoor Connection Food Pantry, 16621 Lahser Road, Detroit, the Wayne Mobile Health Unit will offer vaccines and boosters, as well as screenings for diabetes, cholesterol and kidney function. ; blood pressure screening; COVID-19 testing; HIV testing; mental health screenings; and referral to health and care resources in the community. The show is presented by Michigan Vaccination Partners and co-sponsored by the Michigan Developmental Disabilities Institute and Disability Rights Michigan.

The Michigan Developmental Disabilities Institute at Wayne State University recently received a three-year, $7 million grant to address COVID-19-related health disparities in Michigan. The goal of the grant is to increase the number of people with disabilities immunized, as well as their family members and caregivers; people confined to their homes or isolated; people with transportation limitations; and people living in communities with a high social vulnerability index.

The statewide project involves the Wayne Health Mobile Unit, the Integrated Biosciences Center, the Department of Family Medicine and Public Health Sciences, the Office for Community Engaged Research and the Institute of Gerontology . Other partners include Michigan State University’s Department of Epidemiology and Biostatistics, the Michigan Developmental Disabilities Council, Disability Rights Michigan, and The Arc Michigan.

The team aims to improve understanding of disproportionately affected populations and barriers to vaccination by cultivating and strengthening community partnerships, expanding and diversifying vaccination opportunities, and improving and disseminating messaging and education. around vaccination.

Wayne Health launched a drive-thru COVID testing program in March 2020 in Detroit and Dearborn days after the first cases in Michigan through a partnership with WSU Health Sciences and ACCESS. Initially focused on healthcare workers and first responders, it has expanded to other members of the community. To date, more than 63,000 people have received health care and/or been connected to social services through the mobile health program at more than 1,891 sites in the region.

The Wayne Health Mobile Unit represents the future of health care, providing “care your way, where you live and work,” with the long-term goal of improving population health outcomes.

Wayne Health is a nonprofit multispecialty physician group affiliated with Wayne State University School of Medicine. With nearly 400 physicians and advanced practice providers in 50 medical specialties, Wayne Health provides a full range of care, from birth to end of life, for individuals and families throughout Southeast Michigan. Wayne Health’s multi-specialty clinics are conveniently located in Detroit, Dearborn, Southfield and Troy, with single-specialty clinics in Livonia (psychiatry), Monroe (dermatology) and Taylor (ophthalmology). For more information, visit

To make an appointment with a Wayne Health provider at Detroit Mack Health Center or another location, call 877 WAYNE-HC (877-929-6342). To learn more about Wayne Health, visit

The Michigan Development Disabilities Institute is Michigan’s academic center of excellence for developmental disabilities and the home of Michigan leadership training in neurodevelopmental and related disorders. The mission of the institute is to contribute to the development of inclusive communities and the quality of life of people with disabilities and their families through a national program of interdisciplinary education, community support and service, research and the dissemination of information. culturally sensitive information. For more information, visit

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Flyers coaching rumours: John Tortorella interviews for job, insider says he’s a ‘legitimate candidate’

John Tortorella, one of the NHL’s most polarizing coaches, has been interviewed to return to the bench as head coach. And an NHL insider thinks he’s a “legitimate candidate” to land the job.

Tortorella confirmed earlier this week that he had interviewed with the Flyers to become the team’s next head coach. Tortorella parted ways with the Blue Jackets after the 2020-21 season and has since been an analyst at ESPN. The Flyers fired Mike Yeo after the end of the 2021-22 campaign.

According to NBC Sports Philadelphia, Sportsnet’s Elliotte Friedman told the NHL Network that he thinks the Flyers consider Tortorella to be one of the best candidates for the job.

“I think they’re still in the process,” Friedman said. “I absolutely believe Tortorella is a legitimate candidate there, though. I think they’re looking for a veteran, demanding presence. He certainly meets all of those criteria. I think he’s exactly the kind of person that they are looking for.”

MORE: 2022 NHL playoff schedule, TV channels, scores

Tortorella has a reputation as an outspoken coach that has made him a polarizing figure in the NHL. He has often criticized players and media audiences, and is considered to have a tough approach towards players on his teams.

But he has produced results throughout his coaching career. He was brought in midway through the 2000–01 season to lead the Lightning and took on full-time coaching duties the following season. The team finished 24-47-6-5 in that 2000-01 season, but in the 2002-03 season Tampa Bay led the division at 36-25-16-5 and made the playoffs. playoffs. The following year, the Lightning posted a 46-22-8-6 record and won the first Stanley Cup in franchise history.

Tortorella left the Lightning after the 2007–08 season with the most wins as an American head coach at 239 and joined the Rangers midway through the 2008–09 season. He spent six seasons with New York and guided them to a 171-118-1-29 record in the regular season and a 19-25 record in the playoffs. He was fired after the 2012-13 season and joined the Canucks for a single season. In Vancouver, he was suspended during the season for an altercation with a coach, angered the team’s starting goaltender and prompted him to seek a trade to Vancouver and missed the playoffs.

MORE: Flames goalscoring controversy explained

The Blue Jackets signed Tortorella at the start of the 2015-16 season. After going 34-33-8 in his freshman year at Columbus, he led the team to the playoffs the following season, the first of four straight playoff trips. In 2019, the Blue Jackets became the first team to sweep the Presidents’ Trophy winning team, the Lightning, in the first round of the playoffs, giving Columbus its first playoff win in franchise history.

Tortorella and the Blue Jackets mutually agreed to part ways after the 2020-21 season, in which Columbus went 18-26-12 and finished last in the division. He is the winningest coach in Blue Jackets history.

In his coaching career, he has no losing record with any of the four teams he has coached, and overall he has a record of 673-541-37-132. His 673 wins rank 14th all-time and second among Americans only to Peter Laviolette’s 717. He was twice named winner of the Jack Adams Best Coach Award (2004 and 2017).

MORE: List of NHL award finalists for Hart, Norris, Vezina and more

The Flyers have struggled over the past two years, missing the playoffs in consecutive seasons for the first time since 1992-93 and 1993-94. Over the past two seasons, Philadelphia has allowed the second-most goals in the league with 499, according to Stathead.

Tortorella teams have always been strong defensively. The Blue Jackets have allowed the 14th-fewest NHL goals in his six years in Columbus, according to Stathead, and only the third-fewest in the four consecutive years they have made the playoffs. The Rangers allowed the second-fewest goals in the NHL while he was head coach at New York.

“I think John Tortorella is someone who appeals to at least part of the Flyer organization,” Friedman said. “I think when you think of some of the longtime Flyers, like Bob Clarke, who still have influence in this organization, I think Tortorella is exactly the kind of person they believe in. Anyone who dismisses the candidacy of Tortorella for this position would be stupid. . I think he has a legitimate chance to do so.”

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International headquarters

EULEN America Receives ISAGO Certification from the International Air Transport Association (IATA)

After an extensive audit during the Covid-19 pandemic, EULEN America is certified for the IATA Safety Audit for Ground Operations (ISAGO), aimed at ensuring continued ground services records and station accreditations

MIAMI , May 26, 2022 /PRNewswire/ — EULEN America, a leader in providing innovative business services and solutions, including aviation services, announced that the company has been credited with ISAGO certification. This international certification authenticates compliance with operational safety standards for organization and management (ORM), load control (LOD), passenger and baggage handling (PAB), handling and loading of aircraft (HDL), aircraft ground movements (AGM) and cargo. and Mail Processing (CGM). Certification is valid for two years, renewable in November 2023.

“We are committed to providing the highest level of service quality and safety standards to our customers,” said Larry Massaro, senior vice president of aviation at EULEN America. “This new certification covers all of our stations and brings a high level of security to our organization.”

EULEN America received the Head-Office license, which covers all stations where the company operates. In addition, they are certified for the Miami International Airport License. Although the company has been certified since 2010, the Miami-Dade Department of Aviation requires compliance with this certification and periodic renewals to operate in Miami.

Auditing streamlines procedures by establishing a uniform set of standards. In addition, it assesses the management and monitoring systems in place at the ground service provider’s headquarters, as well as consistency at the station level.

“Receiving this ISAGO certification is extremely important to our organization, especially during the challenging times the Covid-19 pandemic has presented to our industry,” Mr. Massaro said. “This allows us to guarantee the highest level of security in the services we provide at airports.”

As part of EULEN America’s renewed leadership, Massaro is responsible for contract negotiation and issue resolution to ensure that processes, systems, products, regulations and data are delivered seamlessly to all aviation customers. He is also in charge of day-to-day oversight of EULEN Aviation operations, strategic planning, leadership development and employee engagement.


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Non profit living

The Hancock project to house the homeless navigates through the Planning Commission

Thursday May 26th, 2022 by Jonathan Lee

The Planning Commission unanimously backed a zoning change on Tuesday that would allow housing for people exiting homelessness to be built in the Hancock neighborhood.

A group of affordable housing developers hopes to rezone three lots at 1004-1008 E. 39th St. in Multifamily-Moderate Density (MF-4-NP) to build 100 permanent supportive housing units, an arrangement where tenants stay long term and have access to on-site support services.

“This project helps meet the needs of the most vulnerable we see in Austin, those we see struggling to find stable housing as we move through our great city,” said Megan Lasch of Saigebrook Development and O-SDA Industries.

The project, called Cady Lofts, is proposed as a three- and four-story building with studio apartments. The development team includes Austin Affordable Housing Corporation and SGI Ventures as developers, and New Hope Housing, Saigebrook Development and O-SDA Industries as consultants. The AAHC is a non-profit organization affiliated with the City of Austin.

Even without the rezoning, the project would likely be built anyway — with just six floors instead of four — using Affordability Unlocked, a program that waives parking and compatibility requirements for affordable housing. But Lasch said that wasn’t ideal. Building taller costs more, and a shorter building is better suited to adjacent single-family homes, she said.

Cady Lofts stands a good chance of receiving the competitive 9% tax credits that the state distributes. The project achieves the best results in its region partly because there are no similar projects nearby. Few affordable housing projects are built west of Interstate 35 in part due to high land values ​​and well-organized neighborhood opposition.

At the last planning commission meeting, the Hancock Neighborhood Association asked for a long delay which, if approved, could have jeopardized the tax credit application and the project as a whole. The commission instead granted a two-week postponement. The neighborhood association opposes the project, with 87.5% of members voting against.

Thanks to the efforts of the advocacy group Austin Justice Coalition, more people came out in favor on Tuesday than against — a rarity in rezonings. “I want to send a very clear message to all neighborhoods in Austin today: We are ready to stand up and fight for (permanent supportive housing),” said João Paulo Connolly, director of the organization of AJC.

Chris Baker, executive director of homeless aid provider The Other Ones Foundation, expressed exasperation with opposition to the project. “The whole idea that there would be people in this community who would oppose housing for our brothers and sisters who live on the streets, when we as a city have collectively decided that we are going to make it illegal for the people. living outdoors is beyond pale,” Baker said.

A statement by the Austin Justice Coalition in support of the project has been signed by numerous organizations, advocates and politicians, including Mayor Steve Adler and all members of City Council except Mackenzie Kelly, Kathie Tovo and Alison Alter. The project is located in District 9 of Tovo.

Neighbors opposed to the rezoning said they needed more time to assess the project’s impact on them.

“The need for experts is evident here on our side, that we need to do our due diligence and look for the issues,” said HNA President Coan Dillahunty. “Not because we are opposed to this project or to supportive public housing, but we have real concerns about how it will work in our neighborhood and how safe it will be for the neighborhood and future tenants.”

Dillahunty said neighbors can hire an attorney “to see if there’s a violation (of state law relating to) spot zoning or contract zoning.”

Lasch said she has been trying to address neighbors’ concerns since January.

After questions and discussion from the commissioners, the members voted unanimously in favor of the zoning change.

“It’s a lot of density for the site, but I have a lot of confidence in the detail and the attention that is given to each piece,” said curator Carmen Llanes Pulido, who presented the motion.

Commissioner Greg Anderson applauded those who spoke in favor of the project. “There are always excuses against housing. But I heard a lot of pro housing voices today, and it was really, really wonderful.

The city council is due to vote on the case on June 9.

Rendering of Cady Lofts, courtesy of Saigebrook Development.

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History organization

Mehmet Oz-Dave McCormick Republican Primary for US Senate Leaders to Tell – NBC10 Philadelphia

Dave McCormick, trailing Mehmet Oz by 902 votes in the Republican primary for U.S. Senate in Pennsylvania, faces a long chance of overtaking Oz if history is any indication.

Pennsylvania’s secretary of state announced on Wednesday that all 67 counties must recount ballots in the May 17 primary involving McCormick and Oz, as election results show the two are separated by less than 0.1% of the more than 1.3 million votes cast.

That’s well below the 0.5% threshold by which Pennsylvania’s election code requires a recount of all votes.

“This automatic recount is intended to ensure that the count is accurate and that there is confidence in the counts and results,” Pennsylvania Secretary of State Leigh Chapman said. “I thank everyone for their patience as we count every vote.”

Chapman said counties will have May 27 to June 7 to recount votes in the Senate race. Counties must report their results by noon on June 8.

But despite the razor-thin margin separating Oz and McCormick, a national study of elections from 2000 to 2019 found only three instances in which the leader was passed by the second-place candidate. In each of those elections, the initial margin separating the candidates was much closer than the margin separating the candidates in the Republican primary this month.

“It’s common to expect some votes to change when you do a manual recount. In this case the candidates are separated by about 1,000 votes and in this case we should expect a change of about 100 votes,” said Deb Otis of FairVote. in an interview on Wednesday. “It’s possible, but definitely an uphill battle for David McCormick.”

Otis, who is a senior research analyst at the nonpartisan organization FairVote, authored a 2020 study that looked at the past 20 years of statewide elections in the United States. .

Only 31 times has a statewide race been recounted. Of those, three saw the original leader give up the advantage and lose the election, Otis said. Each had initial margins of less than 0.05%, according to his study.

The difference between Oz and McCormick is about 0.09%.

None of the three recorded a vote shift from one candidate to another of more than 225 votes, according to the FairVote study.

In Pennsylvania, seven recounts have taken place since the turn of the century, Chapman, the secretary of state, said Tuesday. Only one of those seven was a statewide race. In 2009, a state Superior Court election was subject to a recount. The results were not voided after the recount.

The eventual winner of the Senate race will face Democratic nominee John Fetterman in the November general election.

For all the candidates, issues and important dates voters should know in Pennsylvania, New Jersey and Delaware, go to NBC10 Decision 2022 page. You’ll find tools to help you navigate the midterm elections, including when to vote and who will be on your ballots in the November primaries and general elections.

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International headquarters

Galgus raises €4m to meet strong demand from WiFi and analytics projects as they expand internationally

SEVILLE, Spain, May 25, 2022 /PRNewswire/ — Galgus, a Spanish company specializing in the development of a WiFi technology which optimizes network performance and provides advanced geolocation analytics, accelerates its growth by increasing 4 million euros in financing.

Galgus’ core technology is deployed in many different locations. From planes and trains to football stadiums, shopping centers, hotels, schools, convention and business centers, or rural areas, among others.

Due to their innovative solutions and the great success that Galgus has demonstrated globally, their previous major investors Capital GED, Mundi Ventures and GoHub Ventures, trust again and financially support the company and its expansion projects.

The 4 million investment round is an installment of a larger round that the company expects to close by the end of 2022. The funds will be used to finance and accelerate their international expansion initiatives as well as to respond positively to the strong demand that Galgus is receiving from key markets such as North America.

Galgus has already made significant progress towards becoming a European benchmark for WiFi technology, with major projects in countries like UK, Italyand Spain. Conclusion of partnership agreements with major telecommunications companies, such as Netoip, Around People, Telefónica, Cellnex, Wavesight and Icomera.

With its headquarters at EuropeGalgus has offices in Latin America (Colombia and Peru), and United States (Boston).

“The digital transformation opens up new opportunities where high-quality WiFi connectivity is in high demand. Thanks to these funds, we will be able to capture a high volume of business internationally which will position us as a global reference in the sector. Thanks to our 9 patents, we have a clear competitive advantage, especially in geolocation analytics, well ahead of market-leading brands. We will leverage this new funding to accelerate our international expansion.”underlines José González, CEO of Galgus.

This milestone is a great recognition of the achievements of Galgus, which has already resulted in 9 international patents and proprietary technology (Cognitive Hotspot Technology) that optimizes the performance of WiFi networks through the application of AI.

Galgus also offers Location Analytics technology, recognized by Gartner for its disruptive potential. With device counting capabilities and highly accurate motion patterns, this provides the business intelligence needed to optimize the user experience.

[email protected]


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Non profit living

A Utah judge will hear arguments on Wednesday over the misuse of public funds for the tanker train

SALT LAKE CITY― A Utah District Court judge will hear arguments on Wednesday in a lawsuit filed by conservation groups challenging the misuse of public funds for fossil fuel projects, including the railroad project. iron from the Uinta Basin.

In August 2020, conservation groups sued the Utah Permanent Community Impact Fund Board for awarding nearly $28 million in public funds to the 88-mile railroad project. The railroad, which could facilitate a quadrupling of oil production from the Uinta Basin in northeastern Utah, would transport Utah crude through Colorado to refineries on the Gulf Coast .

What: Arguments before Utah District Court Judge Adam T. Mow on the Center for Biological Diversity’s motion for summary judgment in its challenge to the Impact Fund Board’s misuse of public money permanent community

When: Wednesday, May 25, 1:30 p.m. MST

Or: Judge Mow’s Courtroom, Utah District Court, 450 S. State St., Salt Lake City, Utah, 84114

Who: Center attorney Wendy Park will be available for comment after the hearing

The Uinta Basin Railway project would spur new drilling and fracking in the region, damaging roads, straining public facilities and services, worsening the climate crisis and harming public health. The railroad, along with access roads, well pads, pipelines, and increased trucking, would also fragment wildlife habitat and put a strain on precious water supplies.

State and federal laws require that these public funds be used to support projects that help communities deal with the impacts of mining development on federal public lands. But the council transferred nearly $28 million to the Seven County Infrastructure Coalition to move the railroad forward.

A 2020 report from Utah’s Office of the Legislative Auditor General raised serious concerns about the Community Impact Board, including improper funding of economic development projects. The audit highlighted the Uinta Basin Railway as one of the projects demonstrating the need to improve council policies and practices.

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History organization

This composition performed for the first time in Milwaukee was honored with a Pulitzer

The Sunday before Thanksgiving, Raven Chacon created Mass without voice in Milwaukee. Usually, Chacon — an indigenous artist from Fort Defiance, Navajo Nation — wouldn’t perform on Thanksgiving, but for this Present Music concert that gives a “voice to the voiceless,” he made an exception. And on May 9, he received a Pulitzer Prize for Music for this piece.

Chacon specifically composed Mass without voice for the Nichols & Simpson organ of the Saint-Jean-l’Évangéliste cathedral. And although the word “mass” is used, there are no vocal parts in the 16-minute piece. Instead, Chacon used the organ and a set of wind and string instruments to fill the cathedral.

Performance “Mass without voice”; Photo by Samer Ghani, courtesy of Present Music

“By exploiting the architecture of the cathedral, Mass without voice considers the futility of giving voice to the voiceless, when ceding space is never an option for those in power. Chacon writes in the concert program. The Pulitzer Prize jury described the concert as “an original and compelling work for organ and ensemble that evokes the weight of history in a church setting, a concentrated and powerful musical expression with a haunting visceral impact”.

Mass without voice was commissioned by the Milwaukee Present Music organization—with support from the Wisconsin Conference of the United Church of Christ and Plymouth Church UCC—as part of the ensemble’s 40th anniversary season. The music organization has always been known for its imaginative performance experiments – once putting musicians on boats for a gig that floated down the Milwaukee River.


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“We spoke to him [Chacon] and we’d give him just about any gig of the year, and we’d walk around the Thanksgiving gig very timidly,” Present Music co-artistic director Eric Segnitz said. “But once he heard about the large space of the cathedral and the organ, he wanted to do it in November. He was very attracted to the instrument.

The piece itself is a contemporary work. Chacon uses non-traditional techniques to obtain new sounds from the instruments. For example, the cellist used many percussive techniques – which is not common on a string instrument – ​​and even the organist used subsonic base tones, which Segnitz says is quite unusual. OMoreover, the concert was not the usual enfilade with the public and the instrumentalists face to face. For Mass without voice the artists surrounded their listeners.

Performance “Mass without voice”; Photo by Samer Ghani, courtesy of Present Music

“I think that particular performance experience was unique because the audience really, they’re in the middle of it all, and they were a part of it,” Segnitz says. “It didn’t feel like 12 musicians, but more like 512 musicians.”

Segnitz says it’s pretty rare that such a contemporary piece — especially one like this that takes imagination to comprehend — receives an immediate, warm response from audiences. Mass without voice received a standing ovation on Thanksgiving Day. “We should have known,” Segnitz says of the Pulitzer.

“It certainly surprised me! I was thrilled that his work was recognized,” says Jessica Franken, president of Present Music. “The level of public recognition for this composer and this work will allow us to kind of reinforce that this is an important part of our mission to support artists who are creating new music, both on the composition than on the performance side. .”

Along with Chacon, Present also collaborated with the Electa Quinney Institute for American Indian Education at UW-Milwaukee and Ho-Chunk Nation artist Sky Hopinka for the concert. Chacon was also very involved beyond the concert hall. He visited Present Music’s educational partners, led sessions for local students, and gave a pre-concert talk to provide pre-show insight.

Raven Chacon and David Bloom addressed the audience before the show; Photo by Samer Ghani, courtesy of Present Music

The victory brought national attention to Chacon and current Milwaukee music – even though some national publications covering the groundbreaking concert incorrectly stated that the band was based in Minneapolis. It is the first of more than 80 commissions in Present Music’s 40-year history to win the award. Chacon also made history as the first Native American to win a Pulitzer Prize for music.

“We did this because we love Chacon’s work and perspective, and it’s something we wanted to see, support and bring to our community,” said Present Music co-artistic director David Bloom.

And while Bloom is glad Present Music was able to bring this piece to an audience in Milwaukee, he’s thrilled that Mass without voice will now have an even greater reach. “It’s the kind of award that guarantees that,” he says.

Performance “Mass without voice”; Photo by Samer Ghani, courtesy of Present Music
Performance “Mass without voice”; Photo by Samer Ghani, courtesy of Present Music
Performance “Mass without voice”; Photo by Samer Ghani, courtesy of Present Music
Performance “Mass without voice”; Photo by Samer Ghani, courtesy of Present Music



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Canadian army

Opinion: Canada’s bravest military heroes deserve our highest recognition

David Mack is a Canadian who served as an officer in the British Army with deployments to Iraq and Afghanistan.

On October 14, 2006, Private Jess Larochelle found himself in the fight of his life.

A rocket-propelled grenade had exploded at his military outpost in Pashmul, Afghanistan, throwing him through his observation post, smashing his back, fracturing two cervical vertebrae, popping his eardrum and detaching his retina right. In a way, Sdt. Larochelle managed to crawl up to his C6 machine gun and open fire.

Running out of ammunition after single-handedly repelling the advances of 40 Taliban soldiers, he reached the rocket launchers at his feet. Under the most intense pain, Pte. Larochelle continued to defend the position, reinforcing his company’s otherwise undefended flank; according to his citation for the Star of Military Valour, “his valiant conduct saved the lives of many in his company”.

In order to honor the few who best exemplify the virtues and standards of the Canadian Armed Forces, Courage, Bravery, Courage and Courage to Carry On, such medals are awarded. The highest of these is the Canadian Victoria Cross, which was established in 1993 to honor conspicuous gallantry, acts of gallantry, self-sacrifice, or devotion to duty in the presence of the enemy by members of the Forces. .

And yet, in 29 years, the Canadian Forces have never done it – not for Pte. Larochelle, nor any other member. The last time a Canadian was awarded a Victoria Cross was 77 years ago, under the British system, when Lieutenant Pilot Robert Hampton Gray sank an enemy destroyer before crashing in the bay of ‘Onagawa in Japan on August 9, 1945.

Rewards matter. Medals matter. People serve in the armed forces out of love of country, out of love of freedoms, out of love for each other; money or adulation do not determine a soldier’s motives or decisions. And when the shells begin to whistle, the bombs begin to land, the blood begins to pump and the hair begins to stand on end, all the tangles of everyday life fade away as determination and focus unequaled drive the soldier towards danger.

However, the message now is that Canadian soldiers, alone among our allies, have never shown courage, determination or bravery – which is not true.

Since 9/11, Britain and Australia have each awarded four Victoria Crosses. Even New Zealand, which has a smaller population than the Greater Toronto Area, has been awarded a single Victoria Cross. The United States, meanwhile, has awarded 28 Medals of Honor, which is the country’s equivalent.

Our allies make it a priority not only to award the highest medal of bravery, but also to review and upgrade deserving soldiers who may have been overlooked, long after the official windows have closed. Of the 13,000 Distinguished Service Crosses awarded by the United States, at least 178 have been promoted to the Medal of Honor and cover actions in the American Civil War, World War I and World War II, from the Korea and Vietnam, long after the fact. And in 2020, Australia took the unusual step of upgrading ordinary seaman Teddy Sheean’s mention in the Dispatches to the Victoria Cross for his actions in the Pacific during World War II.

If the United States Army, this great juggernaut of 1.4 million soldiers, sailors, marines and airmen, has the humility to admit that it may not have gotten a reward the first time around, then Canada can surely learning from its allies and re-evaluating some of its pricing – starting with a review of Pte. Larochelle.

More than 14,000 Canadians agree, after signing a parliamentary petition calling for a review of Pte. Larochelle file. Likewise, more than 100 organizations from a wide range joined the call, including the Burma Star Association, the Dieppe Veterans and Prisoners of War Association, the Métis Nation of Ontario Veterans Council and the Royal Air Forces Escaping Society. , as well as the cities of North Bay, Kingston and Ottawa.

To be sure, Canadians are often uncomfortable about acknowledging having been in the war and understandably have mixed feelings about what happened during the war in Afghanistan. But on the contrary, the current situation in Ukraine has demonstrated that national defense is a very real need; indeed, many of those who cut their teeth in Afghanistan played a vital role in preparing the Ukrainian military.

Now is the time to reopen the case and consider the awarding of the Canadian Victoria Cross. As the Canadian military makes the necessary changes regarding the dishonorable conduct of some of its members, it should also be confident enough to reflect on those who have sustained bravery.

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International headquarters

UK production headquarters unveil extensive list

Based in London, The Production Headquarters, founded in 2010 by Mohaan Nadaar, unveiled an extensive list of features either complete or in production. The company focuses on projects centered on the UK and India.

His most recent projects include British filmmaker Nathalia Syam’s immigration drama “Footprints on Water,” starring Adil Hussain (“Star Trek: Discovery”), Nimisha Sajayan (Venetian title “Shadow of Water”) and Antonio Aakeel. (“Slow Horses”), and Vivek Singh Chauhan’s thriller “Rat on a Highway,” starring Randeep Hooda (“Extraction”).

The slate was presented at the current Cannes Market. Upcoming films include the sci-fi film “G”, written by Swati Singha, starring R. Madhavan, whose debut film “Rocketry” premiered in the market, attached to the star; and Rajeev Jhaveri’s drama “Closure” starring Griff Furst, Hannah Arterton and Roxanne McKee.

Syam’s self-discovery drama “Salted Caramel” is also in the works; Sangeeth Sivan’s psychological thriller “The Alter Ego”; Ayush Raina’s paranormal thriller “Walker House”; Jhaveri’s action drama “Taxi Driver,” starring Gurmeet Chaudhary, Eshaniya Maheshwari and Kriti Kharbanda; and the comedy thriller “Oh Womaniya” by Atul Manjrekar.

Completed films include Samit Kakkad’s ’36 Gunn’, Manish Goel’s ‘Hanak’, Ali Haji’s ‘Justice For Good Content’ and Ashu Trikha’s ‘Hush’.

“From Bollywood and regional cinemas to international and mainstream English films, we are fortunate to have such a variety of projects with us at various stages of execution,” Nadaar said. Variety. “Our list includes exciting films from various genres made by a range of directors, from newcomers to veterans. Although the pandemic proved difficult, we managed to get through it and are now excited to share our films with the world. It has been an exciting journey, from starting small to having expanded our offices, teams and slates over the years. We look forward to creating more content and want to onboard new and existing moviegoers in all aspects of our production.

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Non profit living

How do you find a roommate if you’re older and need to split the costs?

Q I am in my 60s and married to a wonderful, much older man. I hope he lives forever! Being pragmatic, I have to plan my financial security. How do I find a roommate to share the housing costs if I find myself alone? I would like to stay in my same neighborhood if possible. Where do I start? HEY

Do you remember “The Golden Girls”? Who can forget Rose, Dorothy, Blanche and Sophia? This sitcom featured four roommates sharing almost everything, bringing attention to what we now call senior housing. Few thought the Golden Girls pattern would turn into a trend of older adults looking for roommates or housemates. Although this trend is small, it is growing.

Choosing the right roommate takes some homework. Consider the following helpful checklist compiled by Agewise Colorado:

  • Consult the references. Call them and ask about their experience with candidates regarding their integrity, honesty, communication skills, and cleanliness.
  • Determine if applicants are financially stable. Do they pass credit and background checks?
  • Check their names on the internet and see if there are any warning signs.
  • Find out if the person is able to live independently, both physically and mentally?
  • Identify your deal breakers. Are pets ok? What about overnight guests and alcohol consumption?
  • Does this person share your values? Are they considerate? Do they respect the property of others? Is this person clean and tidy or it doesn’t matter?

While a roommate’s motivation may be financial, a second motivation and benefit is social. Living alone doesn’t mean you’re alone. However, studies indicate that living alone is a predictor of loneliness which can lead to health issues such as depression, cardiovascular disease and cognitive decline. Also, living with a roommate means having someone to share some of the household chores and maintenance needs, especially if that roommate is younger..

Here are some resources:

Silver Nest: Launched seven years ago, it’s a home-sharing service for elderly homeowners that matches them with roommates. Founder Wendi Burkhardt says “senior homeowners can earn between $12,000 and $18,000 a year renting a room,” according to a Kiplinger story called “Moves to Make Now to Age in Place.” In addition to the matching service, Silvernest offers help tools for living conditions, background checks, setting up automatic lease payments and more. About 30% of their couples are intergenerational. Fees are charged to roommates wanting a room. Silvernest has a presence in Los Angeles and several other California communities. See

Senior roommates: This is a nationwide online roommate service specifically designed for seniors. The service matches people who have an extra bedroom in their home with other seniors who are usually on fixed incomes and are looking for safe and affordable housing. Many housemates are empty-nesters, widows or widowers who may find it difficult to adjust to life alone. Homeshares, a non-profit organization, is free and welcomes donations. According to their website, Homeshares “helps you find companionship, live more securely, and ease your finances.” To see

ALA Shared Housing Program: This program matches two or more unrelated people in Los Angeles to share a home in exchange for rent or services such as cleaning or cooking. Donors can be owners or tenants with an average age of 75 years. Housing applicants can be retirees, employees or students. Their average age is 65 years old. Housing applicants must be mentally, physically and financially self-sufficient. ALA is the intermediary that selects both providers and applicants. To see

Intergenerational housing: An example is Nestle, a marketplace that connects older adults with younger tenants in the extra space of their homes. They charge an upfront matching fee and a percentage of the monthly lease. To see In Orange County, Homeshare OC Programsspecifically matches university students with landlords with a free room to rent. All parties benefit as students pursue their educational goals while enriching the lives of seniors. To see Also check with colleges and universities in your community for student housing applications.

National Shared Housing Resource Center. It is a network of independent, nonprofit home-sharing programs across the United States, providing referrals to local agencies, programs, and guidelines on finding a roommate. They offer a program directory with nearly 20 in California, including Ventura and Orange counties.

On a more informal approach, use your network of book groups, garden clubs, churches and synagogues, senior centers, libraries and more to let people know you’re looking for a roommate. Networks continue to be a powerful resource.

Thank you, ET, for your important and pertinent question. Good luck finding the right roommate at the right time. As always, be careful and kind to yourself and others.

Helen Dennis is a nationally recognized leader on aging and new retirement issues with academic, corporate, and nonprofit experience. Contact Helen with your questions and comments at [email protected]. Visit Helen at and follow her at

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History organization

Ukrainian exhibition at Igo Library aims to share the country’s history and culture

SAN ANTONIO – In an effort to further share their culture amid the ongoing Russian invasion, Ukrainian San Antonio has set up an exhibit inside the Igo Library on the northwest side.

“Here is my mother, she is in Kyiv. She, all the time she was in Kyiv, she never left and she is still here,” said Olenka Bravo, co-founder of the organization, showing the photo of his mother.

The photos on display tell the story of Ukraine.

“It’s very difficult to hear him on the phone when the sirens are on. And when I see his picture, it’s even harder,” Bravo said.

Members of the San Antonio Ukrainian worked with City Council leaders from Districts Four and Eight to secure this display set.

“This project concerns Ukraine. Exposure is, how do you say, is of the utmost importance in warfare,” Bravo said.

She explains that part of the attack on Ukraine is disinformation from the Russian side, saying that Ukraine was never its own nation and should belong to Russia.

A d

By showcasing decades-old photos and clothing, jewelry and other artifacts from different regions, Bravo hopes it will show the deep culture of their country.

“That way we have more evidence to show that we always were and still are who we are,” she said.

Her 9-year-old son, Albert, says he gets a mix of emotions watching the screen and talking about Ukraine.

“I want people to know what it’s going through right now, everything he had to go through,” Albert said.

Seeing his grandmother’s photo in particular breaks Albert’s heart.

“Imagine that your parents, your grandparents were every day that you didn’t know if they were alive or dead. Imagine, he said.

The display has no set time for how long it will be up.

If you’re looking for other ways to support Ukraine, Laika Cheesecake and Espresso is hosting another Sunday fundraiser at the Pearl Farmer’s Market from 10:30 a.m. to 2:00 p.m.

A d

Their latest fundraiser raised over $72,000 in March 2022.

Copyright 2022 by KSAT – All rights reserved.

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Canadian army

Afghan veteran ‘honored’ to lead Queen’s York Rangers

Matt Lennox was inducted as commander of the Aurora-based regiment at a time when the Canadian Armed Forces are ‘reinventing themselves’

Matt Lennox became the new commanding officer of the Queen’s York Rangers of York Region during a changing of the guard ceremony at Fort York last Saturday.

The ceremony was presided over by the Lieutenant Governor of Ontario, Elizabeth Dowdeswell, and the Governor General of Canada, Mary Simon.

Lennox, who is now a lieutenant colonel, joined the regiment in 2002 and served in Afghanistan for parts of 2008 and 2009.

Like many teenagers, he wasn’t sure where life would take him as he attended Twin Lakes High School in Orillia.

Lennox eventually became a novelist after earning his master’s degree at the University of Guelph.

“I don’t know if I had separate goals at that time,” Lennox, 41, said. “It was kind of a hobby and I was lucky to have published a few articles.”

Despite some success as an author, Lennox found the prospect of being a full-time novelist in Canada unrealistic in terms of income. To make money, he bounced back from being a bartender, working in construction, and doing various odd jobs.

In 2002, he discovered that joining the military as a part-time job would allow him to partially reimburse his college tuition.

“I thought it would be a good way to offset the price of my schooling,” he said. “I also found that I liked the work.”

When he enlisted, he did not believe he would ever serve overseas. However, in 2007, there were plenty of opportunities for reserve service members to deploy to Afghanistan, and Lennox decided to throw his name into the mix.

“It was certainly a very eye-opening experience,” he said. “It was the bulk of the years for combat operations and Canadian casualties.”

Many servicemen were wounded or killed in action during his time abroad. He witnessed heartbreaking ramp ceremonies where dead soldiers were loaded onto planes to be sent home.

“I had a few friends who got seriously injured in some fights,” he said. “I knew a few people who were killed in fighting.”

Lennox had a fairly secure job in Afghanistan as a staff officer at headquarters. After returning unscathed from his 10-month deployment, he joined the military full-time.

While working with the Queen’s York Rangers for 20 years, he rose through the ranks of officers and landed in the role of Commanding Officer.

“It’s an honour, yes,” he said, “but it’s also a great responsibility because we’re at a stage where the Canadian Armed Forces (are), in some ways, in the process of reinvent.”

At the same time, it’s an uncertain world right now. Army reserve personnel are constantly deployed on international operations, he said.

“There’s a very real responsibility to make sure we’re well trained and well looked after before, during and after any type of deployment,” Lennox said.

National operations such as responding to natural disasters and situations like the COVID-19 pandemic might also require the deployment of military reserves, he explained.

“We need to have our employees who are primarily part-timers and foster a culture where they are well-trained, well-equipped and ready to go at relatively short notice,” Lennox explained. “There are a lot of unknown situations that could arise.”

His goal is to ensure that he will hand over a unit in the best possible condition when his successor takes over in about three years.

“For any member of my regiment who is deployed on an operation in the next two years, I want them to go home and say that whatever hardships they faced while deployed, they knew they were there. was well taken care of by his home unit,” he said.

Lennox hopes to continue as a novelist one day. However, between his military career, being the assistant director of the Roméo Dallaire Center for Peace Studies, and being the father of three young girls and the husband of Natalie, who is a human rights lawyer, the resident of Etobicoke says there aren’t many spare hours at the end of each day.

He and his family enjoy spending their free time visiting loved ones, enjoying the family cabin in Parry Sound, and hope to travel.

“My family is very supportive of me, which is essential for the work I do,” Lennox said. “It’s not something you could do without an extensive family network behind you.”

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International headquarters

The logbook: IMO celebrates International Women in Maritime Day

The logbook is a weekly digest of human interest stories related to the transportation industry. This week: The shipping industry celebrates its first International Women’s Day, Leonard’s Express unveils its first of five patriotic trucks, and FedEx is helping milk banks ship breast milk to help address formula shortages.

IMO celebrates 1st International Women in Maritime Day

According to the International Chamber of Shipping, 1,647,500 seafarers work internationally on merchant ships. Surprisingly, only 2% of these seafarers are women.

This statistic, along with women’s ability to strengthen communities, the role of gender equality in promoting economic growth, and women’s potential to lead on issues related to health, education and the fight against discrimination, were cited as reasons why the International Maritime Organization (IMO) created an International Women’s Day in the Maritimes.

The inaugural event took place on Wednesday, followed by a virtual IMO symposium which looked at the need for more women in decision-making roles and leadership development for women in the maritime sector.

(Video: IMO – YouTube)

“There is still a gender imbalance in the maritime sector, but times are changing. It is recognized that maritime diversity benefits the entire sector. Maritime women are working everywhere to support the transition to a low-carbon, digitalized and more sustainable future. Let’s take this opportunity to celebrate the many women who contribute to the future of shipping: maintaining an engine on a ship, running a business, drafting a contract, inspecting a ship or chairing an IMO committee meeting,” said the IMO Secretary General. Kitak Lim.

To address inequalities in the maritime workforce, IMO is working to achieve the United Nations Sustainable Development Goal 5 for gender equality. IMO’s first step was to draft a resolution in 2019 to recognize and work towards a 50% female workforce, signed by the Plenary.

Last year, the IMO also passed a resolution to make May 18 International Women in Maritime Day to raise global awareness of the issue.

IMO website now offers information on various scholarships for women and women in maritime associations, as well as over 30 profiles of women in the industry to help attract and retain more women in global shipping roles.

(Photo: Cherie Whippy-Morris/IMO-Flickr)

Leonard’s Express unveils patriotism-themed truck

Farmington, New York-based trucking company Leonard’s Express unveiled its new patriotism-themed truck at its headquarters on Wednesday to honor our country’s veterans just 12 days before Memorial Day.

The newly packaged Air Force truck has been awarded to company driver and Air Force veteran Keith Buchanan, who plans to use the truck for the next four to five years to transport cargo from the terminal. of the company in North Carolina.

(Photo: Leonard’s Express)

“We admire the more than 100 experienced drivers who work for Leonard’s Express,” said Tim Owens, director of organizational development at Leonard’s Express. “These are our ‘boots on the pitch’. Their skill, maturity and character are truly remarkable. This program is one of the many ways we honor our veteran employees.

The trucking company plans to donate a total of five packaged trucks, one to a seasoned driver at each of its terminals in Farmington, New York; New Castle, Delaware; Eau-Claire, Wisconsin; Caldwell, Idaho; and Taylorsville, North Carolina, which was offered to Buchanan.

“Being selected to drive this truck honoring my branch of service and driving for Leonard’s Express – of which I am very proud – is the most incredible honor. Anyone who knows me will tell you that I ride for the brand and love my country. I always display my Air Force pride, and combining that with my passion for driving is a dream come true,” said Buchanan, who plans to showcase the truck at Memorial Day, 4 July and Veterans Day.

In addition to the gift of a wrapped truck, for every mile traveled by the five selected drivers over the next four to five years, or the lifetime of the owner, Leonard’s Express will donate 1 cent to a veteran charity selected by the drivers. The company expects to donate more than $25,000 over the life of the trucks.

“At Leonard’s Express, our support of the community, employees and customers is at the heart of our culture,” said CEO Ken Johnson. “It defines us as a company and as a great place to work. We support our veteran employees wherever possible and recognize their sacrifices in service to our country.

FedEx helps ship breast milk during formula shortage

As the country continues to face a shortage of infant formula, mothers are turning to milk banks for help. These facilities pasteurize and store breast milk to serve babies who are in life-threatening situations, many of whom are often born premature.

In a Washington Post article, Lindsay Groff, the executive director of the Human Milk Banking Association of North America which represents 28 milk banks, described a 22% increase in demand for breast milk since 2020 and that the banks in the group distributed over 9.2 million ounces of milk in 2021.

Groff said that in the past week alone, banks have seen a 20% increase in demand for breast milk.

“I suspect the desperation continues that the number could increase,” she told the newspaper.

Reports of the same phenomenon are occurring in the United States, as milk banks, including Nurturing Expressions in West Seattle and the Mid-Atlantic Mother’s Milk Bank in Pennsylvania, report an increase in demand for this vital food.

How do these donations work?

Mothers who have an oversupply, often frozen, undergo rigorous donor screening. After passing the screening process, milk banks contact international shipper FedEx, who provide gel packs and dry ice, keeping the milk safe up to 96 hours.

Interested in donating excess breast milk?

You can contact the milk banks mentioned in the story below:

Watch Now: Operation Fly Formula

Do you have a transportation-related human interest story to share?

If so, please contact me at [email protected]

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The Log Book: Trailer Bridge, ATS International boosts housing in Puerto Rico

The Log Book: Pilot donates $100,000 to Hire Heroes USA

The Log Book: JB Hunt recognizes 69 drivers for safe driving

the FREIGHTWAVES TOP 500 The list of for-hire carriers includes fedex (#1) and J.B. Hunt (Number 4).

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Non profit living

A non-profit organization for incarcerated women asks for help

COOKEVILLE, Tenn. (WTVF) – A woman is dedicating her life’s work to helping others get second chances. She is looking for help to take this effort to a much higher level.

“We are a non-profit organization serving women coming out of long-term incarceration,” said Lindsay Holloway, founder of This Is Living Ministries in Cookeville. “The house we are currently in is for women aged 12 to 18 months. We train and train them to reintegrate into society.”

There is training in money management, interviewing, learning the marketable skills they have by teaching crafts and gardening and much more.

The program is the pride of Lindsay and her husband, a couple who have reason to believe in this mission to give others another chance.

“Twelve years ago I was charged with aggravated burglary for breaking into homes,” she said. “I was also facing federal charges for possession of stolen weapons. I still cry thinking I got to that point I wanted to kill myself. I thought I was so useless I thought the world would be a better place. without me.”

Lindsay said she returned to her community of Cookeville after a life-changing experience on The Next Door program. Her husband was also able to spend his time in prison. Both know the challenges that come after, like struggling to even find a place to rent.

“People said things about both of us that we wouldn’t stand for,” Lindsay said. “We’ve had over 30 women who have gone through the program that we’ve led to new lives.”

Lindsay said it was time to take her efforts to a new level. She hopes to purchase about 20 acres of land to expand her program for incarcerated women. Her hopes for the land include apartments for women that no one will rent and a community center.

“I wish I had another home where women who get custody of their children can learn how to be mothers to their children,” Lindsay added.

Lindsay said her life’s work is helping people understand that people can grow and change.

“If you see a woman who is recovering and in a program, give her a chance,” she said. “I was so grateful to have had a chance. All it takes is one person to do it.”

If you would like to participate in the fundraising effort, go here.

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History organization

Purdue trio named to CoSIDA’s first all-district academy team

WEST LAFAYETTE, Indiana – Purdue student-athletes Ben Bramley, Max Lyons and Joe Weiller have been named to the CoSIDA All-District Academic Team for General Sports, the organization announced yesterday.

As regional winners from District 5, all three Boilermakers qualify for the national ballot from which the All-America Academic Teams are selected. District 5 includes all universities and colleges in Indiana, Illinois, Michigan, and Ohio.

Weiler has now been named Academic All-District for the third consecutive year, while Bramley and Lyon have been named for the second consecutive season.

Weiler, a senior from Bloomington, Indiana, graduated last week with a 3.87 GPA in industrial engineering. He was recently named to the All-Big Ten First Team for the second and third time overall, being one of five players in school history to be named to the All-Big First Team twice. Ten. He ended his career last weekend by finishing 15and at NCAA regionals. He posted the fourth-best career stroke average (73.05) in school history and his 11 career top-10 finishes were ninth in school history. Last season, he recorded eight top-20 finishes in 10 events and ranked fifth on the list in single-season stroke averages (71.73). Weiler’s eight rounds in the ’60s were the fifth in a season in school history.

Lyon, a senior from Dyersville, Iowa, earns all-district academic honors for the second year in a row after completing his fifth and final year with the Boilermaker wrestling program and earning his bachelor’s degree in industrial-operations and line management. supply. He adds to an impressive list of academic accolades, including his fourth straight NWCA Scholar All-America honor and his fourth All-Big Ten academic recognition. Lyon is the second wrestler in Purdue history to become a four-time Scholar All-American, joining 2012 graduate AJ Kissel. Lyon qualified for his fourth NCAA championships at 184 pounds, posting his career-best showing in 2022 The No. 30 seed knocked out two top-15 opponents en route to the round of 16 but fell one win short of All-America honors and a podium spot. He finished his career ranked 18thand all-time in eliminations at Purdue, compiling 237, and had 87 career wins.

Bramley was an academic All-American, NCAA silver medalist and three-time Big Ten championship medalist during his decorated career at Purdue. He graduated this month with a degree in finance and a GPA of 3.86. Last year, he became the sixth member of the Morgan J. Burke Aquatic Center men’s program to be recognized as an Academic All-American, joining two-time Academic All-America winner Jamie Bissett (2014-15). , as Purdue divers earn illustrious distinction.

At the NCAA Championships this season, Bramley finished in the top 10 on the 10-yard platform for the third time in his career. It was his fourth career All-America honor in the entire event. When Brandon Loschiavo and Bramley won NCAA gold and silver in 2021, he scored a university’s first one-two in a diving event since Auburn (also a platform) in 2005. He is also only l one of six Purdue divers (men and women) to medal at the Big Ten Championships three years in a row.

Purdue Swimming and Diving has had at least one academic winner from every district every year since 2010.

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Canadian army

Canadian Rangers celebrate 75th anniversary in Victoria

Canadian Rangers from coast to coast will travel to Victoria on Friday to commemorate 75 years since the official establishment of the Canadian Ranger Corps.

After two years of pandemic restrictions, Sgt. Alexa Mandeville-Pasowisty said it was exciting to be able to travel again and have the chance to celebrate with other rangers.

Sergeant Alexa Mandeville-Pasowisty and Master Corporal Jerrica Sanderson are the only two Junior Canadian Rangers selected from the Northwest Territories to attend the Victoria Day weekend celebrations. (Celeste Decaire/CBC)

“I feel very honoured. I traveled all over Canada with the Junior Rangers program. I was made a sergeant after three or four years.”

Approximately 100 Canadian Rangers representing the five Canadian Ranger Patrol Groups will be in attendance. The multi-day event will include a formal ceremony at the home of the Lieutenant Governor of British Columbia. Janet Austin on May 23, the official date of her 75th birthday.

“I am delighted to see my friends who I have met on trips with the Rangers. They will be there and it will be like a little reunion, while attending the Victoria Day parade and the 75th anniversary,” says Mandeville-Pasowisty.

Prince Charles named Honorary Canadian Ranger

The ceremony will feature other dignitaries from across Canada, including Governor General Mary Simon. The Canadian Rangers will then take part in the Victoria Day Parade in downtown Victoria.

During this week’s royal visit to Yellowknife, Charles, the Prince of Wales, will meet the Northwest Territories Canadian Rangers at Fred Henne Territorial Park. Like his son Prince William, Charles will also be made an honorary member of the force.

Captain Chris Newman said honoring Prince Charles is a good tradition.

“Prince William was also an honorary ranger. Prince Harry and the Duchess of Cambridge, Princess Kate, were also given honorary ranger status, so that seems like a good way to keep him in the family.”

Capt. Chris Newman, Unit Information Officer of the First Canadian Ranger Patrol Group, helped the Rangers prepare for their installation ahead of Prince Charles’ visit. (Celeste Decaire/CBC)

Newman says sending Canadian Rangers from the Northwest Territories to the Victoria Weekend celebrations is a great way to represent the North and their service to the country.

“This is an important milestone for this organization, 75 years of loyal service to Canada, and particularly to the remote and isolated regions of this country.”

Over 5,000 Canadian Rangers serve in more than 200 communities across the country.

The Canadian Rangers 75th Anniversary Ceremony will be open to the public online through a live stream on the Canadian Army Facebook page on May 23 from 4:15 p.m. to 6:30 p.m. PT.

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International headquarters

Ukraine: EU advisory mission returns to Ukraine – Ukraine

The EU Advisory Mission in Ukraine (EUAM) returns to Kyiv today, after being forced to evacuate on February 24 due to the Russian invasion.

Josep Borrell, High Representative of the Union for Foreign Affairs and Security Policy: “I am pleased to announce the redeployment of the European Union Advisory Mission in Ukraine. In addition to its other tasks, the mission will now support the essential work of the Ukrainian Prosecutor General to facilitate the investigation and prosecution of any international crimes committed in the context of Russia’s unprovoked and unjustified military aggression against Ukraine. . Those responsible for atrocities and war crimes, as well as their accomplices, will be held accountable in accordance with international law.

A core team of 15 EUAM staff members is being redeployed to pursue contacts more directly with the Ukrainian authorities and support them in particular in the investigation and prosecution of war crimes and crimes against humanity.

The Mission plans to gradually increase its international presence in Ukraine throughout the summer, depending on the evolution of the security situation in the country. Currently, the Mission’s temporary headquarters is located in Rszezow, in southern Poland.

In the context of Russia’s ongoing aggression against Ukraine, the Mission has developed new streams of work in support of the Ukrainian authorities, in addition to its advisory activities under the original mandate. This includes deploying teams to the Ukrainian side of border crossing points with Poland, Slovakia and Romania to facilitate the movement of people and goods across the border. This also includes supporting the Ukrainian authorities, in particular the Prosecutor General and law enforcement agencies, in the investigation and prosecution of international crimes. The Mission also donates emergency equipment to help its partners.

Background: The EU Advisory Mission supports Ukraine’s civil security sector through strategic advice, training and equipment donations to help law enforcement operate in accordance with European standards and principles. This will help them become more efficient, more effective and gain public trust. For more information on the EU Advisory Mission, its 350 staff members and its advisory activities, please consult the home page.

Senior Spokesperson for Foreign Affairs and Security Policy
[email protected]
+32 (0)460 75 45 53

Press Officer for Foreign Affairs and Security Policy
[email protected]
+32 (0)2 296 85 60 +32 (0)460 76 85 60

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Non profit living

Battle of the Wings, Long Island Medium, Film Festival: 13 Things to Do in CNY This Weekend

Lots to do this weekend. First: “Battle of the Wings”. Head to Inner Harbor to weigh in on the best wings in the area. Then, watch a show. There is an opera production, a pop sibling duo and a string quartet of music through the ages. There’s also a 70s disco dance at the Oncenter this weekend, and all proceeds go to charity. SUNY Cortland will host its annual free Blackbird Film Festival featuring shorts from around the country, and psychic Theresa Caputo will perform at the Landmark Theater on Friday. There are two occasional drawing meetings this weekend, plant sales and a high school chess championship.

Do you know of an event you would like to see on this list? Email us at [email protected]

These Limp Lizard Chicken Wings are among those served at this year’s Battle of the Wings in the city’s Inner Harbor. (Charlie Miller | [email protected])

Chicken wing fight

A festival celebrating the almighty chicken wing will return to the city’s inner harbor for the first time since the Covid-19 pandemic. Eleven restaurants and bars will face off in the “Battle of the Wings” on Friday and Saturday. The two-day festival will also feature 11 bands on two different stages, and a dozen food trucks will line the grounds and sell their food. Tickets are $10 at the door. has the details.

Or: 328 W. Kirkpatrick Street, Syracuse

When: Friday from 4 p.m. to 11 p.m. and Saturday from noon to 11 p.m.

How much: $10

Blackbird Film Festival

SUNY Cortland will host the 8th Annual Blackbird Film Festival in Cortland this weekend, screening 136 short films over three days in themed time blocks like “Dead & Gone (Sorta),” “Rhythm & Vibe,” and “Re-Opening: A Lockdown Mockumentary.” The weekend begins with two hours of “Micro Madness”, a screening of 20 short films of less than three minutes each. Each session lasts approximately 70 minutes and includes 6 to 8 short films of 1 to 30 minutes. All films will screen at the Brown Auditorium Theater at SUNY Cortland. For a full list of films and events like the Film Trivia Luncheon, go to

Or: 32 Graham Ave, Cortland

When: from Thursday to Sunday

How much: Free

United Booty Foundation

Boogie down to the Oncenter on Saturday for a 70s show, the United Booty Foundation’s first since 2015. There will be photo booths, a silent auction, costume contests, 70s-themed drinks and lots of dancing. Tight pants and sequins strongly recommended. Doors open at 8 p.m., “Booty time” starts at 9 p.m. Tickets are $31 after fees through Ticketmaster or $20 if you buy at the box office in person. The box office phone number is (315) 435-2121. All proceeds will go to Give it Back to the Kids, a non-profit organization that funds kids in sports.

Or: 800 S. State St., Syracuse

When: Saturday at 8 p.m.

How much: $31 online or $20 in person at the box office

Therese Caputo

(Photo by Gary Gershoff/Getty Images)

Therese Caputo

The star of the TLC show, “Long Island Medium,” will speak at the Landmark Theater on Friday at 7:30 p.m. Caputo will share personal stories and read to a few audience members during the show. Tickets cost between $56 and $109 after fees. Visit for more information and to purchase tickets. Proof of vaccination or recent negative COVID test required for ages 12 and up. Mandatory masks.

Or: 362 S. Salina Street, Syracuse

When: Friday at 7:30 p.m.

How much: $56 to $109

Geneva Music Festival

The Fête de la Musique de Genève 2022 will begin on Friday with “New Beginnings: From Quartet to Hard Core”, a concert hosted by musicologist Anya Wilkening. Violin, viola and cello musicians will preview the musical motifs of the festival season, from Haydn to ATLYS pop rock and ska punk. The performance will include “Only Now” by Seven Lions and Tyler Graves, “Allegro moderato, cantabile” by Haydn, “Larghetto espressivo-Allegretto agitato” by Beethoven, “Shenandoah” arranged by Joseph Ittoop, “Believer” by Imagine Dragons and more . The concert starts at 7:30 p.m. at The Cracker Factory in Geneva. Tickets are $30 for adults, free for children through grade 12, and $10 for students. Season passes are $200. For more information, visit

Or: 35 rue Lehigh, Geneva

When: Friday at 7:30 p.m.

How much: $30 for adults, $10 for students, free for children up to grade 12

Open figure drawing

Open Figure Drawings Inc. will be leading another open figure drawing session at the Rosamond Gifford Sculpture Court at the Everson Museum of Art on Thursday from 6-8 p.m. model. Bring your own pencils and sketchbooks. Admission is free as part of the museum’s Free Third Thursday series. Come back on Fridays from 11 a.m. to 2 p.m. for food truck lunches on the square. Call the museum at (315) 474-6064 for more information.

Or: 401 Harrison Street, Syracuse

When: Thursday from 6 p.m. to 8 p.m.

How much: Free

W. Genesee Chess Championship

Chess championship rules. Provided by Robert Nasiff.

High School Chess Championship

The West Genesee School District will host a chess championship on Saturday open to all CNY school players from K-12, including home-schooled players, school teams and non-club players. The Championship is a four-game non-elimination event. The first round begins at 10 a.m. and prizes will be awarded after the last round, usually around 2 p.m. Register by Friday by sending your name, school, class, phone number and section to [email protected] Registration is $12 per person with discounts for teams and families. Late registration on site is $15 per person. Do not send your fees by mail; bring cash or a check to the tournament. Email for more information.

Or: 5201 W. Genesee Street, Camille

When: Saturday from 10 a.m. to 2 p.m.

How much: $12 per person with registration before Friday. $15 per day’s person. Team and family discounts apply.

Plant sales

The volunteer Cornell Cooperative Extension Master Gardeners of Onondaga County will hold their annual plant sale (including native plants) Saturday from 9 a.m. to noon at the Beaver Lake Nature Center in Baldwinsville. The event is free but it’s $5 to park at the center. Bring cash or checks. For more information, visit The Baltimore Woods Nature Center in Marcellus will also be holding a native plant sale on Friday from 4-8 p.m. and Saturday from 9 a.m.-3 p.m. Kambuyu Marimba will play at 6 p.m. on Friday. More information at

Or: Baldwinsville and Marcellus

When: Friday or Saturday

How much: $5 to park in Baldwinsville, otherwise free.

The Splitting Chelsea Opera

Image courtesy of Chelsea Opera

“The Separation” at the Chelsea Opera

Chelsea Opera will present “The Parting”, a contemporary opera for voice and chamber ensemble, Saturday and Sunday at CNY Jazz Central. The production is a lyrical imagination, sung in English, of the final moments of Hungarian poet Miklós Radnóti and his wife Fanni on their last night together in May 1944, before their assassination in World War II. Tickets are $40 after fees. For more information on the opera, visit Masks and proof of vaccination or recent negative COVID test required.

Or: 441 E.Washington St., Syracuse

When: Saturday at 8 p.m. and Sunday at 2 p.m.

How much: $40 online

Java and drawing

A no-frills drawing meet at Cafe Kubal in downtown Syracuse. Bring a sketchpad and crayons and sit at a table with a cup of coffee and illustrator Rebecca Miller to sketch. The event is the brainchild of the non-profit Cathedral Collective, which is also running an art scavenger hunt around the city until the end of May. Cathedral Collective hides a piece of art from a local artist around Syracuse every day, then posts a hint of where to find it on its Instagram by 11 a.m. Whoever finds art can keep it! Head over to the Cathedral Collective Instagram page for more information.

Or: 401 S. Salina Street, Syracuse

When: Sunday from 1 p.m. to 4 p.m.

How much: A beverage

Oshima Brothers

Photo courtesy of Folkus

Oshima Brothers

Maine-based roots-pop duo “Oshima Brothers” will perform as part of Syracuse’s Folkus Series Friday at 8 p.m. at the May Memorial Unitarian Universalist Society. The brothers, Sean and Jamie Oshima, sing, loop and play guitar, keyboard and bass, often at the same time. Tickets are $20 after fees or $17 for members. For tickets and more information, go to Masks and proof of vaccination required.

Or: 3800 East Genesee St., Syracuse

When: Friday May 20 at 8 p.m.

How much: $20 for general admission, $17 for members

Red Oak Music Series

Open air music. The Lime Hollow Nature Center and Homer Arts Center will hold monthly outdoor concerts outside the Lime Hollow Environmental Education Center through September. Folk musician Austin MacRae and indie-folk singer-songwriter Jen Cork will perform at this month’s concert Saturday from noon to 4 p.m. Hiking, picnicking and land exploration are encouraged. Free entry; donations accepted.

Or: 3277 Gracie Road, Cortland

When: Saturday from noon to 4 p.m.

How much: Free

Sale of albums and rubber stamps

Take the baby pictures. Vendors selling rubber stamps and scrapbooking supplies will set up shop in the Fingerlakes Mall in Auburn this Friday and Saturday. Demonstrators will also be present to share design tips and tricks. Find the show at the north end of the mall. More information at

Or: 1579 Clark Street, Auburn

When: Friday from 10 a.m. to 4:30 p.m. and Saturday from 10 a.m. to 4 p.m.

How much: Free

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History organization

Judeo-Christian nation should move to interfaith America, says Eboo Patel

This article was first published in the State of the Faith Newsletter. Sign up to receive the newsletter in your inbox every Monday evening.

Eboo Patel plans to overhaul the country’s approach to religion. And his mission begins with giving his organization a new name.

For the past 20 years, Patel’s work has unfolded under the Interfaith Youth Core banner, a name that reflected his team’s focus on issues facing colleges and universities. From now on, they will be known as Interfaith America and will work to improve society as a whole.

“Our work on campuses will continue and grow. And we will add to that interfaith work in health, technology, racial equity…government agencies and private businesses,” Patel, the organization’s founder and president, said during a briefing. a launch event on May 10 in Washington, DC.

In announcing the new name, Patel pointed out that the phrase “interfaith America” ​​gives a vision of what the country could be. He and his team are calling for some sort of national rebranding, an embrace of religious diversity.

“The mission of Interfaith America, the institution, is to help build interfaith America, the nation,” he told me in a phone interview last week.

Part of this effort will include the introduction of the term “Jewish-Christian nation” to usher in “interfaith America.” The former served a valuable purpose in the mid-twentieth century, Patel said, but it no longer serves us well today. .

During our interview, I asked Patel to elaborate on what the future will look like if Interfaith America is successful. Here’s what he told me about his organization’s plans to build a “potluck nation.”

Kelsey Dallas: Can you summarize what this name change means for your organization?

Ebo Patel: For 10 years, we have focused 90% of our energy on university campuses and higher education. Now we will significantly expand our programs in the areas of technology, racial equity, health and business, while also expanding our work on college campuses with student leaders.

We believe that religious diversity and interfaith cooperation are relevant to virtually every aspect of American life. We want to be the vital civic institution that stands up and takes responsibility for helping the United States become an interfaith America.

KD: This change comes at a time when many religious organizations are in decline. Is there room for religious people?noin Interfaith America?

PE: Yes, and there always have been. From the beginning, atheists, agnostics, spiritual seekers and others have had a place at the table of our programs.

KD: You talked about “Judeo-Christian America” as a kind of branding that helped reduce anti-Semitism and anti-Catholicism. Do you hope the phrase “interfaith America” will work the same way?

PE: The term “Judeo-Christian” is not particularly historically or theologically accurate when applied to the American context. But it is a brilliant civic invention that has broadened the country’s understanding of itself and reduced anti-Semitic and anti-Catholic fanaticism.

Now that America’s demographics have shifted again — there are as many Buddhists and Muslims in the country as there are Lutherans — it’s time to write the next big chapter in American religious history. And we think “Interfaith America” ​​is the right title for this chapter.

KD: How will we know when the idea of ​​interreligious America has caught on?

PE: School calendars will pay attention not only to Christian holidays, but also to Jewish, Hindu, Buddhist and Muslim holidays. Cities will have days of interfaith service. Congregations across the country will have interfaith exchanges of clergy. College campuses will have interfaith student councils. Hospitals will regularly hold religious diversity training for their medical staff. In general, religious diversity will be seen as a strength.

In fact, I think something else will also happen: we will start to see ourselves not as a hollow nation, but as a nation to be shared. We will not be a country where people’s unique identities are fused, but rather a country where people’s unique identities are welcome contributions to the party.

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Term of the Week: Clergy Consulting Service

Started in the late 1960s, the Clergy Abortion Counseling Service connected religious leaders across the country who felt a denominational call to help women obtain abortions. The service offered referrals to abortion providers, pastoral counseling and other forms of support. He also played a consumer advocacy role, collecting reviews of abortion clinics, as well as price information.

“By 1973, approximately 1,400 clergy across the country had helped what is estimated to be hundreds of thousands of women access safe abortions,” The Atlantic reported in a 2016 Clergy Consultation Service article.

What I read…

Deseret News reporter Kyle Dunphey spent part of April in Poland learning about the plight of Ukrainian refugees and those trying to help them. His latest article on the trip focuses on the work of religious organizations and individuals.

I couldn’t believe what I read in Christianity Today’s in-depth look at the savage history of Tennessee’s ban on clergy serving in the state legislature.

Jon Ward, chief national correspondent for Yahoo! News, wrote an essay for Christianity Today about how being a journalist made him a better Christian. “I have been free to listen, to consider, to agree or disagree, and to follow the direction indicated by the evidence on each issue. In this regard, I feel paid to go in a Christian direction – a leadership that stays clear of arguments motivated by ideology or group affiliation,” he wrote.


In my time on Faith Beat, I really enjoyed working on a few stories at the intersection of religion and disability rights. It’s no wonder a new book on disability justice in churches caught my eye.

Are you fans of “Legally Blonde”? If so, I invite you to read this essay on the moral universe of the film.

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The Pentaverate: Every Mike Myers Character, Ranked

The recently released Netflix comedy series, The Pentaverate features many characters played by its creator, Mike Myers. Myers is known for playing multiple roles, such as in So I married an ax murderer and the Austin Powers movies, but in The Pentaverate, he plays a total of eight different main characters.

It’s an incredible feat to play so many characters, some often in the same room as each other. These characters are very different from each other, ranging from conspiracy theorists and members of the Pentaverate to the main hero of the series.


8 Rex Smith

Rex Smith speaks into a microphone in The Pentaverate.

Rex Smith is a loud, abrasive and unfriendly radio host obsessed with right-wing conspiracies. He’s one of the standout characters Myers plays on the show, but he adds color to the story by adding to the running satire of conspiracies present throughout, while being part of the overall world-building. .

Related: The 10 Most Implausible Protagonists Of All Time, According To Reddit

However, he is nothing more than a stereotype/satire of right-wing media personality types. He is, however, still an important character in establishing the type of satire found in the series.

7 Anthony Lansdowne

Anthony showing a bill in The Pentaverate.

Anthony Lansdowne is an obsessive conspiracy theory enthusiast who encourages Ken to investigate the Pentaverate and acts as his driver to the secret headquarters.

Although Anthony plays an important role in convincing Ken to go on his journey to infiltrate the Pentaverate and act as his driver, he can be quite frustrating for the audience at times. Throughout most of his appearances, Anthony fills his ramshackle van with the horrible smell of his stool. This has a payoff when he and Reilly are gassed, but don’t realize it at first. But the saddles are a rather gross joke and get a little old after a while.

6 Shep Gordon

Shep Gordon seated in the Pentaverate.

Gordon is a member of the Pentaverate who is also Alice Cooper’s former manager. Interestingly, Shep is based on a real person, who Myers befriended in real life while filming. Wayne’s World. It adds an interesting dimension to his character on a meta level and gives the character extra interest in his real origins.

Related: Wayne’s World Main Characters Ranked, By Intelligence

In the world of the show, he is the most laid back and relaxed member of the Pentaverate, which helps him stand out from the other more uptight members of the group. However, he does not have as central a role as the other members of the Pentaverate.

5 Mishu Ivanov

Mishu Ivanov speaks in The Pentaverate.

Mishu is a former member of the Russian oligarchy and a member of the Pentaverate. This character, in a way, becomes a massive red herring in the series’ central mystery. Mishu is one of the darker members of the organization, but he’s not the main villain.

Related: 10 Most Shocking Red Herrings In Popular Movies

It acts as a slight subversion of what the public may suspect to be behind the mysterious deaths. There’s an added layer to his character in that although Ivanov does some shady business, he’s one of the less evil members.

4 Jason Eccleston

Mike Myers Landscape Pentaverate

Killed mysteriously before the events of the series, he is the dead member of the Pentavarate whose position must be filled. Eccleston is the creator of the MENTOR supercomputer, containing all the knowledge of the organization.

Although he is dead at the start of the series, he is an important catalyst for the events that unfold. Without his death, there would be no need to find a replacement in the organization – leading to further suspicious deaths. There would also be no MENTOR, the supercomputer that needs a human soul to function, without which Ken Scarborough – the hero and main character of the series – would not be involved in the story. Eccleston’s corpse also had some memorable moments in the form of a rather silly autopsy conducted by the Maester of Dubrovnik (Saunders).

3 Bruce Baldwin

Bruce Baldwin makes a speech in The Pentaverate.

Bruce is an Australian media mogul. member of the Pentaverate, and a deceptive character. At first, audiences are lulled into thinking he’s just a jerk when he’s actually the show’s main villain. It does not, however, have a one-dimensional story. Bruce had built his media empire, The Tabloid Group, as a way for those in power to bring down others with misinformation.

Bruce actually tried to make amends after being made a member of the Pentaverate by warning the other members that terrible people would use the internet the same way he used The Tabloid Group. When Eccleston joined them, he created MENTOR, a supercomputer designed to surpass the Internet by having a standard database of facts. However, since things weren’t going as planned with MENTOR, Bruce decided they didn’t deserve it and planned to either sell it or create more misinformation with it. The fact that Bruce almost has a sympathetic change of heart adds an extra dimension to his character, rather than if he had done the murders simply for fun.

2 Lord Lordington

Lord Lordington seated in the Pentaverate.

Lord Lordington is presumably in the British aristocracy and the oldest living member of the Pentaverate. In some ways, Lord Lordington is by far one of the friendliest members of the Pentaverate. He does not underestimate Patty and acknowledges her intelligence. This is especially the case after his plan to overheat the supercomputer, MENTOR, works and he invites her to The Meadows.

However, there is a gray area with Lord Lordington as he was the one who asked Reilly to go on a secret mission to bring Ken to the Pentaverate so he could be MENTOR’s new soul. It’s both good and bad – good in that he chose Ken because Ken is kind and empathetic, but bad because he would have to let go of his human body. Lord Lordington is a complicated figure who sincerely believes in the good of mankind.

1 Ken Scarborough

Mike Myers as Ken Scarborough in The Pentaverate Header

Ken Scarborough is definitely the hero of the series. He’s also the nicest and most genuine, and he continues to have the biggest arc. Ken begins in danger of being let go because he’s too nice and hasn’t covered any hard-hitting stories. However, once he begins his journey to infiltrate the Pentaverate, he begins to show a lot of hidden depth. For example, when he joins the Liechtenstein guard, he surprises everyone with the Canadian martial arts skills he learned in the Canadian army.

He’s far more skilled than his mild-mannered personality suggests, constantly proving himself – such as successfully retrieving the Parce Clavem Key and leading the Liechtenstein guards to defeat the Red Robes. Ken makes the ultimate sacrifice in the end, uploading his soul into the supercomputer, MENTOR, so he can have a kind soul for the good of humanity. This makes Ken one of the most developed and likable characters of not only Myers but any other character in the series.

Next: The 10 Best Movies In Which Actors Play Multiple Characters, Ranked (According To IMDb)

Split image of Joey Tribbiani on Friends

Friends: 10 times Joey was the smartest guy in the room

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International headquarters

Always against animal testing, Aveda is now Leaping Bunny approved by Cruelty Free International

“Aveda was founded on the principle of caring for the world we live in, and that means always opposing animal testing,” said Barbara DeLaere, Global Brand President of Aveda. “We’ve been a leader in sustainability for over 40 years and we’re proud to underscore this commitment to our planet with our Cruelty Free International Leaping Bunny endorsement, the internationally recognized benchmark for cruelty-free cosmetics.”

Earning approval under Cruelty Free International’s Leaping Bunny program is a key part of Aveda’s goal to provide more transparency to the Aveda guest through trusted external organizations. . Leaping Bunny status applies to Aveda’s full line of premium hair, skin and body care products, which are available in thousands of salons and stores worldwide. This includes Aveda’s hair color products, which are available exclusively at Aveda partner salons.

Michelle ThewCEO of Cruelty Free International, said, “Aveda has a well-deserved reputation for its decades-long commitment to ethical business and sustainability. I’m thrilled that this now includes Leaping Bunny’s endorsement for Aveda’s products.

Create a more responsible future

In line with Aveda’s founding mission to care for the world we live in, the brand has pioneered new standards of environmental responsibility in beauty for decades, with priorities in the following six areas: safe beauty; supply responsibility; responsibility for packaging; cruelty-free and vegan formulas; earth-conscious manufacturing; and help protect and provide clean water to those in need in Aveda’s supply communities and in communities around the world.

Aveda lives out its mission at its corporate headquarters, which is located on a 58-acre National Wildlife Federation-certified campus in Minnesota with bee colonies, a vegetable garden organized by the employees, charging stations for electric vehicles and miles of running tracks. The main office building emphasizes sustainability: it is powered by solar and wind energy1is lined with recycled fibers, has compost and recycling bins throughout the building, and an organic cafe.

To learn more about Aveda’s sustainability initiatives, visit

About Aveda

Founded in 1978 as a cruelty-free brand with a mission to care for the world, Aveda creates high-performance vegan hair, skin, and body formulas for beauty professionals and consumers, all of whom care about sustainability. Aveda innovates in botanical technologies and green chemistry, combining the principles of modern science and Ayurveda, the ancient healing art of India. Aveda Hair Care is 90% Naturally Sourced2 and features signature aromas of pure flower and plant essences. Aveda’s high-performance franchises, Invati Advanced™, Nutriplenish™ and Botanical Repair™ have each won dozens of awards, and the brand received the 2021 CEW Sustainability Excellence Award, which reflects the highest standards when it comes to sustainability values ​​in the beauty industry.

Aveda’s main plant manufactures products using 100% wind and solar energy2and the brand was the first to use 100% post-consumer recycled materials in PET bottles. Currently, at least 85% of our PET bottles and jars used for hairdressing and skincare contain 100% PCR.3. Additionally, Aveda strives to eliminate the use of virgin petroleum-based plastic as much as possible. Aveda strives for transparency in its products and manufacturing processes, and in 2020 the brand completed one of the beauty industry’s largest blockchain pilots to trace vanilla back to source. in Madagascar at its manufacturing plant Minnesota.

Aveda is committed to raising awareness and funds to help provide clean water globally and protect clean water locally through its annual giving campaign, Aveda Earth Month. Since 1999, Aveda has raised over $67 million for hundreds of global and local environmental organizations, providing clean water to more than 1.4 million people and protecting approximately 2,000 watersheds. In partnership with the nonprofit Charity: Water, Aveda continues to provide safe drinking water to those in need in Aveda supply communities in India, Nepal and Madagascaralso protecting the local watersheds where these communities live and work.

Aveda products are available in more than 45 countries and territories at Aveda stores, partner salons, specialty retailers and on

About Cruelty Free International

Cruelty Free International is the leading organization working to create a world where no one wants or believes we should experiment on animals. Cruelty Free International’s dedicated team is made up of experts in their fields, combining award-winning campaigning, political lobbying, scientific and legal expertise and corporate responsibility. Educating, challenging and inspiring others around the world to respect and protect animals, we study and expose the reality of animal life in laboratories, challenge policy makers to make a positive difference for animals and advocate for better science and a cruelty-free life. To learn more about Cruelty Free International, visit

1 Product manufacturing is powered by Aveda’s solar panels and/or wind energy through renewable energy credits and carbon offsets.
2 90% natural origin on average according to ISO standard, from plants, non-petroleum minerals and/or water sources.
3 More than 85% of Aveda skincare and haircare PET bottles and jars contain 100% post-consumer recycled plastic. Aveda was the first beauty product company to use 100% post-consumer recycled PET packaging.

Rachel Dillon,
[email protected]


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Army Funding

MoneyMutual Reviews: Are Money Mutual Bad Credit Loans Legit or Scam Service?

You might be wondering where to find fast cash when you’re in a rush. Everyone is facing a tough time right now. Many people lost their jobs because of the pandemic, and they’re experiencing tough financial times due to the crisis. Many people find loans to be essential in situations, such as when their car breaks down or when they are in need of money to do their shopping.

Any of the types of events described here can and often does happen to anyone. People often take out short-term loans to deal with monetary emergencies. Those options are available nowadays as well. Short-term loan companies are literally able to help you pay your rent for this month or pay an unexpected bill.

We have discovered a network of payday loan providers called MoneyMutual. The lending organization claims it assists its clients with finding the most suitable lender for their loan needs. Its wide network of lenders, including those who accept people with a bad credit score, makes MoneyMutual a viable short-term solution.

MoneyMutual is a popular online marketplace and a renowned loan lender provider, so we decided to do an in-depth review. Throughout the article, we will try to give as much information as possible to let you know how the platform operates, what the conditions are, and what services and loans are available.

This MoneyMutual review post is based on customers’ satisfaction with the company’s service and customer-friendliness. Based on a variety of sources from their own website, as well as experiences from customers, we hope this article could be helpful.

Let’s understand the basic facts and details about the company:

Company Details
Name: MoneyMutual
Category: Short Term Loans and cash advances
Based In: Las Vegas, NV
Ratings: 4.4/5
Customer Base: Trusted by more than 2,000,000 customers
Available Lenders: They have 70+ lenders in their lender network
Loan Range: $200 – $5000
Borrow Money For:
  • Emergency expenses
  • Medical bills
  • Special occasions like holidays, weddings, or travel
  • Car repairs
  • Unexpected bills or other payments
  • Groceries, gas, and other essentials
  • Application Cost: Free
    Contact Details:
  • Email: [email protected]
  • call: 844-276-2063
  • What is MoneyMutual?

    MoneyMutual is an online network that connects borrowers and those who need loans. By following a few simple steps, you will be redirected to a local lending provider from this website which provides over 60 lenders. We’ll talk a bit more about the different types of loans that are available to you.

    Their website is very easy to find. For a loan application, you will need to fill out several necessary forms. Several short-term lenders will view your application, so you should wait until you receive several offers. If you visit every single lender’s website, you would have to fill out 60 different forms, not only one form for all lenders. With MoneyMutual, you need to fill out a single form to get access to all 60 lenders.

    The service acts as a middleman who delivers the money to you in an easy and quick way. This network is perfect for those seeking short-term loans without having to worry about fees and charges. Furthermore, MoneyMutual has opened its doors even to those with bad or poor credit reports, which makes it even more attractive.

    What Is Special About MoneyMutual?

    With over ten years of experience, the company has become extremely popular. The company anticipated that automation would cause the economy to suffer. Even so, they also saw how much more people needed their services as a result of advances in artificial intelligence and pandemics.

    More than 2 million customers have been served by the company within a short span of time. Their reputation is that they provide short-term loans quickly and at a reasonable rate, making users very happy.

    They have strict policies to follow so that their loans are not abused, which makes MoneyMutual an excellent company to work with. This alliance protects both borrowers and short-term lenders from scams. Their righteous services will be trusted by everyone – much like what your local banks already do.

    Loan Offerings by MoneyMutual

    People can access a wide range of short-term loan providers who offer several types of loans through this platform. You may not find the loans ideal in terms of interest rates or that they satisfy your specific requirements. Nevertheless, everyone will find something that fits them, and it’s important to read the offers carefully and find out if you want to sign a contract or move on to other offers.

    Here are the top services and loan offers by MoneyMutual:

    Payday Loans

    In the short-term loan market, payday loans are very common. MoneyMutual also offers payday loans. These loans are designed to offer borrowers a short-term cash boost to enable them to survive until payday. You can use a standard payday loan to pay off your bills or buy groceries before your next payday.

    The interest rate on payday lending might be less expensive than if you allow your bill to accrue late fees or another loan rack up interest. MoneyMutual requires that you repay the loans on your next “payday” if you apply for loans through them and that you register for their network on a particular date. Following your approval, the lending company will withdraw a payment from your bank account on the day you get paid by the payday loan company you borrowed the money from.

    In contrast, although payday loans may be cheaper in one way, they are extremely expensive and charge extremely high interest rates compared to other loan types. Many payday loan companies charge a fee depending on the amount of money you borrow. Be cautious about taking out loans like this, as they might be expensive, so ensure you will have the money to pay them back the next day. Also, some of the loan’s terms and conditions may obligate you to make some interest payments based on the loan’s due date.

    Installment Loans

    In addition to installment loans, MoneyMutual also offers a network of potential lenders that offers installment loans. If you want to repay these types of loans, you should agree on how many payments you will make. Those who possess discipline are well suited for them, and people who want to avoid the higher fees and high-interest rates of payday loans will find them ideal.

    An installment loan must be handled very carefully when considering and accepting it. What’s the reason? In some cases, based on a loan’s terminology, such as the terms and conditions, you may be required to make some interest payments.

    Bad Credit Loans

    There is no difference between the Bad Credit Loans and the previous loans except that they qualify just like the previous ones. There are lower eligibility requirements for bad credit loans, but the rates can be higher, making them more suitable for people with a poor credit score. As a result, MoneyMutual offers this service to people who have bad credit scores. Getting those funds is easy because multiple lenders don’t just consider your credit report when deciding the loan’s worth.

    The lender will examine your income proof as well as any financial information such as previous loan history or debt. If your finances are in order, then you can borrow money to fix your car, buy something important, or settle the late fees you would otherwise incur.

    People can connect with bad credit loan lenders through MoneyMutual, one of the best platforms out there. In recent years, demand for bad credit loans has increased, allowing this network to assist many people who are actually in dire need of financial help.

    Cash Advances

    They also offer cash advances. These are loans where you borrow money against your future earnings or against the value of your assets. This type of loan is often used to cover unexpected expenses, such as car repairs, medical bills, or rent payments.

    When you take out a cash advance, the lender typically requires that you put up some collateral – such as your vehicle, furniture, or other belongings – in order to ensure that you will actually repay the loan. Because cash advances are risky loans, lenders generally charge high-interest rates, which can quickly add up if you don’t pay back the loan on time.

    If you’re considering taking out a cash advance, be sure to carefully consider the risks involved and weigh them against the potential benefits. Then, decide whether or not a cash advance is right for you.

    How does the MoneyMutual work?

    In order to find short-term loans from local lenders, MoneyMutual provides an excellent alternative to contacting dozens of lenders one by one. It can be faster and more convenient than searching through dozens of lenders. If you are applying for a loan for the first time, you may find it overwhelming to apply to over 60 lenders.

    Through the official MoneyMutual website, users can apply for a loan by simply filling out a form, which will be sent directly to all 60 short-term lending companies. Applications can be submitted in just a few minutes. It is as simple as filling out a few fields, hitting submit, and waiting to be contacted by the lenders for that particular transaction.

    Depending on your credit score, the annual percentage rate you’ll pay for your loan can vary. For example, a person with a low credit score may get a loan with 5% interest; however, this may mean higher fees since there is no standard range like 24-24%. Before making a commitment to any loan agreement, consider both sides.

    Read the terms and conditions carefully before signing up. Using their site comes with certain loan terms, so if those terms don’t fit your preferences, you should avoid them.

    Often, microloans are the first step to more substantial debt. You can receive money from this company, but if you require additional financial assistance, they might not have what’s right for you – it depends on your specific circumstances. There could be a misconception that this service is free since the lending companies are being compensated for their time. You are, however, paying them in advance.

    Eligibility Criteria For MoneyMutual

    If you wish to obtain MoneyMutual loans, you must meet some criteria. However, lenders have additional requirements specific to their service that cannot become the only rule they follow! In general, if one meets all the requirements on, chances of receiving offers are likely since we usually meet two out of three conditions required by the company.

    Typically, you need to provide documentation that proves your source of income and regular earnings are legitimate in order to qualify for a loan. The lender can also send money into your checking account since you have an active bank account – this way, there is no risk of funds being stolen or lost.

    Loans are not available to people with incomes less than $800 per month. Regardless of what type of finances you have (a regular job, retirement plans, or social security checks), you must specify them to qualify.

    MoneyMutual requires you to provide all necessary information before offering you a loan. This includes:

    • Your social security number
    • Full bank routing number and account number
    • Information about your current employer and any other employers or institutions that provide income that may be used as collateral against future loans
    • Debts from outside the company

    Any other information we may need to fully understand the level of risk involved in providing this type of financial service


    • Applicant must be 18 years old
    • He/she be a US citizen and permanent resident
    • Must have a regular source of monthly income
    • He/she must have a valid checking account

    You have a high chance of receiving loan offers from several companies in the network if you meet these conditions. You need the account because payday lenders, as well as cash advance companies, must deposit your funds promptly so the lender can withdraw their funds on payday.

    Is MoneyMutual’s Lending Network able to provide funds quickly?

    Immediately after submitting the loan application, MoneyMutual searches its lender network for lenders in order to begin the loan approval process. It’s possible that this process will be postponed, but don’t be alarmed if you’re able to speak with a lender within minutes.

    There is a specific loan for each individual, and before you receive an offer, you will have both the lender’s algorithms and human eyes review it. It will likely take you a few days to receive the offer. It isn’t a problem for the customers of MoneyMutual or the borrowers.

    If you receive loan offers, you are given a chance to select and compare the offers. Our goal is not to surprise you with interest rates or fees later on. You should read the terms and conditions before applying.

    You can expect your lender to fund your account within 24 hours of accepting the loan or at least one business day after that. The funds are available for you to use immediately, which is a great thing for you. It is especially useful to those who desperately need the funds. Many people enjoy doing business with MoneyMutual because of this.

    What is the maximum loan amount you can borrow from MoneyMutual?

    The factor is determined by a variety of circumstances. In most cases, the amount depends on the loan that is being applied for. MoneyMutual provides you with access to more than 60 lenders and offers numerous options. Payday loans and bad credit loans are their most popular services.

    A short-term loan or a payday loan can be capped in some states because of the laws. For instance, the regulations of your state may not allow you to obtain more than $1000 for a given payday loan.

    Nevertheless, this service advertises loans up to $5000, which is a very generous upper credit limit. Moreover, they offer smaller loans ranging from $100 to $500, which are very common and widely sought after.


    The fees and costs associated with MoneyMutual

    There are no fees associated with MoneyMutual, and it makes money by charging small fees to borrowers and lenders.

    Considering how many indirect costs there are, it doesn’t seem like you will save much money. It is common for lenders to assess fees based on what amount of the loan is taken out, which can sometimes add up to 15 percent or more to the total amount. As an example, let’s say we charged 15%. To have them do their job, we would need to spend another 150 dollars- not very convenient since most people like everything done quickly and without any hassle.

    Obviously, you will end up paying a lot in interest and additional fees. When deciding whether this loan is right for you, it is critical to see the APR, or annual percentage rate, for each factor (interest rate, lender fees, and broker revenue).

    Interest Rates and Annual Percentage Rate (APR)

    You need to make sure the interest rate on a personal loan matches your budget. It depends on your credit score, good (or bad!) If your credit score is favorable, interest rates can range from 15% to 25%!

    MoneyMutual reports that the average interest rates for their lenders’ bad credit and payday loans hover near 200% and 1300%

    It is important to note, however, that the percentage of online lenders who can increase your interest rate is capped. You might be surprised by how much an online lender can increase your rate.

    Compared to the interest rate, the APR is higher. The fee for this service is usually over 6 percent, depending on the lender and the MoneyMutual fee. It can, however, be as low as 3 percent. In addition to the principal, administrative costs will significantly slow down the repayment process. Divide the total amount by the number of months in a year. Now, include the Future Value percentage into account when calculating daily principles over the year. The following stages have different appreciation rates.

    In general, payday loans with a 15% fee have an annual percentage rate of about 400%. This rate is higher than those charged by credit cards, and some states impose it at 20 percent.

    How do MoneyMutual Loans differ from other loan platforms?

    Here are a few of the reasons which make MoneyMutual unique and better than other short term lenders:

    Easy To Follow Process

    In terms of bad credit or payday loans, MoneyMutual makes the approval process easier than it has ever been. MoneyMutual compares different lenders and finds the best one. With a single form, MoneyMutual compares the loans offered by companies with your circumstances. Then, you can make a decision about which loan to take.

    Highly Secure Platform

    The loan approval process is straightforward and takes only a few minutes through an easy-to-use website. You can rest assured knowing that the entire website is secure and confidential, so neither your personal information nor your bank account is at risk.

    No Additional Cost

    MoneyMutual’s biggest benefit is that we don’t need to pay any additional fees, which is fantastic for people with poor credit scores who have difficulty affording to spend money, particularly if you will not feel cheated or manipulated, even if they are taking advantage of you.

    Learn a lot

    MoneyMutual provides a lot of information about loans and how things work, which can be helpful if you are unaware of everything. The site is packed with information about the types of loans, as well as tips for avoiding predatory loans or fees that trap users in higher debt.

    Less Time Taking

    The platform’s strongest feature is its speed. Taking a loan the traditional way will involve lots of time spent going from place to place, and you will not receive all the services you need. The traditional loan application process is more complex, and there are more financial factors to consider. Using this platform, you can receive funding in less than 24 hours. There’s only one thing taking a few days: approval, but users say they don’t mind.

    Frequently Asked Questions About MoneyMutual

    Is MoneyMutual a bad credit loan scam?

    There is nothing fraudulent about this platform as this is not a get-rich money scheme. The fact that it offers many useful services and is free to use does not mean that it is a scam. People may be confused by its generous offers, but that’s what this network is all about: to help those in need of funds. In case of any confusion, you can also check with a certified financial advisor,

    Nevertheless, remember that MoneyMutual isn’t a lending institution, which means they aren’t granting you a loan. The main purpose of their service is to match you with lenders who will take your application into consideration and, based on their needs, will make the loan decision. It is basically an intermediary.

    Does MoneyMutual require soft credit checks?

    While they do not conduct these types of checks, you must keep an eye on the lenders you deal with. The company will check your credit score with one of the three big credit bureaus: Experian, Equifax, and TransUnion.

    Some lenders will only require a soft credit check, while others will need a hard credit check. You will get a loan offer based on what they prefer. A soft credit check will not have an effect on a credit score, but a hard one will.

    Is MoneyMutual Secure?

    Many people have expressed their gratitude for using MoneyMutual and have recommended the website to others. Over 60 lenders are listed on the service, so you can be sure it is legit and safe. In other words, it is a proven method for getting a loan. The website is also a member of the Online Lenders Alliance, so it is assured that any lender that joins this network is industry-certified and does not offer predatory loans.

    Final Words

    In light of what we have read through the MoneyMutual reviews, the experiences of the clients, and all the services this platform offers, you should be able to find any type of loan you need. Loan applications have never been simpler. It only takes a few steps to get a short-term cash infusion with MoneyMutual.

    As we have reached the end of this article, it has also occurred to us that many people are seeking extra funds these days. The global pandemic has left many around the world, as well as in the US, without jobs. Borrowing money was the only option for them.

    The fact that MoneyMutual provided and secured funds to many people made it possible for them to gain access to funds. By using this platform, they were able to find suitable lenders with loan offers that suit their needs.

    To learn more about MoneyMutual, be sure to visit the official website by clicking here! >>>

    RELATED: Best Bad Credit Loans: Ranking the Top Low Credit Lenders That Work

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    The links contained in this product review may result in a small commission if you opt to purchase the product recommended at no additional cost to you. This goes towards supporting our research and editorial team. Please know we only recommend high-quality products.


    Please understand that any advice or guidelines revealed here are not even remotely substitutes for sound medical or financial advice from a licensed healthcare provider or certified financial advisor. Make sure to consult with a professional physician or financial consultant before making any purchasing decision if you use medications or have concerns following the review details shared above. Individual results may vary and are not guaranteed as the statements regarding these products have not been evaluated by the Food and Drug Administration or Health Canada. The efficacy of these products has not been confirmed by FDA, or Health Canada approved research. These products are not intended to diagnose, treat, cure or prevent any disease and do not provide any kind of get-rich money scheme. Reviewer is not responsible for pricing inaccuracies. Check product sales page for final prices.

    Affiliate Disclosure:

    The links contained in this product review may result in a small commission if you opt to purchase the product recommended at no additional cost to you. This goes towards supporting our research and editorial team. Please know we only recommend high-quality products.


    Please understand that any advice or guidelines revealed here are not even remotely substitutes for sound medical or financial advice from a licensed healthcare provider or certified financial advisor. Make sure to consult with a professional physician or financial consultant before making any purchasing decision if you use medications or have concerns following the review details shared above. Individual results may vary and are not guaranteed as the statements regarding these products have not been evaluated by the Food and Drug Administration or Health Canada. The efficacy of these products has not been confirmed by FDA, or Health Canada approved research. These products are not intended to diagnose, treat, cure or prevent any disease and do not provide any kind of get-rich money scheme. Reviewer is not responsible for pricing inaccuracies. Check product sales page for final prices.

    The news and editorial staff of Sound Publishing, Inc. had no role in the preparation of this post. The views and opinions expressed in this sponsored post are those of the advertiser and do not reflect those of Sound Publishing, Inc.

    Sound Publishing, Inc. does not accept liability for any loss or damages caused by the use of any products, nor do we endorse any products posted in our Marketplace.

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    Army Funding

    Best Bad Credit Loans with Guaranteed Approval: 2022’s Top Payday Lenders for Bad Credit Personal Loans

    A financial emergency might be frustrating when there is a slight possibility of receiving a loan. Banks and other traditional lending organizations can make it appear as though the entire world is against you when it comes to borrowing money.

    Because we understand your position, we’ve produced this list of platforms that would give you bad credit loans with guaranteed approvals. These online lending businesses will disregard your credit score if you have a good job and aren’t going to default on your loan installments. They can assist you if you need money for a medical emergency, home repairs, or even rent.

    Making on-time loan payments will help you improve your credit score. To facilitate this, lending institutions can transmit a copy of your file to a credit bureau. You should not hesitate if you have any questions regarding the accuracy of these claims. Rather than focusing on what makes you a loan risk, online lending platforms concentrate on how you manage your costs, pay your bills, and whether your income is sufficient to repay the loan.

    Don’t get sidetracked by the abundance of internet lenders. In the long term, finding a legitimate lending site would be impossible. We have developed a list of the finest bad credit loans with guaranteed approval and give reasonable interest rates due to our rigorous research and due diligence.

    Top Platforms for Bad Credit Loans

    1. Overall Best Bad Credit Loans On The Market. Editor’s Pick
    2. Money Mutual: Most Popular Online Lenders for Loans for Bad Credit
    3. RadCred: Reputed Platform for Bad Credit Borrowers with Poor Credit Score
    4. BadCredit Loans: Well Known Mortgage Lenders for Installment Loans
    5. FundsJoy: Trusted Financial Institution for Personal Loan for Bad Credit

    #1. Overall Best Bad Credit Loans On The Market. Editor’s Pick


    Another company that can help you with your financial problems is It serves as a go-between for people seeking credit and those who can lend it. As a result, the money you borrow will come from a lender part of our network. By filling out an application form, you’ll be able to connect with various lenders from across the country. does not interfere in obtaining a personal loan from a network of lenders; they set the terms and conditions. has been recognized as one of the best bad credit personal loan providers? All of’s outstanding financial services and excellent customer service can be attributed to the company’s transparency. On the other hand, Lenders are experts in their field and will always find a solution that works for you. They’ll make you an offer that you won’t be able to refuse.

    However, the repayment period for a secured loan ranges from 90 days to 72 months. However, keep in mind that’s lenders charge high-interest rates. has a lot of good options, and this is the only one with a flaw.


    At each stage, one can make one’s remarks. Unlike other lending companies, provides exceptional financial and customer service. As a bonus, it offers the option of setting up a direct debit payment plan with its lenders rather than relying on checks or the postal service.

    As a bonus, has an educational section that provides you with valuable information about other financial matters, such as debt calculation and the calculation of a credit score. These Leading services are entirely free of charge, and there are no hidden fees.


    • Customers are contacted directly by lenders
    • Personal loans for people with bad credit are available in a variety of forms
    • A straightforward application process awaits you
    • An expedited decision
    • In less than a day, your money arrives in your bank account
    • Establishment of privacy and security measures


    • A monthly salary of between $800 and $1,000 is required to qualify

    Customer experience

    According to customers, “the lenders are people you can put your confidence in unquestionably” was one of the comments. This shows how pleased customers are with the services provided by Customer feedback suggests that lenders contacted them quickly.

    The consumer service department is open 24 hours a day, seven days a week, to address any concerns or questions that customers may have. As a bonus, the application process is extremely straightforward, and the platform is also incredibly user-friendly.

    The money was deposited within 24 hours, which is excellent for when you need a quick infusion of cash. customers also felt safe because their personal and financial information is safe and secure.

    ⇒ Visit the Official Website of CashUSA

    #2. Money Mutual: Most Popular Online Lenders for Loans for Bad Credit



    Because they are one of the best services of bad credit loans with guaranteed acceptance, borrowers can get short-term personal loans with funds deposited into their bank accounts within 24 hours through its network of lenders.

    MoneyMutual was founded in 2010 and has since built a strong reputation in the financial services industry. It is the best lending company with over 2 million customers. Customers trust the company because it has helped them obtain money when they need it.

    MoneyMutual has a wide variety of loan options, but it is best known for providing bad credit loans, as we previously stated. Each of its lenders is an expert in the field with years of experience and is prepared to make you the best deal possible based on your current requirements.

    Are you looking for bad credit loans that are guaranteed to be accepted? MoneyMutual will take care of everything. In less than a day, the money will be in your account. Once the funds have been transferred, they are immediately available and can be withdrawn. You’ll be relieved of all your worries and anxieties, which will improve your overall well-being.


    The application process at Money Mutual is simple. To begin applying for a loan, you must first visit the company’s website. You shouldn’t have any problems completing the application because the website is simple. The pre-qualification form, which asks for your personal and financial information, should be completed next. Your application will begin processing as soon as you’ve filled out all required fields. MoneyMutual will then distribute your application to the lenders in its network.

    The terms and conditions of each offer from a lender are unique. The terms and conditions will detail the interest rates, repayment period, and amount owed, amongst other things. Schedule to avoid misunderstandings, read the terms and conditions thoroughly before agreeing and signing off. It’s all done once you’ve agreed on the terms of the agreement.


    • Respected for its high standards
    • Personal loans for people with poor credit
    • More than two million happy clients
    • There are over 60 lenders in our extensive network
    • The application process is quick and easy
    • Within 24 hours, the money is transferred


    • Only citizens of the United States are eligible for personal loans from MoneyMutual

    Customer experience

    More than two million customers are devoted to MoneyMutual, which speaks volumes about the company’s excellent service. All of MoneyMutual’s customers were happy with the services they received. The lenders were rated highly for their experience, expertise, professionalism, and trustworthiness.

    MoneyMutual’s applicants raved about how simple and fast the application process was. The lenders got in touch with them right away, and the money was in the borrower’s account within 24 hours of the loan application being submitted. Customers have overcome their urgent financial difficulties thanks to the fast money transfer.

    ⇒ Visit the Official Website of MoneyMutual

    #3. RadCred: Reputed Platform for Bad Credit Borrowers with Poor Credit Score



    RadCred is a well-known name in the world of payday loans. RadCred examines your information and uses its extensive network of lenders and third-party lenders to determine whether or not to grant you a loan. You might wonder why we should pick one company over another that offers cash advances.

    With RadCred, you can easily, quickly, and safely find the best personal loan for your needs. Our lending network includes local lenders. It is possible that the fees and costs charged by lenders are higher than those charged by state-licensed lenders, and they are governed by federal and tribal rules rather than state law.

    To keep your personal information safe, RadCred makes use of industry-standard encryption. For more information, please see our privacy statement. There is an easy-to-use online application form that can be completed in seconds. You can apply for a bad credit loan as long as you meet our basic requirements. No guarantee meeting these requirements will put you in line with the lender. You can now conveniently apply for a personal loan on your behalf at a financial institution.


    Despite the website’s claim that they do not charge clients, the lenders do. Fees for loans are common, even though RadCred is not a lender and cannot predict loans’ terms or interest rates. They have to make sure the borrower pays back the entire amount borrowed. On the other hand, he would be hit with hefty fines, worsening his financial situation. There is no obligation for clients to accept bids containing high additional costs.

    By acting as a go-between, RadCred connects you with various online creditors. Other than that, they all have different interest rates and lengths of loans. Because of this, you will be forced to choose after careful consideration.

    Once you’ve submitted the form, our team will look over your information and forward your request to the loan provider who can best assist you. We at RadCred take a look at your request and see how urgent it is.


    • Cash advances you can trust
    • A large and diverse network of financial institutions
    • Personal loan service that is safe and simple
    • Local lenders are a part of the community’s social fabric
    • Encrypted to protect your data


    Customer experience

    Loan terms are flexible, and customers can easily access information on the RadCred website. When clients have questions, they can also contact the company, and it responds quickly. The Better Business Bureau gives the company an A+ rating, indicating that it is a dependable business.

    ⇒ Visit the Official Website of RadCred

    #4. BadCredit Loans: Well Known Mortgage Lenders for Installment Loans



    Another business on our list is BadCreditLoans. You’re in desperate need of money, but who are you going to ask? A loan from BadCreditLoans is the ideal choice for you. It will provide you with the money you need when you need it the most and provide you with the right solution. Lenders at BadCreditLoans will never look at your credit score or history, regardless of how bad it is.

    Apply for a loan at today to get the process started. You’ll need to submit an application and provide personal and financial information to get started. BadCreditScores shares your application with its network of lenders as soon as you submit it. An offer from a lender will be made after reviewing your application.

    You’ll know your application has been accepted if a lender reaches out to you. Knowing that you must make an informed decision is important, however. You can learn everything you need to know about a potential loan from the terms and conditions. You’ll find out about the interest rates, payment duration, and payment amount, among other things. Before finalizing the deal, carefully review all terms and conditions set forth by the lenders. Otherwise, there will be no opportunity for further discussion.


    BadCreditLoans requires borrowers to be at least 18 years old to apply for a loan. Some kind of steady monthly income and proof of current employment is necessary. It promises the lender that you’ll pay back the loan when it’s due. However, at least there isn’t a set minimum salary requirement.

    A few minutes of your time is required to complete the application. Complete the form by entering the necessary details. Other requirements include having a working phone number and email address associated with your name on a bank account. If you don’t have US citizenship, you won’t be able to get a loan. BadCreditLoans has all the information you need without filling out an application. In this way, you’ll know if you’ve got all the information you need.

    You can get a bad credit loan quickly and easily through BadCreditLoans. When it comes to providing guaranteed approval for bad credit loans, this lender is one of the best. They offer personal loans ranging from $500 to $10,000, and the money is deposited into your bank account within 24 hours of the application being approved.


    • Now in our second two-decade run
    • Lenders with a proven track record
    • Fees for additional services are not a given
    • Security and privacy safeguards are in place
    • Simple application procedure
    • Within 24 hours, money transfers are completed
    • There is no minimum salary range


    • As a result, more personal data is needed

    Customer Experience

    Customers were pleased with’s products and services. They said the platform’s customer support is top-notch. Furthermore, the lenders are experts in the field and will provide you with an excellent deal tailored to your specific requirements. It took less than two days to make a money deposit.

    Customers only needed a few minutes to complete the application because it was simple. BadCreditLoans has piqued their interest because of its privacy and security measures. Personal and financial information can be given to the company with confidence, knowing that it will be protected in the same way.

    ⇒ Visit the Official Website of BadCreditLoans

    #5. FundsJoy: Trusted Financial Institution for Personal Loan for Bad Credit



    Fast-cash lender FundsJoy is one of the fastest-growing and most successful direct lenders. People with bad credit can get quick loans from them. The goal is to provide financial assistance to those who cannot obtain a loan due to a lack of credit worthiness. Everyone should be given the same chance to succeed financially and the opportunity to demonstrate their abilities. FundsJoy comes to the rescue with same-day loans that are easy to apply for.

    FundsJoy, a new moneylender, eliminates this risk by requiring no paperwork and allowing applicants to complete the application in as little as 10 minutes. The application is processed as quickly as possible, and the vast majority of the time, it is granted. FundsJoy also offers emergency loans for people with bad credit, making getting a loan much easier. Experian, Equifax, and TransUnion are the three credit bureaus the lender has partnered with. Credit checks are not performed on these loans.


    These three credit bureaus are used to finalize the application for all similar types of loans. The user authorizes the company to conduct a creditworthiness evaluation of the application when they submit the request. If they find it positive, they will approve the same, and the funds will be immediately transferred. Few direct payday lenders, including FundsJoy, sanction loans of up to $5000.


    • There is a 10-minute time limit for completing the online form
    • An application for a bad credit score is easily approved
    • There is no need for external paperwork


    • An approved application does not guarantee that it will be accepted

    Customer experience

    Customers have been extremely complimentary about their experiences with FundsJoy. FundsJoy serves the community by providing fast cash loan options for people with poor credit scores.. In a bad credit loan, the best option is FundsJoy.

    ⇒ Visit the Official Website of FundsJoy

    Factors We Considered While Choosing These Small Loans for Bad Credit

    We started with the fundamentals, such as the length of time the network managers had been in their current positions. Businesses with a history of providing bad credit loans are more likely to have improved the efficiency of their operations. In addition, these networks may have a larger network of lenders who are willing to lend money to those in need of it. A personal loan from an up-and-coming lending company may be advantageous, but you don’t want to take a chance.

    Personal information is required for the majority of online loans. In these cases, website encryption is critical because you don’t want your private information to fall into the wrong hands. Some websites say they’re afraid of hackers when sharing personal information. On the other hand, a reputable and secure company will have no qualms about disclosing the level of protection and security measures it has in place to protect you.

    Good loan service is simple to use. Applying for a single online payday loan should be simple when you’re already under financial strain. Use the names on this list, and you will not have any issues with the application process or the design of our site! We paid the most attention to services that employed strategies to enhance the user experience on their website.

    The interest rates on no-credit-check loans are almost always higher than conventional loans. Lenders have total control over how much interest rates will be. The borrower should carefully read the contract to ensure that the interest rate is affordable. Payback time, amount, and previous credit score all play a role.

    An acceptable APR ranges from 3.99% to 35.99 percent. Some lenders, such as tribal lenders, may demand that you pay higher interest rates. Depending on the circumstances, fees can range from 1 percent to 8 percent. Again, you must thoroughly review the loan terms to ensure satisfaction.

    When applying for a loan, make sure to keep your assets safe. Secure the most cutting-edge security measures by ensuring that your lender and the financing network use them. Your personal information, such as your name, address, and phone number, will be required to secure a loan from the lender. If the website isn’t secure, this information could fall into the hands of the wrong people.

    While considering security, review the creditor’s privacy policy. Read the policy carefully to determine how your information will be used and protected. If any clauses cause you concern, you should discuss them with your creditor.

    • Memberships and associations

    As a general rule, it’s preferable to work with an authorized creditor. There are legal avenues to pursue if something goes amiss. A set of rules and regulations also binds a creditor. If you’re a tribal lender, you’re not bound by state law but rather by federal or tribal legislation. An additional benefit of belonging to an organization like the OLA is that it is more strictly regulated.

    Factors You Should Consider While Choosing These Online Loans for Bad Credit

    When deciding on the best lending platform and the best lender to meet our current needs, many factors come into play. Before you begin your search for the best bad credit lending platforms, keep these points in mind:

    FICO (Fair Isaac Corporation) has established a minimum credit score requirement for personal loans for people with poor credit. Many lenders require borrowers to have a regular monthly income to ensure a timely repayment. Depending on the company, you may be limited to a certain amount of money. The credit history of some may be checked, but not the history of others. Consequently, you may inquire whether or not any of the requirements can be negotiated. As an outcome, when you apply for a loan, pay close attention to the requirements.

    Borrowing money from the majority of lenders requires a high-interest rate. For example, they might lend you a smaller amount of money but charge you a higher interest rate. The platforms’ interest rates should not be taken as gospel. All lending companies have a goal of attracting new customers through enticing advertisements. Don’t be fooled when applying for a loan, and double-check the interest rates first. Remember that the real action begins only after your loan application has been approved.

    To get a loan on any platform, you should know your chances of getting it. It’s impossible to waste time on websites that don’t quickly and accurately process loans. As a result, look for a financial institution that promises to approve your loan quickly.

    It’s already agreed-upon terms and conditions by the lender when you accept a loan offer. Avoid being taken advantage of by paying close attention and reading them in-depth. Ensure that the terms and conditions you agree to are in your best interest. Ask your lender about any terms and conditions that don’t fit your needs, and work out a compromise.

    Late payment fees, penalties, bounced checks, and prepayment penalties are all examples of extra charges. Bad credit borrowers are frequently saddled with these extra costs. In addition to the interest rate, the borrower is responsible for additional fees or the Annual Percentage Rate (APR). These additional fees shouldn’t be excessive, and you should communicate them to the borrower upfront.

    When it comes to loan origination fees, some lenders don’t charge any; others charge a fixed percentage of the total loan amount. You must compare additional charges before settling on the cheapest option from various lenders.

    A Step-by-Step Guide to Getting Approved for Hardship Loans

    Do you have a poor credit rating and are afraid to apply for a loan because of this? To pass the exam, you’ll need to be well-prepared and have the patience to haggle. To see if you can pay back the loan, check your credit history and assets. Then, begin searching for the best possible deals that fit your needs.

    • Review your credit report

    Even if we don’t achieve our full potential, we can always do more planning. As a result, look over your credit report to see where you can make improvements. Identify and correct any flaws that you find. You may be eligible for low-interest rates if you do this.

    Your credit history is often the key factor in getting a loan. Lenders can tell if you’ll be able to pay back a loan based on your credit history. A minimum of three months before you plan to apply for a loan, and you should check your credit report.

    Determine how much money you’ll need to borrow and devise a strategy for making all of your monthly payments on schedule. It is important to plan your budget, including everything from savings to spending to paying off debts. Your loan repayment includes all of these additional costs.

    Do the math to figure out how much money you can put aside each month to pay off a loan, and then complete the loan as soon as possible. Pay attention to the interest rates on long-term personal loans for poor credit.

    When checking interest rates, pay attention and be careful. Companies may advertise low-interest rates to pique your interest, but the truth may differ. You should always read ads with caution. There are times when interest rates are addressed in the terms and conditions that lenders have set.

    This is a ruse, do not be fooled! As a complete novice, you’ll be up and running in hours rather than days or even weeks. Keep in mind that reputable and reliable lenders are likely to be interested in your history of on-time payments. If they don’t ask you about it, don’t put your faith in them. They will keep calling you if it is a fraudulent lender. As a result, be wary!

    You have a responsibility to pay your bills on time. You won’t have to worry about any fines, fees, or negative marks on your credit report if you do this. The interest rates you’ll have to pay will go up if you incur additional fees on your loan.

    • Alternatives To Bad Credit Loans

    Now that you’ve been denied a loan due to your poor credit history, what are your options? Don’t give up; you never know when your lucky day will come. Some of the best options for getting a loan are as follows:

    People with poor credit can choose from various other options as well. Normal credit card usage entails making purchases and promptly paying back the entire balance. You may be able to get a bank to pay off your debt for you in cash in certain situations. As a result, instead of being compelled to buy something to get money, one can instead have cash on hand.

    One of the simplest ways to free up extra cash for spending is to cut back on current expenses. It is possible to free up money to pay utility bills or other urgent expenses by limiting your purchases and buying only what you need for a short time.

    Additionally, you may be able to cash in on additional sources of income. If you own stock in a publicly-traded company, you can resell it for a profit on the open market. To meet your short-term financial needs, you may even need to sell some of your assets.

    • Borrow from family & friends

    Even if we don’t want to, there are times when it’s the only option left. Ask a family member or a close friend if they would be willing to lend you money for a predetermined period. The terms and conditions, repayment schedules, interest rates, or other charges are laid out in advance when borrowing money from a moneylender. Keep in mind that if you don’t keep your end of the bargain, you could damage your relationship, which is something you don’t want.

    Let your creative juices flow. Is there anything you don’t need in your life but could benefit from? For example, if you have assets that can be sold and you’d like to use the money right away, you could do so.

    You may want to look into an interest-free overdraft on your account instead of a loan with poor credit. Avoid exceeding the limit. Some banks also charge bank overdraft fees, but they are much lower than the interest rates on bad credit loans.

    FAQs: Best Loans for Bad Credit

    Q1. How can I get a bad credit loan fast?

    It is the sole purpose of these financing platforms to connect borrowers and potential lenders alike. As a result, lenders can save time by not requesting excessive documentation from borrowers or performing extensive credit checks.

    Applicants must fill out an online application form on these websites to obtain basic information. In most cases, the borrower’s basic information is all that is needed to fill out this form, and it typically takes no more than a few minutes to complete the process. Lenders examine these documents and decide on whether or not to work with the borrower. The major credit bureaus are not always checked when you apply for a loan from a payday lender.

    Lenders may ask for additional information, such as a borrower’s source of income and other things. A loan application is usually approved within minutes of being submitted on these platforms. 24 hours is all that is required for a complete transaction from start to finish, including the transfer of funds

    Q2. How can I improve my credit score?

    You can raise your credit score in many ways. Keeping an eye on your credit report is the first step. Think of it to keep tabs on your progress, so you don’t get lost in the shuffle. Stay out of trouble by making it a point to pay your bills on time every month. Always make sure to pay off all of your debts. Finally, seek the advice of a credit specialist and allow them to assist you in raising your scores.

    Q3. Can I get a credit loan without checking my credit score?

    Even though you can apply for a loan at any of these companies’ websites, lenders will check your credit card history when you do so. High-interest rate lenders are an option for those who don’t want that to happen. As long as you pay the interest, some won’t check your credit.

    There are, however, a few alternatives to think about. In an emergency, pawnshops, for example, can be a lifesaver. You can mortgage an effect with a value equivalent to or higher than the loan amount. Instead of risking the pawnbroker taking control of your collateral, make every effort to pay on time.

    In addition, you may be able to get a loan from the lender by submitting your vehicle’s title. The vehicle will be forfeited to the creditor if payment is not received. Finally, you’ll be able to get a payday loan if your income is equal to the amount of money you’ll be borrowing. Once more, be aware that this comes with a price tag. You lose your income if you don’t pay back the loan.

    Q4. What are the advantages of bad credit loans?

    Although bad credit loans have a higher interest rate than traditional loans, they offer many advantages. Online, they have a simple application process and a quick approval time. If you make on-time payments on a bad credit loan, you may be able to raise your credit score. If you need money for various things besides a new car, you can apply for a personal loan to cover any of those expenses.

    Getting a bad credit loan online is simple, even though most lenders prefer to work with those who have excellent credit. As a result, some companies (such as those in our review) offer competitive interest rates and favorable repayment terms while guaranteeing approval in emergencies.

    Q5. Can someone get a bad credit loan if unemployed?

    Yes. Bad credit loans may be available from some companies if you have a regular source of income, such as social security, disability benefits, or other assets. Since bad credit loans are unsecured, your job may be required as collateral by some lenders. You can get a loan from a pawn shop or a bad credit title loan if you’re unemployed.

    Q6. What happens if I can’t pay back the loan on time?

    If you don’t make your minimum repayment on time, your credit record will be harmed, resulting in a lower credit score. As a result of the grace period, personal loans appear to be more flexible than traditional loans. Because the rates are lower, you will not lose money even if you are late. On the other hand, your credit score will reflect your punctuality if you make your payments on time. Your credit rating will enhance, and you’ll be able to get a better loan in the future as a result.

    Conclusion: How to Get a Loan with Bad Credit?

    Loans for persons with bad credit are difficult to obtain. Unlike traditional personal loans, typically secured over the phone or in person, bad credit loans can be arranged quickly and conveniently online. Some lenders eager to engage with consumers of all credit scores offer bad credit loans with guaranteed approvals online. They look at your debt-to-income ratio to see if you qualify for a loan with one of these banks.

    Bad-credit loans are commonly available, but some lenders take advantage of vulnerable borrowers by demanding exorbitant interest rates and punitive repayment penalties. Our advice is to collaborate with one of the companies as mentioned above. These companies are well-known and have a track record of assisting people with bad credit in obtaining the funds they require when they require it.

    The news and editorial staff of Sound Publishing, Inc. had no role in the preparation of this post. The views and opinions expressed in this sponsored post are those of the advertiser and do not reflect those of Sound Publishing, Inc.

    Sound Publishing, Inc. does not accept liability for any loss or damages caused by the use of any products, nor do we endorse any products posted in our Marketplace.

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    Army Funding

    Best Bad Credit Loans – Most Reliable Bad Credit Payday Loan Lender Options

    Life is complicated, and money can often get you out of problems.

    Even if you have a bad credit score, you can still get a loan from reputable companies with minimal effort and paperwork. It’s not the end of the world if your credit score is not perfect or non-existent. Lucky for lots of people, the world we live in is accommodating enough to enable loans even in the worst conditions.

    Hundreds of companies offer loans to people who have bad credit scores. We analyzed the majority of them to rank them for you. Our specialized team contacted these bad credit loan providers, studied financial statements, and talked to their real customers about their borrowing process. After analyzing all the data, we ranked the best bad credit loan providers of 2022 as follows:

    The Best Bad Credit Lenders of 2022

    • MoneyMutual
    • Bad Credit Loans
    • PickALender
    • CashUSA
    • PersonalLoans
    • LendYou
    • Next-Day Personal Loan
    • Upgrade Personal Loans
    • Payzonno


    We’re starting with MoneyMutual, a popular money lending platform that has helped over 2 million people since it was founded. They’re acting as a middle man between lending companies and clients, with a long history of successful transactions. They are a safe and trustworthy platform that connects people with over 120 lenders across the United States.

    People who need to borrow money can get up to $5000 in their bank accounts in no more than 24 hours. The process is easy and 100% online. They need some basic information from the borrower, and then after everything is reviewed, the money is deposited in just a few hours in your account.

    One of the most notable advantages of using MoneyMutual is a zero-cost service platform. This means that it costs nothing to fill out a form and submit information through MoneyMutual’s online marketplace if you need a loan. Only the company that agrees to loan you money will pay a fee to MoneyMutual.They do not charge users extra fees.

    Borrow: Up to $5,000 within 24 hours

    Bad Credit Loans

    Another popular platform is Bad Credit Loans. They let people borrow between $500 to $10,000 using an easy, online application process, no matter their credit score or history.

    All you need to do is submit some primary data about yourself. The data includes your ZIP code, the last four digits of your SSN, and your date of birth. That’s it. After that, you can immediately see if you qualify for a loan.

    Like MoneyMutual, BadCreditLoans is also 100% free for users. The platform connects you with lenders then charges those lenders a fee to do business with you, lending money in this case. Thanks to this, you get the best possible lender while enjoying a hassle-free online application process, making it easy and affordable for people with bad credit to borrow money online.

    Borrow: Between $500 to $10,000 within one business day


    PickALender is another online lending platform we analyzed. They let you get personal loans anywhere between $100 to $40,000, even if you have a bad credit score. You need to complete an online form that takes roughly 2 minutes, and then you are connected to lenders in your area.

    Like the other platforms, BadCreditLoans and MoneyMutual we mentioned before, PickALender gets lenders competing for your business and does not charge users a fee. They partner with dozens of lenders nationwide, creating a massive lending marketplace that allows people to get the best possible deal based on their unique situation and credit score.

    After the application process and the review, you’ll see the funds in our bank account within a business day. The entire process is transparent, easy, and hassle-free, especially for people with a bad credit score who might not be the best candidates for loans.

    Borrow: Between $100 to $40,000 within as little as one business day


    CashUSA is a lending platform that lets you consolidate debt, remodel your home, or take a well-deserved vacation even if you have bad credit. You can quickly secure a loan of up to $10,000 in just four easy steps on their platform. All you need to do is complete the online form, connect with a lender in your area, accept the offer, and wait for the money to appear in your account. It all takes around 24 hours from start to finish.

    CashUSA also connects borrowers with lenders, ensuring that you are presented with the best possible offer. Users can request up to $10,000 in cash just by entering the ZIP code, the last four digits of your SSN, and the date of birth into the platform. That’s all you need to do.

    We recommend CashUSA because they are 100% transparent with the process and business model. The company’s goal is to connect people with lenders who quickly get you the money you need. After the loan is approved, the funds will be automatically transferred to your account within one business day.

    Borrow: $500 to $10,000 within as little as one business day


    One of the most well-known market leaders in this industry, and our favorite is PersonalLoans. They make the entire process of borrowing money easy and streamlined regardless of your credit score or previous history.

    All users can request to borrow anywhere between $1,000 to $35,000 from the company’s network of third-party lenders. As always, the entire process is easy and quick. All you need to do is submit some basic information via an online form. There are no fees and no hidden costs for the users, so we recommend this platform.

    Another perk of PersonalLoans is that you can customize the rates and terms of the loan, something not a lot of platforms allow. You can choose from multiple lenders and offers and review your loan offer before deciding what works for you, for example.

    Borrow: Between $1,000 to $35,000 within 1 business day


    Another popular and well-rated lender designed to help you quickly pay for car repairs, medical bills, and other short-term emergencies is LendYou. Without bureaucracy and too much stress, they can help you get a loan for whatever trouble you might have.

    As always, all you need to do is complete and submit an online application process on their website. After a quick review, a lender will quickly provide you with an offer and then allow you to get access to the cash you need as soon as possible, usually in about one business day.

    Like other bad credit lenders on our list, LendYou welcomes people with all credit histories to apply, good or bad. No matter your credit score, rest assured that you can get access to the money you need quickly.

    To qualify for LendYou’s lending service, they will ask you a few key questions. They need to know if you are 18 years or older, have a valid checking or savings account with direct deposit, have a minimum regular income of $1,000 per month, and are member of the United States military.

    After those questions, if you qualify, you could have up to $2,500 in your account within one business day.

    Borrow: Anywhere between $100 to $2,500 within as little as one business day

    Next Day Personal Loan

    The popular platform Next Day Personal Loan lets you find a suitable and trustworthy loan in just three easy steps. Just fill out the Next Day Personal Loan form that takes roughly 2 minutes to complete, review, and sign the documents. After that, you will be able to see the funds you requested in your bank account as soon as the next business day.

    Why do we recommend the Next Day Personal Loan? The platform offers fast delivery, multiple marketplaces and lending partners, strong data security with 256-bit encryption, and good or bad consideration of all credit scores. No matter your credit score, you can complete the Next Day Personal Loan online application process and get the money you need in your pockets as soon as possible.

    Another notable perk of the Next Day Personal Loan platform is the amount you can borrow. Some people can borrow up to $40,000 through the platform, making it one of the biggest borrowers on our list. All loans are fully customizable, offering you a flexible loan starting with as little as $100.

    Borrow: Between $100 to $40,000 within one business day

    Upgrade Personal Loans

    Moving on, we have Upgrade Personal Loans, a popular platform that offers personal loans up to $50,000. They are the only lender that offers such a high amount of money. No other lender on our list provides more than $40,000.

    Like the other platforms we presented in this list, Upgrade Personal Loans offers online consultancy and personalized offers within minutes. It all takes just a few steps, from when you applied until you get the money in your bank accounts.

    Upgrade Personal Loans is a company from San Francisco. They offer affordable options and small fees if you have a good credit score, making them one of the best lenders on our list. Like the other platforms, the loan is approved in just a few hours; therefore, the money will be in your bank account in less than a business day.

    Borrow: Between $1,000 to $50,000 within as little as one business day


    Unlike the others, Payzonno may be the most straightforward bad credit lender on our list so far. At Payzonno, you’re greeted with a simple quiz via chatbot when you go on their website. The chatbox asks you about your background and financial situation. It’s all easy to follow, even if you’re not good with computers. Then, after a quick analysis of the data, it offers you a loan amount based on that situation.

    Even if you have a bad credit score, like lots of people, you could get thousands of dollars through Payzonno. If you can provide proof of a steady monthly income, you could receive even more.

    These lending services Payzonno provides are 100% free. After submitting information through the chatbox, the company gets lenders competing on your behalf in a matter of seconds. After that, you get to choose the lender with the best terms and fees. No one is forcing you into a deal or bad loan. The amounts range from $100 to $5,000, depending on your credit score, state of residence, and other factors such as monthly income.

    Borrow: Anywhere between $100 to $5,000 within as little as one business day

    How We Ranked The Top Bad Credit Lenders

    Because we live in a world led by capitalism, all lenders claim to make it easy to secure a loan for emergencies or personal expenses. However, we noticed that not all lenders are created equal – especially when looking for bad credit loans. We used the following metrics to separate the best and worst bad credit lenders so that you can better understand our rating system:

    Acceptance of Low Credit and No Credit

    First of all, you don’t need this list if you have a good credit score. If you are among the people with a good credit score, there are plenty of borrowing options available for you out there. We exclusively looked into lenders that accepted bad credit scores and no credit scores for this list. Having a bad credit score or no credit score should not prevent you from getting money when you need it most. Most institutions and banks do not offer loans to people with bad credit scores.

    Speed of Deposit

    Good lenders usually deposit money into your account within 24 hours. Some of the best lenders in this industry do it within 6 to 12 hours. We considered the speed of the deposit in our rankings because we know that sometimes timing is crucial, and most people need the money as soon as possible. That’s where bad credit lenders can help. Otherwise, these people wouldn’t be in the position to access the funds.

    Company Reputation & Track Record

    As a rule of thumb, it’s essential to research the company you’re doing any type of business with, especially if you’re about to borrow money. Some bad credit lenders are new companies with a limited track record. Other companies have a long and proven track record for providing quality loans to people with different credit scores. We only listed trustworthy companies well known in the industry for offering money to people with bad credit scores.

    Amount of Money Available

    Some bad credit lenders let you borrow up to $5,000 in as little as 24 hours with bad credit or no credit. Others lure you in with claims of giant deposits, only to withdraw that offer when they discover your credit score. All the companies in this list are transparent with the money available for your specific situation.

    Ease of Application Process

    Making the entire application process easy should be a priority for any company offering online services. Some bad credit lenders have invested millions into creating highly functional and usable websites that are easy to use. Others use dated UIs with poor design. We considered the overall ease of the application process in our ranking, and we preferred websites that made it easy to complete the application within minutes. If you have an emergency and need money quickly, you don’t want to spend hours on a website trying to figure out how to submit a form and sign the papers.

    Customer Reviews

    We tested it before listing it in this article as with any product. In this case, we tried each bad credit loan website wherever possible. However, we also considered customer reviews in our rankings. We read thousands of positive and negative reviews to ensure that our recommended bad credit lenders had a proven track record of providing money to their clients.

    Honesty & Transparency

    The world is full of scammers, and the bad credit loans industry is no stranger to it. You can find plenty of shady payday loan websites that are dishonest and borderline scammers. Some of them can even steal your financial and personal information. Others are reputable companies specializing in bad credit loans. Some companies disclose their location and history upfront, while others are vague about their entire operation. We preferred bad credit lenders that were honest and transparent with their business information, fees, and processes.

    Interest Rate and Overall Cost

    Bad credit loan providers compete with one another based on interest rates. This criterion is usually their selling point as well. Bad credit loans are always more expensive than high credit loans, so you should expect higher interest rates. That is how the system works. However, by law, bad credit lenders cannot exceed certain interest rate limits. We considered interest rate and overall cost in our rankings because this is also important for someone looking to borrow money.

    Fee Transparency

    The biggest mistake someone desperate for money can make is not reading the terms and conditions of the loan. Some bad credit lenders lure you with low-interest rates, only to surprise you after you sign the loan with all sorts of hidden fees that quickly add up to your debt. All bad credit lenders charge higher fees, but some lenders are downright unreasonable and sneaky. We tried only to shortlist platforms and companies that are fully transparent with their customers.

    How to Get a Bad Credit Loan: Our Step by Step Guide

    Just because you have a bad credit score doesn’t mean that you can’t get a loan. This process can be pretty straightforward. Many companies specialize in providing bad credit loans. If you’re also looking to get a loan and your credit score isn’t good enough, we have a few tips for you. Here’s our detailed step by step guide:

    Step 1. Check your credit score before applying. It gives you a better idea of which lender you can work with and what situation you’re in.

    Step 2. Research lender options thoroughly. There are thousands of bad credit lenders out there, and you want to be sure that you’re choosing wisely. The top-ranked ones on our list are trustworthy platforms, with thousands of happy clients prevalent in their niche.

    Step 3. Gather all the paperwork needed before applying, if possible. Get verification information ready for the lender, including your name, birth date, and financial information, so that you don’t have to spend hours or even days finding them and submitting them. It will make the entire process lengthy. Some lenders ask for income verification, debt-to-income ratio, and other details, while others do not. Make sure you know what documents your lender will ask for so that you can have them ready.

    Step 4. Apply for a bad credit loan. After you’ve done your research and gathered the documents for the application, you’re ready to complete the online application process for your bad credit lender. Simply complete the steps online, then wait for the approval. You could have cash in your account within an hour to 24 hours maximum.

    Once you’ve gathered information and checked your credit score, the rest of the process takes only 2 to 3 minutes. Most online lenders make it easy to request money by having an easy online application form. All you need to do is enter your information, submit the requested documents, then get ready to receive your money.

    Top 5 Advantages of a Bad Credit Loan

    Although many people fear debt and despise getting a loan, there are several significant advantages to getting a credit loan, even if you have a bad credit score. However, the most important benefits include:

    Get Cash Fast: Bad credit loans are designed to get money into your account as quickly as possible without too much bureaucracy and stress. Bad credit loans are one option if you need to pay for emergency expenses and need cash ASAP, and you can’t get a loan from a bank.

    Much Lower Interest Rates than Credit Cards: Many bad credit lenders charge lower interest rates than credit cards. Credit card interest rates range from 18% to 30%, while some charge less than 10% per year. Generally, bad credit loans vary anywhere from 4.9% to 35.99%, which could make them a more affordable option than borrowing money on your credit card. This is good news for those seeking a quick loan for emergencies.

    Multiple Lender Options: You have many lender options, even with bad credit. There are more bad credit lenders than ever. In fact, by getting lenders to compete for your business online, you can get surprisingly good interest rates even with bad credit.

    Customizable Repayment Term Length: Some bad credit loans offer two weeks of repayment. Others provide from 1 to 5 years. You can customize repayment terms based on the most bad credit loans situation.

    Improve Your Credit Score: For those who don’t know how credit score works, you can improve your credit score if you make on-time payments for your bad credit loan because your credit score improves when you consistently make on-time payments. Getting a loan can lower or improve your credit score.

    How Do Credit Scores Work?

    Credit scores can be complicated, especially if no one bothered to explain them to you. If you don’t understand credit scores, that’s okay. Know that it’s a complicated system with many moving parts, and you’re not always aware of everything that is going on behind the scenes.

    The United States has three major credit bureaus, including Experian, Equifax, and TransUnion. Each bureau tracks information based on your Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN).

    Each credit bureau has a detailed report on you and all the transactions you’ve made in the past. That credit report includes your payment history on any debts or loans accrued over the years. Based on this information, the credit bureau assigns you a score based on your likelihood of repaying money someone lends to you. Your entire credit history depends on it. All you can do to make it better is have credit and be good with it. This means that you should make all payments on time and use all the advantages credit gives you.

    Why Do I Have A Bad Credit Score?

    Credit bureaus consider many factors when calculating your credit score; some of them are easy to understand and upfront, while others are more obscure. If you have a bad credit score, then it’s likely related to one or more of the following factors:

    • The length of time you’ve had credit, the higher your score will be
    • The amount you owe on current debts or loans
    • The amount of your available credit you are using
    • The types of credit you have, include credit cards, bank loans, car loans, and lines of credit. They’re all different and essential for your score.
    • How much new credit do you have
    • How often you pay your debt/payments on time or have missed payments or declared bankruptcy

    The credit bureau will assign you a good or bad credit score based on these factors and other factors. Your credit score fluctuates, it is not doomed, and it can be improved. If you just paid off your student loan, for example, then your credit score should go up. If you just received a new credit card, your credit score should increase because you have more available credit. As you start using that credit, your credit score will go down. Based on these factors, you can directly influence your credit score.

    What is a Bad Credit Score?

    Lenders and banks consider you a risky borrower if your credit score is less than 580. Below that score, the lender and the bank see you as high-risk for not repaying your credit. If you don’t know the guidelines based on how you are labeled, we can help you.

    Here are the general guidelines for good and bad FICO credit scores:

    • Exceptional Credit: 800 and above
    • Very Good Credit: 740 to 799
    • Good Credit: 670 to 739
    • Fair Credit: 580 to 669
    • Poor Credit: Scores below 580

    Top 4 Best Types of Bad Credit Loans

    Luckily for you, you can still borrow money even if you have bad credit. It’s not the end of the world if you’re not among those who thrive on having an exceptional credit score. If you have a bad credit score, then you can borrow money through one of the following five methods:

    Online Lenders

    In 2022, online lending will be more popular than ever. Online lenders, including any of the lenders researched above by our team, make it easy for people with all credit scores to borrow money online in just a few easy steps. Although as someone with bad credit, you pay more than someone with good credit, they are still a good choice if you need money ASAP. However, you can quickly and instantly borrow money from many online lenders, and the money will be in your bank accounts within one business day.

    Credit Union Payday Alternative Loans (PALs)

    Some credit unions are part of the National Credit Union Administration, which means they offer payday alternative loans (PALs). These loans are cheaper than payday loans, and they allow borrowers to repay the loan over a few months instead of as a single pay period. Federal regulation caps PALs at an interest rate of 28%, making them much cheaper than payday loans.

    Borrow from Friends or Family

    Friends and family don’t care about your credit score, and they won’t check your credit score before lending money. This is why many people with bad credit scores choose to lend money from family or friends. Unfortunately, mixing business and pleasure isn’t always a good idea, and it can influence the relationship over time. However, many people borrow from friends or family before turning to other borrowing options.

    Home Equity Loan with Bad Credit

    If you have equity in your home, you can also apply for a home equity loan or a home equity line of credit (HELOC). In this case, your home will serve as collateral for the loan, and you can borrow money regardless of your credit score. HELOCs tend to have low-interest rates because your home secures the loan, not your income. Interest on your home equity loan may be tax-deductible(check with an accountant before to be sure). The main downside of this type of loan is that failing to repay the debt could cause you to lose your property. There have been cases of people losing their homes due to a bad loan or inability to repay the debt in time.

    How Much Does a Bad Credit Loan Cost?

    Bad credit loans are not necessarily more expensive than regular loans. Bad credit loan rates vary depending on your credit score, financial background, and state of residence—however, the bad credit lenders listed above in this article charge between 4.9% to 35.99%.

    The higher your credit is, or the more proof of income you provide, the more you can borrow from the lender. Each situation is different because each individual may have different needs and qualifications.

    As with any loan, make sure to check the bad credit loan statement carefully for additional fees, including early payment fees, missed payment fees, and other charges, before signing. It might take a few minutes or hours to read through it, but it can save you a lot of money and time. Information is power.

    Bad Credit Loan Alternatives

    Although many people give them a bad reputation, bad credit loans are helpful. However, there are always some alternatives because each situation is unique. It all depends on your situation and your credit score. You may want to consider the following instead of the bad credit lenders listed above:

    Interest-Free Cash Advance Apps (Earnin, Dave, or Chime)

    Apps like Earnin, Dave, and Chime have surged in popularity because they offer interest-free advances on paychecks up to two days in advance. You must meet eligibility requirements to use these specific apps, and there’s also a limit on how much money you can borrow. However, they could allow people with bad credit to get an interest-free cash advance. This is an excellent alternative for some people.

    Personal Loan from Bank, Credit Union, or Online Lender

    Personal loans have lower APRs than bad credit loans. Even if you have a bad credit score, you may be able to receive a loan from a bank, credit union, or online lender. It’s better to go and ask them or talk to a representative over the phone to see if you qualify for any personal loans.

    Small Dollar Loans for Emergency Expenses

    There are plenty of banks in America, and there will always be one that might be the right one for you. Some of the largest banks offer small-dollar loans to cover emergency expenses specifically. Bank of America provides Balance Assist, for example, and US Bank offers Simple Loan. These banks provide short-term funds to existing customers in good standing. Our advice is to ask your bank about a small-dollar loan.

    Peer-to-Peer Lending

    Peer-to-peer lending platforms have been popular for over a decade. These websites only specialize in one thing, connect lenders with borrowers. Lenders want to earn interest on their savings, while borrowers need money. It’s the perfect win-win relationship. Some peer-to-peer lending sites have emerged and now use crypto.

    Auto Title Loans

    You use your vehicle as collateral to borrow money with an auto title loan. You should only use an auto title loan as a last resort. Auto title loans are expensive, and they generally require you to repay the loan in 30 days. If you can’t pay within 30 days, the borrower legally takes possession of your vehicle.

    What Do I Need When Applying for a Bad Credit Loan?

    Before applying for a bad credit loan, you may need to meet specific requirements and verify certain documents. Lenders have different rules, as do States. Generally, you need all of the following documents ready when applying for a bad credit loan:

    • To be at least 18 years of age
    • To reside in the state, you selected on your loan application
    • To have a valid and active email address or phone number
    • To provide proof of an active bank account that has been opened for at least one month
    • To not currently be a debtor in a bankruptcy case or intend to file for bankruptcy relief

    Some bad credit lenders will also require you to provide proof of a steady source of recurring income, like employment, self-employment, retirement funds, disability payments, or other income sources. If you can provide this information for them, you will qualify for a bigger loan. Generally, you are eligible for a bad credit loan as long as you have more than $1,000 per month from all sources. In some cases, lenders require a valid Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN), but that is not the case with all lenders; some will not ask for your SSN or ITIN. As mentioned above, these requirements are always listed on the websites.

    How Much Does a Bad Credit Loan Cost?

    You will pay a certain percentage as interest whenever you borrow money from a lender, bank, or institution. This goes for all types of loans, not just bad credit loans. As for bad credit loans, the costs vary widely between providers. According to the Consumer Financial Protection Bureau, it typically costs around $15 to borrow $100 from a payday lender. That’s an APR of 391% for a two-week loan.

    However, remember that not all bad credit lenders function like payday lenders. Many bad credit lenders lend to people of all credit scores – they just charge higher rates to people with bad credit scores. You still end up paying less than a payday loan, and you get access to the money faster.

    How Much Can I Borrow with a Bad Credit Loan?

    No rule regulates the amount of money you can borrow. It all depends on your situation and your ability to pay it back. If you have a bad credit score, you should be able to borrow anywhere between $300 to $1,500, depending on lending regulations in your state and your lender. However, if you get a personal loan, you might be able to borrow even more than $1,500. Many online lenders let you borrow $5,000 to $15,000 even if you have a bad credit score. Having a bad credit score is not a death sentence. By getting a loan, you will increase your score, and if you pay your debt in time, your score will significantly increase over time.

    FAQs About Bad Credit Loans

    We know that loans, especially bad credit loans, are pretty complicated; therefore, we want to debunk and answer all the questions people might have about them. Our bad credit lending experts get plenty of questions about bad credit loans all the time. People want to know how they work and the benefits and risks. Here are our responses to the most frequently asked questions about this subject.

    Q: What is the most accessible type of loan to go for if I have a bad credit score?

    A: There isn’t a specific type of loan suited for people with bad credit scores. You can qualify for multiple types of loans from various platforms. Nowadays, many popular online lending websites make it easy to get a loan with bad credit. All you have to do is go on the website, apply online, send them all the information they require, and then you’ll receive offers within minutes, fully customized for your situation and needs. It’s fast, easy, and convenient regardless of your credit score. People with good credit scores can apply for loans on these platforms.

    Q: Can I get a loan with no credit?

    A: If you have a bad credit score or, even worse, no credit, look for a no credit check loan. These loans are more expensive, but they allow you to access money with a bad credit score in a matter of hours. Always be aware of companies that don’t claim to check your credit, as they are scams, most probably.

    Q: What loan company will accept me with bad credit?

    A: Any top-ranked bad credit loan providers on our list will accept you with bad credit. Take a few minutes to read the article and check their websites for more details.

    Q: Can I honestly get a loan with a bad credit score?

    A: Yes, you can get a loan even if you have a bad credit score. You will pay higher interest rates with a traditional lender, or you can find a no credit check loan.

    Q: How do I borrow money immediately?

    A: The easiest way to borrow money immediately is via a personal loan from an online lender. Or, you can use a loan app, take a cash advance on your credit card, borrow money from family or friends, or visit a pawnshop. As you can see, there are many legal ways to get some cash quickly.

    Q: Can I get a $10,000 loan with bad credit?

    A: Yes. Several bad credit lenders offer up to $10,000 or more cash in personal loans to people with bad credit.

    Q: What’s the catch with bad credit loans?

    A: The “catch” with bad credit loans includes high-interest rates. Some lenders also charge additional fees; it depends on the lender. However, these companies must disclose all fees upfront. Therefore, you are not scammed or tricked into a loan. All you need to do is read all the terms before signing.

    Q: What is a bad credit loan?

    A: A bad credit loan is an agreement between you (the borrower) and another party (the lender) where you receive money in exchange for a fee (like the interest rate and other charges) while having a bad credit score.

    Q: How much can I borrow with a bad credit loan?

    A: Typically, you can borrow anywhere between $100 to $1,500 with a bad credit loan. Some lenders offer even higher amounts of money. It all depends on your situation and your ability to repay the debt.

    Q: Will applying for a bad credit loan impact my credit?

    A: If the lender performs a credit check, that credit check could impact your credit score. However, this effect is insignificant, and we shouldn’t worry too much about it. There are other serious factors affecting your credit score.

    Q: What is a FICO score?

    A: A FICO score is a specific credit score used by certain lenders. Generally, if you have a bad credit score, you also have a bad FICO score.

    Q: What do I need to apply for a bad credit loan?

    A: To apply for a bad credit loan, you typically need to be 18 years of age or older, reside in the state you picked on your loan application, have a valid and active email address, and have a valid Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN). The lender may also require proof of an active bank account and evidence of a steady source of recurring income (like a job, income, or proof of self-employment).

    Q: Can I get a bad credit loan if I am self-employed?

    A: Yes, you can get a bad credit loan when self-employed. The lender will probably ask for income verification from your self-employment business, just like they ask if a company employed you. You can qualify for a bigger loan if you’re making money constantly every month.

    Q: How do I apply for a bad credit loan?

    A: You can apply for a bad credit loan online or in certain stores, depending on the company or platform. Some companies exclusively do business online, while others do business online and in stores.

    Q: How soon do I get money with a bad credit loan?

    A: Most bad credit lenders deposit the money within 2 to 24 hours of receiving your application and the documents.

    Q: Do I need a job to get a bad credit loan?

    A: No, you don’t need a job for a bad credit loan. However, some lenders require proof of income verification, but that doesn’t mean that your loan won’t be approved. For proof of income verification, you can use self-employment income, disability payments, retirement benefits, and other sources of income. Just because you don’t have a job doesn’t mean that you don’t have other income.

    Q: How do I know if my bad credit loan was approved?

    A: The lender will immediately notify you if your bad credit loan was usually approved via email or phone.

    Q: Does it cost money to apply for a bad credit loan?

    A: It does not cost anything to apply for a bad credit loan. However, you may need to pay after your loan is approved, depending on the lender’s fees and conditions or your bank.

    Q: How do I receive my money from a bad credit loan?

    A: Most bad credit lenders deposit money directly into your bank account (direct deposit). However, some lenders also offer same-day cash pickup and other alternative deposit options.

    Q: When do I pay back my bad credit loan?

    A: Borrowing periods vary between lenders. Some payday lenders require you to pay by the next payday, for example. Other borrowing periods could be 30 days, 60 days, or even one year.

    Q: How do I pay back my bad credit loan?

    A: You can make a payment online for your bad credit loan. Some lenders use automatic payments (ACH payments) to automatically withdraw money from your bank account on the due date.

    Q: What happens if I prepay my bad credit loan early?

    A: Some lenders charge a prepayment penalty, while others do not. It depends on the lender or the platform. Some lenders allow you to pay your bad credit loan early to avoid further interest payments and fees.

    Q: What loans are easiest to get approved for?

    A: Most online lenders make it easy to get approved regardless of your credit score, good or bad. The higher your credit score, the less you’ll pay. Many online lenders send you money in minutes, irrespective of your credit score.

    Q: Can I refinance my bad credit loan?

    A: Some states require lenders to refinance your bad credit loan. For more information about this, it’s better to contact your lender for refinancing options.

    Q: Why is the interest rate so high with bad credit loans?

    A: Many bad credit loans have short borrowing periods – similar to payday loans. You might pay 20% interest to borrow money for two weeks, making the annual percentage rate (APR) look very high. Most states restrict the maximum interest rate charged by the lender.

    Q: How often can I apply for another bad credit loan?

    A: The frequency of bad credit loans varies from state to state and company to company. You can check all the requirements and rules on their websites. Usually, you will get another loan if you repay your loan on time and prove that you have a steady monthly income.

    Q: Are bad credit loans a scam?

    A: No, bad credit loans are not a scam. Although it might seem like they are too good to be true, these companies and types of loans exist. Thousands of Americans with bad credit scores use these services to get money whenever they need it. You can pick the best and most reputable lender by researching lenders and comparing options to see which ones suit your needs.

    Q: Do bad credit loans require security or collateral?

    A: No, bad credit loans do not require any security or collateral. Most online lenders simply deduct money from your bank account at the time of repayment. Your assets are not at risk in this case.

    Q: What if I can’t repay my bad credit loan?

    A: If you can’t repay your bad credit loan, the lender should communicate with you to negotiate a settlement. Before you sign the papers, the lender will share the rules and penalties with you. When the time comes, they might or might not understand your situation. You might be able to negotiate a settlement. If not, the company may initiate collection procedures.

    Q: Are bad credit loans regulated?

    A: Bad credit loans tend to fall under a similar umbrella to payday loans, heavily regulated at the State and Federal levels. If you want to be safe, go for a loan from a trustworthy company with good reviews and history.

    Q: Are online bad credit loans safe?

    A: Yes, most people get bad credit loans through the internet instead of other sources. It’s straightforward. There are plenty of legitimate bad credit lenders now available online. There is no need to be afraid if you’re using a trustworthy and certified platform.

    Q: How can I spend my bad credit loan?

    A: Once the bad credit loan is in your account, you can spend it however you like; no one will ask for receipts and proof. Generally, people get bad credit loans because they have an emergency and need the money ASAP. There are no “rules” on how you spend the money, and the lender doesn’t care. You can spend some of that money on other things, as long as you pay back the money on its due date with interest. That’s all the loaner cares about, getting the money back from you.

    Q: What’s the best bad credit lender?

    A: MoneyMutual, BadCreditLoans, PickALender, and Upgrade are all some of the best bad credit lenders available today. Make sure to check out our list for a detailed analysis of all the best bad credit loans available.

    The Best Bad Credit Lenders of 2022 Conclusion

    Many people need or will need a loan to pay for emergencies or medical bills. Research shows that 4 in 10 Americans would not be able to come up with $400 in an emergency, according to the Federal Reserve, let alone thousands of dollars in case something else happens.

    Fortunately, there are more borrowing options than ever for people with bad credit. From payday lenders to short-term lenders and more, bad credit loans are easy and accessible. In 2022 getting a loan even with a bad credit score is possible; all you need is to follow a few steps and see if you qualify for the loan. In less than 24 hours, you’ll have the money in your bank accounts ready to use. Try a top bad credit lender above today!

    ALSO READ: Best Credit Repair Companies: The Most Recommended Services to Use?

    Affiliate Disclosure:

    The links contained in this product review may result in a small commission if you opt to purchase the product recommended at no additional cost to you. This goes towards supporting our research and editorial team. Please know we only recommend high-quality products.


    Please understand that any advice or guidelines revealed here are not even remotely substitutes for sound medical or financial advice from a licensed healthcare provider or certified financial advisor. Make sure to consult with a professional physician or financial consultant before making any purchasing decision if you use medications or have concerns following the review details shared above. Individual results may vary and are not guaranteed as the statements regarding these products have not been evaluated by the Food and Drug Administration or Health Canada. The efficacy of these products has not been confirmed by FDA, or Health Canada approved research. These products are not intended to diagnose, treat, cure or prevent any disease and do not provide any kind of get-rich money scheme. Reviewer is not responsible for pricing inaccuracies. Check product sales page for final prices.

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    Army Funding

    Best Payday Loan Websites That Work for Bad Credit Score Lending

    Payday loans are short-term loans that are taken to deal with emergency expenses that you cannot bear at the current time with the cash in your hand. Many websites offer payday loans to those who need fast money to complete necessary transactions.

    But, be careful before choosing a payday loan website. Often, they provide small sums of money at high-interest rates that leave the individual with more debt than they were in. Most websites transfer money within 2-3 hours so that you can deal with the financial emergency on your own.

    Online lenders may require you to fill in your primary and financial information in a form on their websites. Once you complete the allocation, they review it and perform a quick credit check. If they are satisfied with your details, they immediately send money to your bank account.

    However, you cannot rely on all payday loan websites. Some are more authentic and faster than others. Good payday loans websites transfer the funds to you very quickly. You don’t have to wait for long before they approve your loan request.

    Whenever you want to borrow money, stay clear of evil payday loan lenders who might be frauds and scam you. If you need help, read the list of the best online payday loan companies that can provide easy and credible solutions to all your money problems.

    Before picking payday loan platforms, read all their terms and conditions. Even if you get loan approval, don’t sign anything without looking at the provisions.

    Don’t think much. Payday loans are the way to go if you have bad credit and no one else is willing to provide you with a loan. Rely on our list to find the world’s best payday loans online and receive funds immediately!

    The Top 6 Online Payday Lenders in 2022

    Payday loans can be tricky if you are unsure where to borrow from. Finding the best online payday lender is not a walk over the bridge. With several parameters involved, such as interest rates for payday loans, term length, loan amount offered, etc., you must put in a lot of thought before picking a provider for your payday loans requirements.

    Fortunately, we have done your part of the research to save your time. Below is a list of the best payday loans online that you can resort to for emergency cash or installment loans:

    MoneyMutual MoneyMutual is the best online payday loan provider with reasonable repayment terms and interest rates. If you want a payday loan online, MoneyMutual can be your best bet since payday loans from this company are credited in a short time.
    FundsJoy FundsJoy is the best online payday loan provider with a good term length to repay the payday loans borrowed. If you are looking for a payday loan online, this payday loan provider is the safest.
    BadCreditLoans BadCreditLoans is not only the best online payday loan provider for individuals looking for payday loans but has a bad credit rating. Getting a payday loan online from this company is trouble-free and risk-free too.
    PickALender PickALender is one of the best payday loans provider crediting the amount into your bank account in a short amount of time. PickALender is one of the best online payday loans providers because it has a great term length.
    Next Day Personal Loan Next Day Personal Loan is one of the best payday loans provider for people looking for personal loans without going through the hassle of a lot of documentation. As one of the best online payday loans provider, it credits the amount within 24-48 hours of verification of documents.
    CashUSA CashUSA is one of the best payday loans lender, offering personal, payday, and other loans based on the user’s preference.


    Company Overview
    Category Installment Loan Providers
    Amount Offered $200 to $5000
    Top Highlights No fees, simplified approval process, educational resources available
    Interest Rates Varies
    Term Length Varies

    MoneyMutual is an excellent way for people to obtain the best payday loans online at entirely reasonable prices. MoneyMutual has an excellent track record with customers who wish to secure personal loans, and it has helped over 2 million people secure immediate funds at relative ease. You will easily connect with over 120 lenders across the country. You can arrange online personal loans from this platform at very reasonable rates. Using this platform, you can easily secure up to $5000 within 24 hours of joining the platform. It does not matter that you might have a bad credit score that prevents you from getting hold of loans at ease.

    Getting hold of loan funds with reasonable interest rates is quite a challenge for people with a bad reputation for handling credit, but it does not have to be that way with this company. When you obtain a loan, you must keep in mind that it should be a secured personal loan. Online lending marketplaces are not precisely trustworthy unless they have earned a reputation for themselves or proven to be legit. This is why it is essential to consider everything when considering borrowing money from online lenders. Finding a reliable online lender is the general problem many people face when getting hold of cash for any need.

    People in need of credit desperately require installment loans that can be achieved within short periods and can be paid back flexibly. MoneyMutual helps attain such loans for those with an unsatisfactory credit history even if the other institutions reject them. People find that the amount they need is credited immediately upon checking account details within just twenty-four hours from reaching an agreement with the lender.

    The interest rates are pretty low, and you can connect with many payday lenders who can get you the very best deals. Get hold of a reliable online payday lender even if you have a bad credit score. Get hold of emergency cash to take care of your expenses with reasonable and lenient online loan terms using the services of this platform. The amount gets credited to your bank account without hassle; your poor credit background does not matter. You can get personal loans from the online payday loan lender that you choose. Consider these payday loan alternatives that are great opportunities for those with low credit scores to get hold of some money.


    Company Overview
    Category Installment Loan
    Amount Offered $200-$5000
    Top Highlights Less than 10 minutes online form, advanced automated system, no paperwork
    Interest Rates 4.99% – 450%
    Term Length Varies

    Getting hold of emergency cash with a bad credit score can be a nightmare, especially when banks and other bureaucratic lenders set many strict online loan terms and conditions. Bad credit loans can get credited into your bank account in no time at all, no matter whether you have a good or poor credit background using this service. Personal loans and payday loan alternatives to traditional payday loans are a great way to go about it if you have a low credit score, and FundsJoy can help you with that.

    FundsJoy is an excellent way to get hold of some credit instantly without worrying about complying with the strict obligations of institutions like banks that charge high rates of interest. This service platform connects you to some of the best and most trusted lenders willing to look past your history with credit. This is the easiest method of obtaining some of the best payday loans online at very reasonable costs. All you need to do is respond to a few targeted questions that let the site connect you with the most reliable and best lenders for yourself.

    You can get hold of secure and safe online personal loans from various lenders. They specialize in helping you get payday and personal loans at very reasonable interest rates. It is always a track record of not-enough credit that gets in people’s way and prevents them from securing good deals. A bad credit score can severely negatively impact borrowers’ reputation, rendering them incapable of securing loans in the amounts they require from trustworthy lenders. FundsJoy is known for lenders who give out high loan amounts in credit to borrowers with flexible and personalized plans.

    The service is entirely free to use and does not require you to spend any extra money to connect with lenders or get cash in your account. Getting a secured personal loan does not have to be difficult because you don’t have a score that matches the expected requirements. Sometimes, for any number of individual needs, you will require to get hold of an instant payday loan. This platform can help you connect with lenders who can get you installment loans at reasonable rates and negotiate interest rates with you. Your credit history is of not much concern to the lenders at FundsJoy.

    By simply checking the account balance in a few hours to one day, you will notice that the amount negotiated has been credited. The payday lenders available on this website offer very reasonable interest rates, and every online payday lender is open to negotiating and making the repayment options flexible.


    Company Overview
    Category Installment Loan
    Amount Offered $500 to $10,000
    Top Highlights Easily connect to a lender and quick funding
    Interest Rates 5.99% – 35.99%
    Term Length 3 to 60 Months

    Upon checking the account balance within just hours of requesting the amount, people notice that the loan has been credited. The interest rates are comparatively meager, and the payday lenders are very easy, flexible, and open to negotiation. It isn’t easy to get a hold of an online payday lender without the help of a trustworthy platform like BadCreditLoans. Your bad credit score should not come in obtaining emergency cash when you need it.

    You will find that the online loan terms and conditions for bad credit loans are very reasonable when you borrow money from lenders through this platform. Despite your poor credit background, your bank account will be credited with the amount in a brief period making the online payday loan lender options at BadCreditLoans stand out. Personal loans are required for various reasons, and it is not easy for those to get hold of short-term loans due to strict credit checks by most institutional lenders of personal loans. When you find a loan provider on this platform, you can be sure of the authenticity of their services.

    BadCreditLoans is one of those with quite a high range of borrowable amounts. It makes them a pretty popular option among the many companies on our list of the best payday loans online. This service is entirely free of cost and suitable for those who do not have enough funds. Your poor credit scores do not matter to the lenders on this platform, and they are willing to offer loans up to $10,000 to the right borrowers. The services provided by this platform are very transparent, and the fees are discussed up front so that you do not have to worry about any hidden charges in the future.

    If you are looking for options of payday loan rates of interest that are pretty low, then this is a great way to begin. There are many reasons why getting hold of personal installment loans will be an excellent idea for dealing with emergencies and immediate expenses that need to be handled. The lenders on BadCreditLoans can give you an instant payday loan without any hassle and just simple, straightforward inquiries. The speed at which you can get hold of the installment loans is one of the reasons why this platform is viral.


    Company Overview
    Category Installment Loan
    Amount Offered $100 to $40,000
    Top Highlights Marketplace and lending partners, fast delivery, data security, upfront disclosure
    Interest Rates Varies
    Term Length Varies

    PickALender is a platform that stands out on our list of the best payday loans online for many reasons, but the most important being the high amount of money you can borrow in a short period: $40,000. Take two minutes of your time to fill out the online form. You will get hold of many offers around you in no time at all. Many lenders on the platform are willing to give you loans even if you have poor credit scores.

    You can get personal loans at very reasonable payday loan rates and negotiate great deals for yourself using this platform. The installment loans you get from this website are through reliable lenders associated with the platform rather than the platform lending you the money directly. You will be happy to note that your credit history does not matter, and the amount you have requested will be in your checking account the next day.

    People usually worry about the interest rates when they look to secure a short-term loan. The loan process is relatively smooth when you use PickALender for your loan services and easily get loan approval. You can get hold of emergency cash at reasonable online loan terms despite having bad credit scores that do not sit well with traditional institutional lenders. When you use this platform continuously, you realize that bad credit scores never have to be a reason to worry when you have other emergencies that require your attention.

    The amount is credited into your bank account within a brief period, which is very rare, and those who have tried to secure personal loans before know this quite well! Personal and other short-term loans require strict credit check procedures, and the federal credit union usually requires all the paperwork and scores to be intact. Credit union loans are the hardest to get hold of when it comes to the different options of online loans. However, credit union loans are not the only options, especially if your credit score is not satisfactory. This is one of the best ways to secure some of the best online payday loans with flexible monthly payments from a direct payday lender offering some fantastic deals on payday loans.

    Next Day Personal Loan

    Company Overview
    Category Installment Loan
    Amount Offered $1,500 to $40,000
    Top Highlights Fast Funding, Secure loan request form, all credit types considered
    Interest Rates 6% – 35.99%
    Term Length 2 to 180 months

    Next Day Personal Loan is a company that brings you outstanding loans at very reasonable interest rates from several trusted lenders across the country. One of the best parts of borrowing money from lenders is that it is straightforward. You need to fill out the required form, review the same, sign the necessary documents, and voila. Your funds will be credited to you as quickly as the next business day. That is what makes this company one of the best ways to secure the best payday loans online. This is one of the best online lending marketplaces and offers quick delivery and robust data security.

    Good installment loans are not easy, but Next Day Personal Loan services make them quite accessible. Your credit history is essential to the lenders on the platform who are willing to give you their money at very reasonable interest rates. Upon checking your account balance the next day, you will find that the loan you requested has been deposited. You will find that the payday loan interest rates offered on this platform are highly competitive. Interest rates are significant when picking suitable lenders, and you must always select according to the interest rates that suit your profile best. You must not look away from this, even if it is a short-term loan that you are after.

    The loan process involved in getting hold of money from the lenders at Next Day Personal Loan is relatively easy, and even your bad credit scores will not get in the way of a smooth borrowing experience. You can get hefty short-term loans without a troublesome credit check that brings down your morale. The federal credit union is not a great option if your credit score is not good enough per the standard requirements of credit union loans. Getting hold of online loans is risky, so having a trusted loan provider. If you are obtaining loans from an unsecured loan provider, you could get in trouble for the same. The payday loan borrowers who do not have an excellent credit track as per the three major credit bureaus will have no problem getting hold of money through the best online payday loans brought to you by NDPL. Connect today with a direct payday lender and negotiate flexible monthly payments.


    Company Overview
    Category Installment Loan
    Amount Offered $500 to $10,000
    Top Highlights Loan decision in minutes, funds direct deposited, loan for any purpose
    Interest Rates 5.99% – 35.99%
    Term Length 3 to 72 months

    Short-term loans usually require a lot of credit check procedures, as is evident from the credit union loans you get through the federal credit union. This is not the case with CashUSA, where getting hold of online scores does not consider your credit score. The loan provider is safe, and unlike other platforms where you are at the risk of borrowing money from an unsecured loan provider, you don’t have to worry about the same here- the payday loan borrowers have everything going on securely. It does not matter if your score according to the three major credit bureaus is not up to the mark. Get a payday alternative loan today and any other online personal loans you need. Payday loans and cash advance amounts are easy to come by here.

    If you are looking for a company to bring you lenders offering the best payday loans online, you are in luck with CashUSA. You can find outstanding installment loans and connect with numerous excellent lenders after your business throughout the platform! You guessed it right- they do not care much for your credit history- all that matters is your needs and the terms you both agree on! The next day’s checking account balance has never been more exciting as you note that the amount is credited so simply and quickly.

    The payday loan interest rates brought to you by the lenders on this platform are relatively low. We all know the importance of considering interest rates: interest rates have to be reasonably low and amounts that do not add to your financial stress in the future. The lenders are open to negotiating the best plans to get hold of your short-term loan without much hassle and no lengthy loan process that dampens your morale and makes you worry about your bad credit scores.

    How We Ranked The Top Online Payday Lenders

    Although all payday loan websites claim to offer money as quickly as possible without even checking your credit score, most don’t deliver as they promise. Some are mere frauds charging high-interest rates to rip high amounts of money from you.

    Therefore, you must have access to authentic and respectable online sources of payday loans to make a conscious decision. Our editorial team used the following criteria to differentiate average websites of payday loans from the best ones.

    Speed of Transaction

    Most payday loan companies online claim to transfer money swiftly to your bank account. But, not every website lives up to the claim. Some companies are quicker than others and transfer funds within as few as 2 hours. However, most websites require 24 hours to deposit money into your account.

    Our team tried getting loans from the payday loan companies listed here to test their transaction speed. Most of their funds entered our company accounts in a short period. The faster we received funds, the higher we ranked them.

    Transparency With Transactions

    The industry is filled with lenders following shady practices. Most of them don’t disclose any details, even their interest rates, to customers. We valued those payday loan websites that cared to maintain the utmost honesty about their businesses.

    When companies are transparent about their dealings, they are more likely to gain loyal customers. We appreciate those websites that sincerely disclosed their fees, other charges, and APR. It is a legal requirement to divulge all details to potential customers.

    We included those payday loan websites on our list that provide cash advance that was entirely transparent about their business.

    Quality and Quantity of Lenders

    Our list features those payday loan providers associated with respectable lenders. Where most of these websites redirect you to greedy and expensive lenders, the companies on our list connect you with legitimate payday lenders. We valued those sites that offered the most premium quality of lenders.

    Also, the number of personal loan lenders matters when selecting one to which you will put forth a loan request. If a website provides you access to multiple lenders, you have many options available at your disposal. Payday loan websites allow you to choose between many direct lenders who can offer quality financial service to you by getting into partnerships with more lenders.

    Company Information

    Some payday companies divulge all their information to customers like phone numbers, addresses, live chat, e-mail addresses, etc. Some don’t even believe in sharing minimum details about their business.

    We included those online payday loan platforms on our list that were completely transparent about their company information. A good payday loan company will always disclose its fees, charges, and interest rates beforehand so that you can make an informed decision about getting such a loan.

    When you give your financial information to someone, you want them to show maximum transparency in their transactions. Users must not entertain any company that hides its information or is shady about its dealings.

    Company Reputation

    The inclusion of any payday loan company into this list is primarily based on its reputation in the industry. As the market sees daily entry and exits of several payday loan lenders, you require a company that has been on the scene for a long time.

    A robust reputation is the foundation of all the other criteria listed here. If a payday loan lender has lasted for more than eight years, it is more likely to be authentic and reliable than others. Stay clear of temporary companies that provide payday loans today and are gone tomorrow.

    Customer Reviews

    The most crucial aspect of any good company is how well they can satisfy their customers. If a consumer is happy with the services of a company, they are more likely to come back to them.

    Our team included these very payday loan lenders because of the high number of positive customer reviews present online about them. Many users reported receiving instant cash advance loans to deal with their emergencies from these websites.

    The thoughts and opinions displayed in the customer reviews play an essential role in our ranking process.


    Getting payday loans online can be risky if the platform does not provide enough security while transferring the loan amount or when asking for sensitive information required from the payday loans borrower.

    It is an obvious fact that payday loans offerors or personal loan lenders often ask for sensitive personal information such as Social Security Number or Bank Account Details before funding the amount into your bank account.

    Payday loans providers must deploy advanced security technologies such as HTTPS AND 256-bit encryption when such necessary data is at risk of being stolen.

    The usage of such security features ensures that payday loans providers are not just good but also safe.

    This is why we only chose those payday loans and payday loan companies that emphasized high levels of security.

    The Maximum Amount That Can Be Borrowed

    Payday loans can be of varying amounts. Sometimes you may require payday loans of small quantities, and in some instances, you may need a large sum from the payday loans provider.

    While selecting each online lender offering payday loans, we looked at the maximum amount provided by these payday loans providers.

    The higher the amount offered by the payday loans providers, the more we prioritized them.

    Whether you want a small amount for your loans or a large amount, when the maximum amount offered for payday loans is decent to great, you can choose how much you want to utilize.

    Ease of Use

    We prioritized those websites of lenders that were easy to use and user-friendly. We steered clear of buggy websites or websites that did not have an HTTPS protocol.

    Ease of use is an essential factor since the user must be able to navigate through the website easily. If their experience on the website is not good enough, it is possible that they would be less motivated to make a loan request to the lender.

    What Are The Requirement To Get Payday Loans?

    Multiple lenders have different requirements for offering payday loans to those in need. However, the generic or convention payday loans requirements are:

    • The borrower must be at least 18 years of age
    • The borrower must be a current resident of the state wherein he has selected for the loan application to be processed.
    • He must have a valid Social Security Number, e-mail address, and phone number.
    • The borrower must have access to an active bank account. The user must have opened the said bank account for at least one month before borrowing the loan.
    • The borrower must not be going through bankruptcy when applying for payday loans. They must also not be in debt.

    Some loan providers also require income proof that validates the borrower’s current income. Generally, the evidence should show that you earn at least $1000 per month.

    Why Should You Get A Payday Loan?

    A person may require a loan of such sort for multiple reasons. The simple definition of payday loans is that it is credited to your account before your next payday.

    Getting a loan within a short period, probably within a few hours, gives you the flexibility to use the loan for multiple reasons, most of which are personal.

    Some of the reasons why you may require payday loans are:

    • You have unexpected costs such as car repairs or emergency travel for personal or financial reasons.
    • You need money to pay bills, and your next paycheck has not arrived.
    • You require money for shelter, food, or lodging, apart from other essentials.
    • You need cash for emergency treatment, be it yours or somebody else’s.

    You do not need to provide a specific reason to get payday loans, especially not from the companies or direct lenders mentioned above. Once you have the money credited to your account, it is up to you to spend it however you like. However, you must keep in mind to repay the loan in time once your next paycheck has come. Not repaying the loan in time ascends to the imposition of fines.

    The Top 6 Online Payday Lenders in 2022 Conclusion

    With rising prices of essential commodities and increasing medical bills, most individuals require monetary help from external sources to get through difficult situations. Don’t feel shy to approach payday loan websites as they can help you intensively and pull you out of a bad condition.

    Many times, you might face a problem that will drain your finances. Between the period of this problem and your next payday, you might require the assistance of a loan provider. But, multiple lenders out there require you to have a minimum credit score requirement.

    To tackle this situation, you require the help of payday loan lenders who would be willing to lend you money despite you having a bad credit score. Use this money to get out of the situation and pay them back when you have the money.

    Pick any of these payday lenders to get money immediately. Fill in your primary and financial information, allow them to review your details, receive loan approval and get ready to pay off debts. Most online lenders transfer funds within 24 hours to meet your requirement.

    Go through the top Online Payday Lenders above to pick your most preferred one and sail smoothly through the emergency!

    RELATED: Best Bad Credit Loans – Compare Top Ranked Lenders for Bad Credit Approval?

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    The links contained in this product review may result in a small commission if you opt to purchase the product recommended at no additional cost to you. This goes towards supporting our research and editorial team. Please know we only recommend high-quality products.


    Please understand that any advice or guidelines revealed here are not even remotely substitutes for sound medical or financial advice from a licensed healthcare provider or certified financial advisor. Make sure to consult with a professional physician or financial consultant before making any purchasing decision if you use medications or have concerns following the review details shared above. Individual results may vary and are not guaranteed as the statements regarding these products have not been evaluated by the Food and Drug Administration or Health Canada. The efficacy of these products has not been confirmed by FDA, or Health Canada approved research. These products are not intended to diagnose, treat, cure or prevent any disease and do not provide any kind of get-rich money scheme. Reviewer is not responsible for pricing inaccuracies. Check product sales page for final prices.

    The news and editorial staff of Sound Publishing, Inc. had no role in the preparation of this post. The views and opinions expressed in this sponsored post are those of the advertiser and do not reflect those of Sound Publishing, Inc.

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    Army Funding

    Best Bad Credit Loans: Top-Ranked Low Credit Lenders That Work in 2022

    The internet is full of bad credit lenders that provide you with loans regardless of your credit status. Your credit score does not matter; you can apply online and get several offers within minutes.

    Nevertheless, borrowing money on bad credit is sensitive, and you need to consider several factors before going with a lender. With several online lenders available, it is wise to do your research and evaluate every vital aspect before going with a lender.

    To make your life easy and save you the hassle of going through all the lenders by yourself, our financial experts have spent weeks contacting tens of bad credit lenders and going through all the paperwork to filter out the best from the rest.

    After rigorous scrutiny and analysis, we were able to rank the best bad credit loan providers that will help you in times of need and make your life easier.

    The Best Bad Credit Lenders of 2022

    Below, we have listed some of the best bad credit lenders that you can find online in 2022:

    • BadCreditLoans
    • MoneyMutual
    • CashUSA
    • PickALender
    • PersonalLoans
    • LendYou
    • Next Day Personal Loan
    • Payzonno
    • Upgrade Personal Loans


    BadCreditLoans is a super convenient online lending platform with a simple application process that allows you to borrow up to $10,000. Found online at, the platform comes in handy when all the banks and other lenders fail you.

    All you have to do is enter the last four digits of your social security number and your date of birth and zip code to see if you qualify for the loan. Once you are deemed fit for a bad credit loan, BadCreditLoans connects you with several lenders willing to provide you with a loan regardless of your credit score. There are no hidden fees; the company charges the person giving you the money a certain fee; apart from that, you are free to carry out your dealings with the lender.

    The service is entirely free and is one of the best lending platforms to avoid scams. Because of its transparency and ease of use, it is recommended by many customers who have used it to get financial help in tough times.



    MoneyMutual is another platform designed to help people with bad credit scores get safe and secure loans. It allows you to borrow up to $5,000 within a day and is an excellent option for people looking for a bad credit lender that offers an instant payback.

    The platform has helped over 2 million people get quick loans and has been rated highly by everyone who has tried it. You will provide the required information reviewed by the lenders registered with MoneyMutual, who then put forward their offers. There are over 100 lenders from all across the United States who have a proven track record of helping people in times of need.

    MoneyMutual is free of cost and does not charge the user anything for the loans; it only connects you with the lender. MoneyMutual charges the lenders a certain amount of money, but the borrower does not have to pay them anything for their services. Everything is between you and the lender, which is one of the many perks offered by MoneyMutual.



    CashUSA is an excellent service if you want to get a loan for debt repayment, house renovations, or other expenses with poor credit. The process is straightforward; all you have to do is follow a series of simple steps, and you will be all set to receive up to $10,000.

    After you fill out the form provided by CashUSA, you are connected to some of the many lenders registered with the platform; the rest is up to you. It requires simple information like your date of birth, zip code, and the last four digits of your social security number. The platform connects you with authentic lenders who instantly get the money to you without extra steps or hassle.

    CashUSA is one of the safest and most transparent lending platforms online that saves you a lot of time by quickly connecting you with people who are willing to help you out. Once your loan is approved, you can get the money deposited into your account within 24 working hours. The platform is safe and works discreetly without putting you in an undesirable situation.



    PickALender is the perfect bad credit lender for people looking to borrow heft sums of money. With PickALender, you can get a bad credit loan of as much as $40,000 by following a few simple steps and filling out a form within minutes.

    Instead of lending you money directly, it is another service that connects you with several trustworthy lenders who present you with offers, allowing you to pick the best one for you. By giving you several recommendations, PickALender creates a sense of competition among the lenders, which leads to them putting forward the best possible offer. This works for the best of the borrower because all put forward the offers keeping the lender’s best interest in mind.

    The pool of lenders registered with PickALender features moneylenders from across the nation, another plus point. The form you fill out takes less than five minutes, saving a lot of time. It is an excellent service that allows you to borrow large sums of money on poor credit.



    PersonalLoans is an online lending service that does not bother with your credit score and allows you to get up to $35,000 in your account within days. The application form requires you to fill up basic information and makes borrowing more effortless than ever.

    The platform, like others, connects you with several moneylenders from all across the United States that present you with different offers, of which you can choose the one that suits you the best. PersonalLoans is a user-friendly platform that ensures complete transparency and does not have hidden fees or costs.

    PersonalLoans makes sure you get the best possible loan offer, regardless of your credit score. You can borrow between $1,000 and $35,000, making it an excellent choice. It doesn’t matter if your credit score is good or bad; PersonalLoans is a platform that entertains all types of customers.



    One of the best-rated bad credit lending platforms, LendYou is the perfect choice if you need a loan for short-term emergencies. Designed to help with medical bills and car repairs, and other expenses that do not require a fortune, this is a service that genuinely helps you in desperate times.

    LendYou is also one of the quickest bad credit lenders. Once you fill out the application form and complete the registration process, the lenders will do their best to send you money in the shortest possible time. Like all other lenders on our list, the company and its registered lenders do not care about your credit score and are here to help anyone and everyone.

    To be eligible for a loan, you need to be over 18 years of age with a minimum monthly income of $1,000, have a valid account that allows direct deposit, and not be a US military member. If you meet the criteria, you can apply for a loan and get up to $2,500 within the next 24 hours.

    Next Day Personal Loan


    Designed to be a customer-friendly platform, which guarantees security and convenience, Next Day Personal Loan is an excellent option for anyone looking to borrow a large sum of money. It is one of the most prominent lending platforms on our list, and users can lend between $100 and $40,000, depending on their needs.

    No matter the credit score, Next Day Personal Loan guarantees unmatched convenience with a super-easy to follow 3 step process. You simply fill out the form, review all the documents, and get the money transferred to your account in 24 hours. It works like most other bad credit lenders and connects the borrower with lenders from all across the nation.

    With hundreds of registered lending partners, Next Day Personal Loan also guarantees the security of your data with 256-bit encryption, something you do not see with other bad credit lenders.



    Payzonno is a free bad credit lender that works differently from others. Instead of applying for a loan yourself, the Payzonno chatbot asks you a set of questions when you log on to the website. These questions range from basic biodata to your financial situation. Based on your answers, you are offered a loan; the proposed amount varies from person to person.

    It does not matter if you have a bad credit score; Payzonno will still provide you with a loan offer that fits your situation. If you can provide evidence of a solid monthly income, the amount offered will increase, and you can get a higher offer.

    Like other top bad credit lenders, Payzonno provides you with offers from multiple lenders and puts them into a competition to get the best loan offer. After being present with offers, you get to pick the one that best fits your situation. You can get a loan of up to $5,000 depending on your state of residence, credit score, and other factors.

    Upgrade Personal Loans


    With loan offers of up to $50,000, Upgrade Personal Loans is the biggest bad credit lender on our list. There are no hidden fees; you just apply on their website and can see tens of offers within a few minutes of submitting your application.

    The APRs offered by Upgrade Personal Loans range from nearly 6% to 36%, which makes it one of the more reasonable bad credit lenders available online today. Regardless of your credit score, you can get a loan from Upgrade Personal Loans. Nevertheless, the amount offered and fixed rates can vary depending on your credit score.

    The platform is straightforward to use, and everyone, no matter how tech-savvy, can easily use it and make the best out of what it has to offer.

    How Were The Top Bad Credit Lenders Ranked?

    Many lenders online claim to provide competitive loans regardless of your credit score and make several promises. However, many lure customers with fake claims and exploit them once they agree to a loan. While going with a bad credit lender online, several aspects need to be considered before you can consent to a loan. We considered myriad factors before presenting you with the list mentioned above. Some of the most important are explained below:

    Credit Score

    This list provides you with the best lenders to borrow money from regardless of your credit situation. We only considered the lending platforms that allowed users to borrow money regardless of their credit situation. The money lending services that allowed people with little to no credit score to borrow large sums of money were preferred over those that gave weightage to credit scores before lending money.

    The Reputation of The Lender

    The reputation of each money lending platform was of the utmost importance in the compilation of our ranking. To make sure the borrowers did not face any future complications, we gave significant attention to the reputation of each of the lending platforms mentioned above. All the bad credit lenders on our list are known for their services and are famous for being among the most cooperative in customer service and welfare.

    Ease of Use

    The bad credit lenders that were easy to use and came with a simple application process were preferred highly over the lending platforms that were too complicated to use. All the lenders mentioned above follow an approach that is very simple to understand and does not require the user to go through any lengthy processes. Any layman can use the lenders listed above without seeking any expert help, which is something we gave extra marks.

    Time Taken for Deposits

    Some lending services guarantee you large sums of money but take weeks to make the deposits, causing delays and several problems. We gave preference to the bad credit lenders that were instant in the services they provided and deposited money quicker than others. All the platforms that made the final cut on our list guarantee deposits within a day, and some do it within 12 hours.

    Money Offered

    The amount of money offered by each lending platform was also of the utmost importance on our ranking. Some lending services provide quick deposits and are easy to use; however, their money is too little to offer any substantial benefit. Because of this, we made sure the money the bad credit lenders on our list provided the borrower with an ample sum of money that fulfilled all their requirements.

    Transparency and Security

    As previously mentioned, borrowing money from an online lending platform is sensitive; there is a considerable security risk if you go with the wrong lender. Several scams are being run under the guise of bad credit lending because of this particular reason. We were extra careful in making sure the lenders we went with were transparent in their dealings and offered the highest security possible.

    Interest Rate

    If you have bad credit, all the loans you get will be at high-interest rates. Because of the risk involved, all the lenders expect high returns, which is why all loans given to people with bad credits come at a high-interest rate. Nevertheless, we tried our best to provide you with a list of lenders that provided competitive and reasonable interest rates while keeping the customer’s best interests in mind.


    Some lending services do not disclose their fee upfront; instead, they have hidden fees that you only find out about after you have received the payment. Keeping this in mind, we only selected the bad credit lenders with no hidden fees and were honest in what they promised. Almost all the lenders listed are free for the borrowers and do not charge extra money.

    Customer Reviews

    Customer reviews were given more weightage than any other metric because nothing can tell you more about a lending service than real-life reviews. We paid extra attention to the customer reviews of each lending platform to ensure the lenders provided everything they promised.

    A Step by Step Guide to Getting a Bad Credit Loan

    If you go with any of the services listed on our ranking, you can quickly get a bad credit loan without going through a lengthy process or a lot of hassle.

    To get a bad credit loan, follow these steps:

    • Find out your credit score to better understand which lender to go with.
    • Do your research. Find out about the bad credit lenders available online and go with those that suit you. Any of the bad credit lenders on our list will do the job for you.
    • Keep your information and necessary documents at hand. Essential information like your date of birth, correct name spellings, social security number, and detailed financial information, among others, should be readily available to you. Your payslip and income verification, along with information regarding previous loans, should also be available in case the lender asks for it.
    • Fill out the application form and apply for the loan. Follow any other minor steps mentioned online to see the whole process through and get approved by the platform and the lender.

    It is as simple as this. All you need to do is gather your essential information, after which you will have to follow the instructions mentioned on the website and fill out the form as directed by the lending platform. Once you have all your data, you can apply for a bad credit loan in less than 5 minutes and have the money in your account within the next few hours.

    Advantages of Getting a Bad Credit Loan

    A bad credit loan can have a lot of significant advantages that you might not get with other loans. Some of the most common benefits of a bad credit loan are as follow:

    Bad credit loans are outstanding for emergencies. If you need urgent cash and cannot find any way of getting it, bad credit loans might be the best idea.

    Many bad credit lenders charge lower interest rates than most credit cards. Most credit card companies charge between 18% to 30%, depending on your history and spending. In contrast, interest rates on bad credit loans can be as low as 5% if you go with the right lending platform.

    The variety of options you get with bad credit loans is something you won’t get with others. Several bad credit lenders offer loans on different conditions and rates, allowing you to choose between options. This lets you pick the best option for you and save you a lot of money.

    Bad credit loans allow you to choose the payment plan. From a few weeks to almost five years, you can pick whichever period suits you the best. The flexibility and convenience of bad credit lenders are hard to find with others.

    Timely repayment of bad credit loans can help improve your credit score, meaning you can borrow more money at better rates.

    Most bad credit lending platforms have a lot of lenders who compete with each other to provide you with the best possible offer, which means the ball is always in your court when it comes to choosing the right type of loan.

    What are Credit Scores, and How Do They Work?

    A credit score in the United States denotes the creditworthiness of an individual. It is based on a credit report, which credit bureaus provide. Banks, lenders, and credit card companies all use credit scores to assess an individual’s risk of lending money.

    Credit scores decide your eligibility for a loan and the interest rate that loan will be given. Lower credit scores mean a high risk involved in lending money to an individual, which leads to higher interest rates. Whereas good credit scores generally indicate low potential risk, individuals with good credit scores get loans for lower interest rates.

    In the United States, there are three major credit bureaus. Namely, TransUnion, Equifax, and Experian. These bureaus keep track of your credit scores through your Taxpayer Identification Number or Social Security Numbers.

    The credit reports collected by credit bureaus contain everything from your payment history to any outstanding debts or unpaid loans. All these factors contribute to the credit score assigned to a person. If a person has a history of defaulting on payments and several outstanding loans, they will have a low credit score, making it difficult to borrow money.

    What Leads to a Bad Credit Score?

    Several factors contribute to a bad credit score, from outstanding long-term debts to unpaid credit card bills. The following are some of the primary reasons for bad credit:

    • Low credit on your credit card can lead to a decrease in your credit score
    • Unpaid loans also lead to a low credit score
    • High amounts of outstanding debt is also a significant contributor to a bad credit score
    • Credit card bills, bank loans, lines of credit, and car loans, among several other factors, can also contribute to your overall credit score.
    • Unpaid student loans also play a significant role in bringing your credit score down.

    Other than these, numerous other reasons might affect your credit score depending on your lifestyle and payment history.

    What is Considered a Bad Credit Score?

    The credit score given by credit bureaus ranges between 300 and 850. A score below 580 is considered poor, and a person having a score below 580 is seen as high-risk, meaning that even if you manage to get someone to lend you money, it will be at a very high-interest rate.

    Below are the tiers for different credit scores:

    • Exceptional: 800+
    • Very Good: 740-799
    • Good: 670-739
    • Fair: 580-669
    • Poor: Below 580

    Types of Bad Credit Loans

    Having bad credit does not mean you cannot borrow money. There are different types of bad credit loans available that can be availed. There are four major types of bad credit loans:

    Online Lending Platforms

    Online lenders are the most famous type of bad credit lenders today. They not only offer convenience when it comes to borrowing money but also provide the user with the desired amount without asking many questions. Furthermore, they offer instant services, meaning you can apply today and have the money in your account within 24 hours.

    Payday Alternative Loans

    As the name suggests, Payday Alternative Loans are cheaper alternatives to payday loans. Credit Unions offer these types of loans when affiliated with the National Credit Union Administration. The federal government has capped the interest rate for these loans at 28%, which means they are more affordable than payday loans.

    Home Equity Loan

    Another way of getting a loan on bad credit is putting your home up as collateral. If you own a house, you can get a loan against it by putting it up as security for the loan. Home equity loans can be availed regardless of your credit score. People with bad credit who have equity in their houses can quickly get a loan. Moreover, these loans tend to be low-interest loans because the house works as security for the loan. However, you need to be aware that if you fail to repay the loan, your home will be confiscated, and you will lose your property.

    Borrowing from Close Friends and Family

    Borrowing money from friends and family is the last resort; it does not involve any paperwork, and you might even get it without any interest. Nevertheless, you need to consider several factors before asking any acquaintance for a loan because it might damage your relationship if you fail to pay back the borrowed amount.

    How much do Bad Credit Loans cost?

    Bad credit loans and the repayable amount can vary depending on several factors. Your credit score, the amount you borrow, and your paying capacity can contribute to the interest rate you get with a bad credit loan.

    Interest rates for bad credit loans can range anywhere from 4.9% to 35.99%, depending on numerous factors.

    If you have a good credit score and make a respectable amount of money, you can borrow more, whereas if you have a poor credit score and do not make enough money, you might not be able to borrow much.

    While applying for a bad credit loan, you need to consider several factors, including missed payment fees, early payment fees, and other charges.

    How Much Money can you Borrow on Bad Credit?

    The borrowable amount varies from lender to lender. Some bad credit lenders allow people to borrow anywhere from $500 to $5000, whereas others might let the user borrow up to $50,000, subject to different factors.

    People with higher credit can generally borrow more, while people with terrible credit cannot borrow as much as others.

    Alternatives to Bad Credit Loans

    There are several alternatives to a bad credit loan. Before applying for a bad credit loan, you need to consider several factors and decide what fits your situation. The following are the best alternatives to bad credit lenders:

    Cash Advance Apps

    Cash Advance Apps like Chime, Dave, and Earnin are great choices if you need a cash advance on your paycheck. Even though there is a borrowing limit on these apps, they offer great alternatives to bad credit loans and are perfect if you need small amounts of cash for emergencies.

    Personal Loans

    Personal loans are also suitable alternatives to bad credit loans because they have lower APRs. People with bad credit scores can still borrow from banks and credit unions depending on their situations.

    Small Dollar Loans

    Several banks offer small-dollar loans, which are great for emergency expenses. For more information on small-dollar loans, you need to contact your banks.

    Auto Title Loans

    Auto title loans are also an option for people who own a vehicle. These loans allow you to put your automobile up as collateral for a loan. Nevertheless, these should only be used as a last resort because they are pretty expensive and require you to pay the money back within a month. If you default on your payment, your vehicle is seized by the lending entity.

    Peer-to-Peer Lending

    Numerous online platforms facilitate peer-to-peer. People usually give loans to others for a set interest rate to get a good return on their investment.

    What is Needed While Applying for a Bad Credit Loan?

    Applying for a bad credit loan is relatively simple; nevertheless, you still need to meet the eligibility criteria and have certain documents ready if you wish to apply for a bad credit loan. Some lenders have different requirements than others. However, most of the bad credit lenders have the following criteria:

    • The borrower must be at least 18 years old
    • Must be resident of the state selected on the loan form
    • A valid phone number and email address
    • An active bank account
    • Must not be bankrupt or planning to file for bankruptcy

    Apart from these requirements, some lenders might ask for proof of income. Some lenders also have a minimum monthly income requirement for borrowers on bad credit. Generally, you qualify for a bad credit loan if you earn more than $1,000 per month. Many lenders also require social Security Numbers and Individual Taxpayer Identification Numbers.

    Frequently Asked Questions About Bad Credit Lenders

    Our team of financial experts gets hundreds of questions each week. Some of the most important and frequently asked questions have been answered below:

    Q: What is a bad credit loan?

    A: A bad credit loan is a loan you apply for when you do not qualify for other loans because of a bad credit score. Bad credit loans are for people who have a history of unpaid loans and outstanding debts.

    Q: Is it possible to get a loan with bad or no credit?

    A: Yes, it is possible to get a loan with bad or no credit. You can visit any bad credit lenders on our list to see how much you can borrow on your credit score.

    Q: How long does it take for a bad credit loan to be deposited in my bank account?

    A: If you go with any of the bad credit lenders mentioned on our ranking, you can get the money deposited into your account within 24 hours or less.

    Q: Is there any way to get a loan instantly?

    A: Several online lending platforms and cash advance apps can lend you money instantly and provide you with a loan within one working day.

    Q: Is there any catch with bad credit loans?

    A: The only catch with bad credit loans is that they come with high-interest rates. Lending to a person with bad credit is considered high-risk, so lenders tend to charge high-interest rates for bad credit loans.

    Q: How much money can I get with a bad credit loan?

    A: The amount borrowed on bad credit varies from lender to lender. Mostly, you can get up to a few thousand dollars if you have bad credit.

    Q: Will a bad credit loan affect my credit score?

    A: With some lenders, the loan might affect your credit; however, the effect isn’t that much.

    Q: What details do I need to apply for a bad credit loan?

    A: Your date of birth, phone number, email address, SSN or ITIN, and bank account details are some of the particulars that might be required while applying for a bad credit loan. Some lenders also require proof of income.

    Q: Who can apply for a bad credit loan?

    A: Anyone over 18 and having any stable source of income can apply for a bad credit loan in their state.

    Q: Is it necessary to have a job to apply for a bad credit loan?

    A: No, you just need to have a stable source of income to apply for a bad credit loan. If you are self-employed, work online, or have any other source of income, including disability payments, you can apply for a bad credit loan.

    Q: Do I need to pay anything while applying for a bad credit loan?

    A: No, if you go with any bad credit lenders on our list, you can apply for free and get a bad credit loan offer.

    Q: When do I have to pay the loan back?

    A: Payment periods vary from lender to lender; some might ask for the payment in a few months, while others might give you a few years.

    Q: How will I receive the money from my bad credit loan?

    A: Most lenders deposit the money directly in your account, while others allow cash pickups.

    Q: When will I know if my bad credit loan has been approved?

    A: The lending platform lets you know within a few minutes if your loan has been approved or not. If your loan gets approved, you are presented with several offers.

    Q: Can I pay my loan back earlier than decided?

    A: Yes, some lenders allow early payments while others might charge an extra fee.

    Q: Why do bad credit loans have high-interest rates?

    A: A bad credit loan is considered a high-risk investment, so lenders charge higher interest rates than usual when lending money to people with bad credit scores.

    Q: Are bad credit loans safe?

    A: Yes, it is safe to borrow money if you have bad credit. However, ensure you pay the loan back on time and not default on your payments.

    Q: Do I need to put up anything as security while applying for a bad credit loan?

    A: No, the best part about bad credit loans is that they do not require any security or collateral. You can apply for a loan without putting any of your valuables up as collateral.

    Q: Are there any specific guidelines on how I can spend my bad credit loan?

    A: No, you can use the money from a bad credit loan as needed. There are no rules or guidelines on spending your bad credit loans. Nevertheless, you are still expected to make all your payments on time.

    Q: Which lender is the best for bad credit loans?

    A: Any of the lenders on our list, including PickALender, MoneyMutual, BadCreditLoans, and Next Day Personal Loan along with others, are among the best bad credit lenders found online today.

    The Best Bad Credit Lenders of 2022 Final Word

    In today’s world, countless lenders offer money to people with bad credit. However, while going with a lending platform, it is essential to do your homework and consider everything.

    If you need a loan on bad credit, you can go with any of the bad credit lenders listed above, and you can rest assured that the process will be smooth and easy. All the bad credit lenders mentioned above are the best and backed by many customers who have turned to them in difficult times.


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    Army Funding

    Best Bad Credit Loans – The Most Recommended Short-Term Personal Lenders That Work

    It’s possible to get a loan, even with bad credit. Scores of reputable lenders offer bad credit loans. Therefore, a person with a bad credit score, an average credit score, or even no credit score can still borrow money from these lenders.

    However, the borrower must get it right the first time by knowing where to look. To help borrowers locate the best bad credit lenders, our lending experts contacted bad credit companies, scrutinized financials, and engaged real customers about their experiences. In the end, we ranked the top bad credit lenders of 2022.

    The Best Bad Credit Loan Providers of 2022

    After thorough analysis and much deliberation, our editorial team ranked the following as the best bad credit lenders of 2022:

    • MoneyMutual
    • BadCreditLoans
    • PickAlender
    • CashUSA
    • PersonalLoans
    • LendYou
    • Next Day Personal Loan
    • Upgrade Personal Loans
    • Payzonno

    Here’s a rundown of each of these companies:


    MoneyMutual is one of the bad credit lenders to consider in 2022. According to its official website, the digital lending platform has helped more than two million customers get cash loans from more than 120 lenders across the United States. At MoneyMutual, services are fast and secure.

    It allows borrowers to access up to $5,000 in their accounts within 24 hours. Importantly, the popular platform imposes no stringent conditions, with borrowers only required to give brief information to MoneyMutual, which forwards it to the lender for review. The lender transfers the money to the borrower’s account within 24 hours.

    The main advantage of MoneyMutual is that it offers its services at no cost. Borrowers just need to fill out a form and submit their information through MoneyMutual’s online marketplace at no cost. If a lender is interested in a borrower, it’s the lender to pay MoneyMutual while the borrower pays the lender.

    • Takeaway: Users can borrow $5,000 in as little as 24 hours.



    Available online at BadCreditLoans, this platform allows users to borrow between $500 and $10,000 via a simple, digital application process. To get started, a customer just enters the ZIP code, the last four digits of their SSN, and date of birth to complete the application process. The customer can instantly see whether they qualify.

    Just like MoneyMutual, BadCreditLoans offers its services completely free of charge. The platform connects borrowers with lenders, which eventually pay the company for bringing a customer. The borrower only pays the lender and not BadCreditLoans.

    This platform connects borrowers with the best possible lenders through a hassle-free digital application process. All the same, BadCreditLoans embrace a high level of transparency and honesty. It’s honest about lenders’ fees and even offers tips on avoiding scammers.

    • Takeaway: Users can borrow between $500 and $10,000 in as little as 24 hours



    PickALender is another ideal platform for anyone looking for a bad credit loan. The online lending platform allows users to borrow personal loans from as little as $100 to as much as $40,000. Users only have to fill out a digital form and immediately see the offers available. This process takes two minutes or less.

    PickALender functions in a similar way to both BadCreditLoans and MoneyMutual. PickALender collaborates with dozens of lenders while it creates a suitable marketplace where borrowers can get the best deal based on each unique situation. The platform gives borrowers a hassle-free way of getting loans, even with bad credit. More importantly, it’s transparent and offers fast fund delivery.

    • Takeaway: Users can borrow between $100 and $40,000 within one business day.



    CashUSA allows users to consolidate debt for remodeling their homes or taking a vacation even with bad credit. Users can secure up to $10,000 in loans on this platform through four easy steps. Customers need to complete a digital form and connect with a lender. They can then accept the offer and wait for the funds to reflect in their accounts.

    Like the other previously mentioned platforms, CashUSA serves as an intermediary between borrowers and lenders. The platform engages dozens of lenders nationwide, which compete to do business with borrowers. This means the customers can get the best possible offers.

    In an online form provided by the platform, customers just need to enter their ZIP code, the last four digits of their SSN, and the date of birth to qualify for up to a $10,000 loan. CashUSA is also popular for its transparency. The platform aims to facilitate faster loans from reliable lenders.

    Once approved, the disbursement process takes only 24 hours or less. The entire process is discreetly online, so borrowers don’t feel embarrassed.

    • Takeaway: Customers can borrow between $500 and $10,000 within 24 hours.



    This online lender allows customers to borrow money even with a bad credit score. PersonalLoans serves people with both good and bad credit scores. The website is user-friendly with a seamless digital application process that makes everything hassle-free.

    PersonalLoans allow customers to request between $1000 and $35,000 from the platform’s network of reliable lenders. It offers the service at no cost without any hidden fees or obligations. Customers need to enter personal information into the online form and view their offers to get started.

    Additionally, Personal Loans allow customers to customize their loans and terms. For instance, customers can choose from a pool of lenders and even view the loan offer upfront. This allows borrowers to decide what works for them.

    • Takeaway: Customers can borrow between $1000 and $35,000 in 24 hours.



    LendYou is another platform to recommend for anyone looking for a bad credit loan from reliable lenders. The popular platform helps users pay for emergency medical bills, car repairs, or any other short-term emergency of their choice. The application is made online, and once it’s completed, the lenders dispense the funds to the borrower’s account as soon as possible.

    Like other bad credit lenders listed here, LendYou is open to anyone with good or bad credit history. The platform works faster, and everything takes place discreetly online. To get started, one has to be at least 18 years old, have an official checking account, and have a minimum regular income of $1000 per month.

    Besides, the borrower should not be a United States military member. Once qualified, the customer can get up to $2500 transferred to their account in as little as 24 hours.

    • Takeaway: Customers can borrow from $100 to $2500 within 24 hours.

    Next Day Personal Loan


    Next Day Personal Loan is another reputable bad credit platform that allows customers to acquire a bad credit loan in three simple steps. Customers just have to fill out an online form that takes two minutes. The last two steps involve reviewing and signing the documents before the money is dispatched to the borrower’s account.

    The platform offers a fast disbursement within one business day. The main advantages of using the Next Pay Day Loan platform include fast disbursement of funds, multiple lending partners, and secure data security with 256-bit encryption. Importantly, the platform embraces all credit scores.

    • Takeaway: Customers can borrow between $100 and $40,000

    Upgrade Personal Loans